Non-Authorized Deduction of $14.95
Complaint
Murray S. Brown
Country: United States
On 1/29/09, CIC CE Credit Report debited $14.95 from my Wachovia checking account without my authorization. Is this beginning to be a scam? I'm contacting my bank to dispute the charge.
Comments
http://www.ripoffreport.com/reports/0/236/RipOff0236734.htm
They advertise "free credit reports", but only for the monthly cost of membership, about $14.95. People think they are just getting a free credit report, and then find monthly charges.
FTC reached a settlement with them regarding deceptive advertising.
http://www.ftc.gov/opa/2005/08/consumerinfo.shtm
Truly free annual credit reports from any of the 3 major reporting agencies, as provided for by fedeeral law, can be requested through www.annualcreditreport.com
I never heard of this company and I never gave any of my data to this company. My bank blocked my card as a result of this fraud attempt.
I am not sure how this fraud happened, I am really careful with my credit card data. According to the comments I see here, this company is mostly targeting US accounts. I live in the Netherlands and I traveled to US last March and after that I have only made a transaction through credit card recently with a famous company in the US. I was really displeased with that transaction, but I will look this further before posting the company name, since I am not sure they are responsible for the disclosure of my data.
It's so surprising that this CIC CE Credit is been active since 2007 at least! How are they allowed to continue doing this?