I was call about three times when I answer, a woman said my name I responded yes, and she hung up. I am afraid she could use this as proof of some thing please do something.
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tj
Most complaints against "GlobalReachInt" appear to be that they repeatedly call people, often 10 or more times a day using autodialers, and then either have dead air, or hang up. They are also reported to ignore Do Not Call requests, and are the highest complained of violator on this site.
When someone does come on the line, they appear to be selling some "internet business" or "government grant" package of questionable value.
Although there are companies that run fraudulent "recorded authorization" scams (notably "business directory" scammers, and fraudulent telemarketers who buy customer account information from banks), they appear to be mostly an annoyance.
Fraudulent "recorded authorizations" have to be turned into money in one of three ways:
1) the scammer already has the victim's account number, and the fabricated, doctored, or misrepresented recording is to support their claim that their fraudulent charges are "authorized" (bank affiliate co-marketing, illegally buying account numbers from other merchants, etc.);
2) the scammer obtains the victim's account number as part of the scam ("debt settlement" or "reduce your interest rate" scams, "contest verification" scams, "trial offer" scams, etc.);
3) the scammer has to obtain payment without already having any account number to charge, often employing threats and abusive collection to extort payment (magazine subscription scams, "business directory listing" scams, etc.);
Normal business transactions have the consumer providing billing information after agreement is reached on the terms of purchase, for a product that actually has value to the consumer, and cost to the seller. For businesses where recording authorizations is a normal part of legitimate transactions, such as bank and brokerage transactions, the customer generally already has established an account, verified their identity, and the businesses are often highly regulated.
Fraudulent use of recordings, or fraudulent claims to have them, are used either to: 1) confuse the consumer into thinking they may have authorized something, even when they haven't, since they may remember the call; 2) deflect or counter consumer disputes when a consumer finds unauthorized charges on their bank checking or credit card accounts, either to fraudulently "prove" to the bank that the charge was "authorized"; or 3) threaten the consumer or small business owner with false threats of legal action, credit damage, prosecution, etc., based on a false allegation that a "verbal contract" was created.
Of these 3, (3) is mostly bluff which can be countered by Attorney General complaints since they can't afford to follow through and get caught, but with (1) and (2) the consumer is already out the money or has been charged, and may not know how to dispute effectively, or might not have a bank with a savvy fraud department. The main goal is to steal so little it isn't worth it for anyone to retaliate, and try to delay the consumer until their 60 day dispute window runs out and their bank will no longer reverse the charge.
Scammers might come up with new uses for fraudulent recording, but the outline above covers most of them. They are not rocket scientists.
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When someone does come on the line, they appear to be selling some "internet business" or "government grant" package of questionable value.
Although there are companies that run fraudulent "recorded authorization" scams (notably "business directory" scammers, and fraudulent telemarketers who buy customer account information from banks), they appear to be mostly an annoyance.
Fraudulent "recorded authorizations" have to be turned into money in one of three ways:
1) the scammer already has the victim's account number, and the fabricated, doctored, or misrepresented recording is to support their claim that their fraudulent charges are "authorized" (bank affiliate co-marketing, illegally buying account numbers from other merchants, etc.);
2) the scammer obtains the victim's account number as part of the scam ("debt settlement" or "reduce your interest rate" scams, "contest verification" scams, "trial offer" scams, etc.);
3) the scammer has to obtain payment without already having any account number to charge, often employing threats and abusive collection to extort payment (magazine subscription scams, "business directory listing" scams, etc.);
Normal business transactions have the consumer providing billing information after agreement is reached on the terms of purchase, for a product that actually has value to the consumer, and cost to the seller. For businesses where recording authorizations is a normal part of legitimate transactions, such as bank and brokerage transactions, the customer generally already has established an account, verified their identity, and the businesses are often highly regulated.
Fraudulent use of recordings, or fraudulent claims to have them, are used either to:
1) confuse the consumer into thinking they may have authorized something, even when they haven't, since they may remember the call;
2) deflect or counter consumer disputes when a consumer finds unauthorized charges on their bank checking or credit card accounts, either to fraudulently "prove" to the bank that the charge was "authorized"; or
3) threaten the consumer or small business owner with false threats of legal action, credit damage, prosecution, etc., based on a false allegation that a "verbal contract" was created.
Of these 3, (3) is mostly bluff which can be countered by Attorney General complaints since they can't afford to follow through and get caught, but with (1) and (2) the consumer is already out the money or has been charged, and may not know how to dispute effectively, or might not have a bank with a savvy fraud department. The main goal is to steal so little it isn't worth it for anyone to retaliate, and try to delay the consumer until their 60 day dispute window runs out and their bank will no longer reverse the charge.
Scammers might come up with new uses for fraudulent recording, but the outline above covers most of them. They are not rocket scientists.
https://complaintwire.org/Complaint.aspx/Vh98JQEw6ADFnAjLuC83gg
These threads show examples of using deceptive telemarketing combined with phone recording and unauthorized charges.
https://complaintwire.org/Complaint.aspx/tYc4K1wNsACmMAjLZ-BuTg
https://complaintwire.org/Complaint.aspx/2f1RaIDssgD8LAjLuWXOsA