fraudulent charges
Complaint
kat
Country: United States
I received this email....i have no idea what it is in reference to, just know that it is bogus.
This is in reference to your Account number 241299 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $977.36
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585-326-0000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $977.36
This is in reference to your Account number 241299 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $977.36
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585-326-0000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $977.36
Comments
If you respond, they will just target you with harassment and threats.
They may also try to call and threaten you anyway.
Ignore that also, or report it to the FBI.
Or tell them you are recording the call to post on Youtube, so more people can laugh at them.
This one is typically run by scammers in India.
This is in reference to your Account number 241299 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $977.36
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585-326-0000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4728.35 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $977.36
Thanks for being our customer,
ACS Legal Department
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
This is what I sent:
Good Afternoon:
I talked with Jennifer at payday loan Yes on April 26, 2012 because I tried to call you on 4/24/2012 it was just a voice mail to tell me to leave a message witch I did, to tell you have not received anything and to give me a call. They pulled up my social and nothing shows up, I also gave the original Account # for Payday Loan yes and they said nothing on file for me. Jennifer from payday loan yes said I can fax over the contract you have just to verify . You said I have 48 hours so please send me a contract over A.S.A.P. to look at it so I can send it on to Jennifer and my dad. I work for my dad now.
It is now Monday, April 30th and I 'm just now herring from you on email.. I called and left a message 4/24/12.
Please send me something over through email and I will pass it on. If everything looks fine I will pay what I owe
This is what he said:
The company won’t provide any black or white.
While applying for these loan company haven’t requested any paper work from your side, however if you are requesting it we can simply forward for the legal consequences. Soon you will received the court summons at your door step and there after we are not able to help you out.
This is your last and final chance to settle this case. If you don’t take it seriously we have to take hard steps against you.
And talking about the proof we have sent you several notification to your address but you didn’t reply yet. Now from onwards we can’t send you anything. If you are willing to resolve your case then you have to pay your debt back to the company and thereafter we will send you the Payment Receipt stating that your account is paid in full with zero balance.
Do revert Back.
Best Wishes,
John Dailey,
Sr Investigation Officer.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $925.36.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585-204-6000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4789.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $925.36.
Thanks for being our customer,
ACS Legal Department
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
WHAT DO I NEED TO DO?
Ignore them. They are a bunch of liars and crooks.
This is in reference to your Account number 3609987 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $880.26
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.