Saying they were going to take me to court
Complaint
Mary Bearden
Country: United States
I live in Georiga and have been disabled since 2003 and have not left the state of Georgia since then. My daughter went to CA for a vacation and I guess she ran out of money and cashed a check at one of those check cashing places and was told she could pay it back in payments. She only used me as a reference. I have been getting calls now for over a year and I have told them she does not live here. My daughter has talked to these people trying to make arrangements to pay this money back and they said you had to pay it all or go to jail. Now, they are threatening to send me to jail for what I don't know. I did not cash the check nor did I sign or give my permission to even use me as a reference. They are threatening to ruin my credit score also. Someone needs to find these people and arrest them. The number they used is 909-200-2008 and the name Lisa Ryan (which is probably fake because she sounded like she was from India or somewhere over there). When I called I asked the name of the firm and they said it was ACS Law Firm. I have contacted my local sheriff and this will be investigated. But the Federal Government needs to get involved with this and stop this from happening. Sounds like there are loads of complaints on the internet about them using scare tactics. I want someone to investigate these people and find out where they really are. The number 909-200-2008 according to internet search says it is in Fontana, CA. I hope this helps anyone out there researching these people.
Comments
https://complaintwire.org/Complaint.aspx/Ubneeon1VgB6CQjNRbxkig
https://complaintwire.org/Complaint.aspx/UsqjRBy2RACK1AjNMuiSwg
https://complaintwire.org/Complaint.aspx/UiOfDRYbAADvxAjM9mMpsg
https://complaintwire.org/Complaint.aspx/2y5wTPMhBgDEGwjNBt53YQ
https://complaintwire.org/Complaint.aspx/_dK2egnOUgBqqAjMTkez8Q
https://complaintwire.org/Complaint.aspx/RiRDV_OcCwBMagjLnNgQqQ
They are reported to be criminal scammers based in India running a phone extortion racket, attempting to con people using threats.
Some reports indicate they may have obtained access to old payday loan information, or possibly information from phony payday loan websites, which would give them identity and bank account information, but many consumers claim any past payday loans were already paid off, and others claim they never had any such loan. Most consumer complaints indicate the allegations of any owed debt are bogus.
Many complaints indicate they have identity information such as addresses, SSN, and DOB, indicating possible access to U.S. consumer credit reports. Others report harassment at work, or harassment of relatives, which might indicate they are using skip-trace databases to obtain that information.
There were several related debt collectors in the Jacksonville FL area employing similar tactics. The Florida AG shut down several of them, including one, "Ellis Crosby", that was reported to have had an Indian call center. This might explain how they have access to credit report and skip trace information. ABC News has done a story on these crooks, and both the West Virginia AG and Kansas AG have had press releases warning of their calls. They were trying to con an employee of the Kansas Attorney General's office.
They commonly make threats, claim to be attorneys, claim to be suing, claim they will arrest you, claim you will be prosecuted, put in jail, etc. They also commonly use names chosen to sound very "American", even though they have thick Indian accents that many report they can hardly understand.
They are not "attorneys", not a "law firm", not in "California", not "American Credit Services", they do not "sue", "arrest", "have a warrant", etc. They are not in "Fontana", they can just get VoIP phone numbers assigned to ANY U.S. area code.
They are overseas crooks, using cheap internet phone service and illegally obtained consumer identity information to try to con Americans. They violate laws all the time but could care less since they figure they are half-way around the world.
More complaints:
https://800notes.com/Phone.aspx/1-858-777-1977
Neither you nor your daughter should talk to these criminals. She does NOT owe them anything, regardless of whether she took out some payday loan. NOTHING they say can be trusted. She may or many not owe some debt to a legitimate lender, but she DOES NOT owe it to these crooks. They may have just found information on her own credit report that they could use to con her, or they might just be calling people at random looking for people they could convince to pay a phony "outstanding payday loan", and picked up on the opportunity when she admitted she had had one.
They can't do anything to either of you, unless you give them your account number. If you have done so, IMMEDIATELY contact your bank and block the card number or close the account due to the account information being in the hands of known scammers.
They are LIARS, CROOKS, and THIEVES. Call the FBI and report them, and they will tell you the same thing. FBI even has a warning that some of these overseas scammers are claiming to be with the FBI.