claiming that owe a debt to a spot loan co. and then stated i would have a judgement against me
Complaint
tracieanna
Country: United States
Below is a email sent after a threatening phone call and a lecture about defrauding a financial institution and a judgement that is being filled if I do not pay
info@nationalcheckre.com via usrecoverysvcs.onmicrosoft.com
Conditional Release Letter
11:04 AM (12 hours ago)
National Check Resolution
PO Box 491406
Lawrenceville, Georgia 30049
Phone: 8773483599
Fax: 6789059521
November 23, 2016
Without Predjudice
Becker,Tracieanna
7936 Brianna Dr
Blacklick, OH 43004
This letter is in reference to the debt owed to the client listed below.
CREDITOR .................: SPOTLOAN.COM
ACCOUNT# .................: 422895
CLIENT ACCOUNT# ..: 71983F82BB-01
ORIGINAL BALANCE ..........: 1785.31
SETTLEMENT AMOUNT ...: 1585.34
The balance of your account is as listed above. Our client has authorized us to release you from all responsibilities in regard to this debt for 1585.34 .
The payment must be in our office on or before November 29, 2016 as this offer will no longer be recognized by our office after said date.
Yours Truly,
Ryan Davis
Unless this account or any portion thereof is disputed within 30 days from receipt of this notice, we will assume this debt to be valid. If you dispute this debt or any portion thereof within this 30 day time period we will furnish at your written request, a verification of this debt, or the name and address of the original creditor. This is an attempt to collect a debt by a collection office. Any information obtained will be used for that purpose.
CS/10141
info@nationalcheckre.com via usrecoverysvcs.onmicrosoft.com
Conditional Release Letter
11:04 AM (12 hours ago)
National Check Resolution
PO Box 491406
Lawrenceville, Georgia 30049
Phone: 8773483599
Fax: 6789059521
November 23, 2016
Without Predjudice
Becker,Tracieanna
7936 Brianna Dr
Blacklick, OH 43004
This letter is in reference to the debt owed to the client listed below.
CREDITOR .................: SPOTLOAN.COM
ACCOUNT# .................: 422895
CLIENT ACCOUNT# ..: 71983F82BB-01
ORIGINAL BALANCE ..........: 1785.31
SETTLEMENT AMOUNT ...: 1585.34
The balance of your account is as listed above. Our client has authorized us to release you from all responsibilities in regard to this debt for 1585.34 .
The payment must be in our office on or before November 29, 2016 as this offer will no longer be recognized by our office after said date.
Yours Truly,
Ryan Davis
Unless this account or any portion thereof is disputed within 30 days from receipt of this notice, we will assume this debt to be valid. If you dispute this debt or any portion thereof within this 30 day time period we will furnish at your written request, a verification of this debt, or the name and address of the original creditor. This is an attempt to collect a debt by a collection office. Any information obtained will be used for that purpose.
CS/10141
Comments
Judgments are done by court order only.
2) Nothing by US Mail. FDCPA requires a letter within 5 days of first contact.
3) Contact by email, when you haven't provided them with your email address.
4) Generic "American sounding" alias: "Ryan Davis"
5) Alleged "loan" doesn't match any real loan you ever took out
6) history of fraudulent activity: https://800notes.com/Phone.aspx/1-877-348-3599
7) Deception and threats aimed at extorting payment without any proof you owe them