unauthorized withdrawl from bank account
Complaint
melinda reyna
Country: United States
received a call from budget savers..stating ..for a free 30day trial for1.00,they promised a walmart gift card..and numerous other savings,..I NEVER RECIEVED NEITHER NOR!!now they have withdrawn 29.95 from my account to which i never agreed to.
Comments
Dispute fraudulent charges through your bank, and block the card number ro close the account due to fraud, to prevent additional fraudulent charges. Follow up your dispute IN WRITING, with a written dispute or fraud affidavit sent to your bnak's dispute address. Your bank can reverse charges disputed within 60 days of the statement date showing the disputed charges, under FRB Reg. E for checking account debit cards or EFT, or under FCBA for credit cards.
If you let them run out the 60 day dispute window with promises, you will get stuck. In addition, if you keep your account open, or fail to block your card number, you may get additional fraudulent charges.
Contact FTC and your state Attorney General if you have any further problems with fraudulent charges, or in getting your money back.