unauthorized money from account

ComplaintsScamsWC *BUDGET SAVERS MNTH

Complaint

0
I Burton
Country: United States
This sh**t is crazy, people please pay attention to your bank statements.These people have taken money for 3 months before i actually caught on. I didn't agree to none of this [***]. I want my money back now!!!

Comments

  • 0
    tj
    Similar complaints:
    https://complaintwire.org/Complaint.aspx/V0kGEmF0EQCZnQjMo7WR2A

    Immediately contact your bank to dispute fraudulent charges, and close the account due to fraud to prevent additional fraudulent charges.  File complaints with FTC, your state Attorney General, and the Minnesota Attorney General.
  • 0
    Mary Jane
    I don't even know how WC Budget Savers got access to my bank account.  I'm low-income and retired on disability.  Now they're automatically withdrawing money from my Credit Union.  I don't like idea of closing my   Credit Union account, as you seem to suggest.  Won't this reflect badly on my credit?  Does anyone know hotline for FTC?  Thanks for letting us know about these "people."
  • 0
    tj
    Immediately contact your bank to dispute fraudulent charges, and close the account due to fraud to prevent additional future fraudulent charges.  Your bank can reverse fraudulent charges, but only if you dispute them promptly.

    "I don't like idea of closing my   Credit Union account, as you seem to suggest.  Won't this reflect badly on my credit? "

    It won't affect your credit.  Your credit union can just open a new account, and close the old one.  In fact, when you report such fraudulent charges to your bank or credit union, if they are competent, they should suggest that you do just that.  If you do NOT close your account, and you later get additional fraudulent charges connected to these ones that could have been blocked by closing your account, some banks won't handle the dispute properly.

    The problem if you don't close the account to block scam charges, is that they may come back later and start charging again, even if you get them to stop charging now.  They might even have set you up for charges under various other names, so it does no good to try to block charges under the name you know.  All they would have to do is wait until you might miss their small charges.  You already know your account number is in the hands of a business you cannot trust.


    In the future, use only credit cards for online or retail payments, since it is less disruptive to block credit cards in case of fraud.  Do NOT use debit cards, as that can allow scammers direct access to your checking account.  In fact, it is safer not to have debit cards, and use an ATM card requiring a PIN at your bank's own ATM machines.  Use your checking account and checks only for payments to companies you can trust, such as rent or mortgage, utilities, banks, etc.
  • 0
    tj
    Are these charges connected to a telemarketing call, a "discount offer" on calling some order number, an online purchase, or don't know?

    What online merchants did you provide account information to before these charges showed up?  Do you believe they transferred your account information to this company without your authorization?

    Were you presented with some pop-up "discount offer"?

    Did charges occur despite rejecting (unchecking) some "discount offer"?

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