Got a letter from this company stating I owe them money for a loan I never asked for or received. 784.00 and asking me to settle it with a payment 584
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Was it an email?
Overseas scammers have been sending out these fraudulent emails by the thousands, looking for suckers to respond so they can target them with threatening phone calls to con them out of money. Ignore them. They're fake.
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Ignore them.
They're fake.