unauthorized auto withdrawal from bank account

ComplaintsBanksSEM Budget Savers

Complaint

0
Brenda Brewer
Country: United States
Made 3 auto withdrawals from my bank for a total of over $60 and causing my account to be overdrawn. I want the account credited and the fee for the overdraft put back into my account.

Comments

  • 0
    tj
    They are a "discount membership" scam, reported to obtain consumer account information from other merchants, and using deception or obscuring of their "terms" while they cram fraudulent charges onto consumer accounts.

    Immediately contact your bank to dispute fraudulent charges, and close the account due to fraud to prevent additional fraudulent charges.  Follow up with a written dispute or fraud affidavit sent to your bank's dispute address from your statement.

    File fraud complaints with FTC, your state Attorney General, and at www.ic3.gov

    Do NOT trust any cancellation or refund promises, as such scams will say anything to delay you past the 60 day FRB Reg. E or FCBA dispute periods during which your bank can just yank back their stolen money.  Dispute with your bank, and follow up with a written dispute or fraud affidavit sent to your bank's dispute address from your statement.

    Do NOT use checking accounts, debit cards, or check cards  for any payments to anyone you do not know and trust.  Limit their use to payments to trusted creditors such as rent, mortgage, utilities, etc.  Use only credit cards for retail or online payments, as the fraud protections are stronger and it is less disruptive to block credit card numbers when fraud occurs.
  • 0
    Ruth Brown
    When a company continues to automatically withdraw payments from your account after you have canceled their authorization to do so, How far back is the company responsible to pay back the money they took out of your account?  I made this request to a company and their response was: "We follow the guidelines of the FDIC and are responsible for returning only 60 days of payments.  Is this true?  The total amount of time that the funds were taken out was over 8 months.  Do I have the right to request All of my money back?

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