The Said I Preauthorized Zeal Money Solut.

They said i preauthorized a loan but i never signed anything! I never singed any documents nor did i E-Sign anything online either. So why have i been charged a return item free for something i never authorized in the first place????!!!.....Now i have to pay my bank is charging me $25.00 for every returned Item plus $29.95 and another fee of $34.95 and that leaves my bank account -$100.00. Tell me how is that far to me or anyone else for that matter...... Signed,Cannon Manzo