Unpaid payday loan
Complaint
Fed up with scams
Country: United States
Got a message from This company called Goldman & associates claiming that they were going to have me served or arrested on my job if I didn't pay them that day. They called from 414-882-2174. They said It was about a payday loan they said I took out in 2006. The told me my ss#, name of a bank I had years ago and names of people I know. I asked them for and address and phone number to the payday loan company and they refused. They said they are paperless. So I asked for goldman and Associstes address and they still refused. They said if I paid they would send me an email with payment arrangements and all the information about the payday loan and addresses. They said they only take credit or prepaid debit cards. I was so scared that I paid $200 and they sent me an email that came from an online signature company called Docu sign for me to sign. With the name CT Financial as the company that processed my payment. There were several phone numbers through out the email as if they were for the payday company and Goldman and Associates as well as for CT Financial. But when I called each different number they all are answered by Goldman and Associates. Now I've realized that they have several numbers they are using. I'm worried that because I signed that email signature can they have me arrested or summoned if I don't pay them anymore money or have obligated or excepted responsibility to them? I have since filed a police report and filed a complaint with the FTC, The SC Attorney Generals office as well as with the BBB.
Comments
Thanks!
Under the Fair Debt Collection Act, a collector must send a written statement that indicates how much money is owed within five days of first contacting a customer. By law, collection agencies cannot threaten arrest or harm or pretend to be some kind of legal enforcement officer or agency.
For a full list of guidelines about what is allowed consult the Federal Trade Commission's website. Consumers can also file complaints with the commission or state attorneys general if they have been illegally pursued.
Most of these companies doing this have purchased VERY OLD debt for pennies on the dollar. Below is a web site to check out the statute of limitations for your state. If it has passed they can legally do NOTHING no matter what they say they can do even if you really do owe the debt!
http://www.bankrate.com/finance/credit-cards/ ... ld-debts-1.aspx
I been receiving the same call over and again from this 804-420-4838 they told me my bill was $500 but I could settle today for half that amount to keep from being prosecuted I told her I would wait on my court date so she said you know they are going to charge you $1500 in court fees so after all of this I still have been getting a call everyday but I refused to give them any money because I know that I did not receive a payday loan and not pay them back or didn't receive one in that amount at all. So if you get this it is a scam!!!
Stated that I took a loan in 2012 for $300, I told the guy named Mike that it wasn't me, I was a victim, I had proof to prove, he said he believed me. I asked him to give me his email address so I could forward to him my proof but he never gave it to me. I called him back again on Tuesday but there was another lady named Danielle Greenman who spoke to me in a very loud voice, threatened me if I didn't pay today (8/2/17) I will be turned into Harris county court & later to DA
I was so scared but still told her I was innocent, if I paid her then I admitted that I was guilty; she then persuaded me that I would be in a lot of troubles if I have to go to court with the attorney fee it would be way more than if I would pay her one time fee $465 for the case to be closed. I had no choice but pay her that amount but she sent me an invoice to make me sign electronically (of course with her help guiding me through the whole process), I was misrepresenting by their threats because the said they were from
Goldman & associates law firm, in fact they were a collection companies which they lied to me .
Be aware of these scammers everyone !!!!
If they have only information, they might have gotten it if you ever applied online for some payday loan, even if you never got it. Some of those sites are fake, and others are so sleazy they sell information even to scammers.
Another possibility is if they have set themselves up as a "collection agency", and gotten access to credit reports and skip-tracing services. They could be getting your old account information from your own credit report, maybe from Experian, and your friends, neighbors, and relatives from a skip-tracing service like Accurint.
Both have shown up in investigations of other fraudulent collection agencies ;pulling shakedown scams.
You might pull your credit reports to see if there is a recent inquiry from some unrecognized company. Start with Experian, since they have shown up most often in similar complaints.
And no, you aren't defrauding them, although you can expect they will attempt to convince you you are a criminal.
You got nothing of value by paying them, and you kept nothing of theirs by yanking your money back.
https://whocallsme.com/Phone-Number.aspx/4148822174
A short or nonexistent complaint history is typical of fraudulent shakedown scams.
Real collection agencies typically have months to years of complaints.
It's also common for these scams to invent phony names to sound like a "law firm", often trying to sound like a "Jewish law firm". It's all an act.
I called the Wisconsin Atty General to file a complaint.
Don't panick! And if they call again give them your police dept address, and tell them they can serve U there!
I hope this helps :)