owe money
Complaint
Shorty
Country: United States
Someone named David A Jones with Richard Morgan & Associates called me this morning for Cash Advance USA (parent company). He said I needed to pay him $250.00 today or the sheriff department was coming to arrest me today and that he would be contacting my employer next week. He said he could only except a money pak for payment. The phone number he called from was 917-460-0037. He sounded very convincing and he scared me.
Comments
Extortion Scam Related to Delinquent Payday Loans
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller’s instructions. Rather, you should:
■Notify your banking institutions.
■Contact the three major credit bureaus and request an alert be put on your file.
■Contact your local law enforcement agencies if you feel you are in immediate danger.
■File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
■Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
■Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
■Avoid filling out forms in e-mail messages that request personal information.
■Ensure that your browser is up-to-date and security patches have been applied.
■Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
■When you contact companies, use numbers provided on the back of cards or statements
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Just another fake "payday loan debt collection extortion racket.
http://www.ftc.gov/opa/2012/02/acc.shtm
"...
For Release: 02/21/2012
Court Halts Alleged Fake Debt Collector Calls from India, Grants FTC Request to Stop Defendants Who Often Posed as Law Enforcement
At the request of the Federal Trade Commission, a U.S. district court has halted an operation that the FTC alleges collected phantom payday loan “debts” that consumers did not owe. Consumers received millions of collection calls from India, and that since January 2010 the operation took in more than $5 million from victims, according to the FTC.
..."
If you are being harassed by this type of scam, contact FTC.
1) "Morgan and Associates" has a long history of use as an alias by Indian or Pakistani scammers.
2) emails threatening "arrest" or "prosecution for theft", "bank fraud", etc.
3) Similar calls pretending to be "lawyers", "investigators", or "prosecutors"
4) Thick accents. these scams usually originale overseas, often India or Pakistan
5) Specific characteristic language shows up repeatedly: "download a case", "against your SSN", "US Attorney", etc. Looks like they all copy each other hoping to sound "legal", but they doh't quite have the legal language right, so it sounds stilted if you grew up in the US and have half a brain.
They call from another country, probably India, and make their threats, including harassing your employer, to extort payments on fake debt.
Best thing your employer can do is inform all your coworkers about this type of scam, so they don't get conned.
Strangers who call you on the phone and make threats are CRIMINALS, nothing more.
Called from
201-215-0405
Come and fight with us...
Cheers & Blessings,
Eric (Australia)
ScamCrusader.com