Unauthorized taking of bank funds
Complaint
Kendra Thacker
Country: United States
Prestigious National Honor society was not authorized to take 4500 from4 my bank account which they did on May 26, 2011 and trying to take another
$500 on May 31. They are downright crooks
$500 on May 31. They are downright crooks
Comments
They often also put barriers in the way to lawsuits or prosecution, such as by hiding behind shell corps, using mail drops, and sometimes foreign call center locations and payment processors, all aimed at raising the costs to suing or prosecuting.
That is how these telemarketing frauds are conducted.
No you are not forced to "prove" fraud. Typically the "evidience" of the "sale" that they produce is itself the evidence of fraud. They are trying to either fool your bank, or to intimidate you by threatening to smear your reputation to your bank with fraudulent and unproven assertions.
File a fraud affidavit, and make a police report of the theft.
That is all it takes.
If you have disputed within the 60 day FRB Reg. E or FCBA period, and your bank fails to refund your money, you can sue your bank. It is their responsibility to properly handle reports of fraud, and they become liable if they fail to act on your timely notification.
If you have a bank that prefers to hand over your money to a scammer, over protecting their own customers, it's time to find a better bank.
Have your bank close your account due to fraud.