Harassing phone call
Complaint
Marie
Country: United States
This number calls our business every couple of days and will not give any information just wants to speak with owner. When I reply they are not available or we are not interested they will say extremely vulgar comments and then hang up!
Comments
"For Release: 09/30/2011
At FTC's Request, Court Orders Debt Collector to Stop Deceiving Clients and Abusing Consumers
At the request of the Federal Trade Commission, a U.S. district court has halted an operation that allegedly subjected consumers to abusive debt-collection practices and deceived the small-business clients for whom it collects. The order also freezes the operation's assets and appoints a permanent receiver to run it while the FTC moves forward with the case.
As part of its continuing crackdown on scams that target consumers in financial distress, the FTC filed a complaint against six individuals and three companies involved in a Van Nuys, California-based debt-collection operation doing business as Rumson, Bolling & Associates.
The FTC complaint charges that the defendants, in collecting debts on behalf of their clients:
harassed and abused consumers by threatening physical harm and death to them and their pets, threatened to desecrate the bodies of deceased relatives, and used obscene and profane language; [EXTREME EVEN FOR DEBT COLLECTORS!]
improperly revealed consumers' debts to third parties, such as the consumers' employers, co-workers, neighbors, and family members;
falsely threatened consumers with lawsuits, arrest, seizure of their assets, or wage garnishment; and
falsely claimed that consumers would be liable for legal fees incurred in the collection of the debt.
According to the FTC complaint, using the slogan “no recovery, no fee,” the defendants promised small businesses and other potential clients that they would collect debts on contingency, charging a fee only when they successfully collected a debt. But in many cases, the defendants allegedly collected money from consumers on a client’s behalf and then kept more than they were entitled to, sometimes keeping all the money for themselves, instead of forwarding what was owed to the client. In some cases, the defendants asked clients for additional fees, purportedly for legal expenses in filing a lawsuit that would “guarantee” the successful collection of a debt. Many clients paid these fees, but the defendants failed to file the promised lawsuits and the clients never received any money in satisfaction of the debt in question.
The FTC charges that these practices violate the Federal Trade Commission Act and the Fair Debt Collection Practices Act.
...
The complaint names as defendants Forensic Case Management Services, Inc. (doing business as Rumson, Bolling & Associates, FCMS, Inc., Commercial Recovery Solutions, Inc., and Commercial Investigations, Inc.), Specialized Recovery, Inc. (doing business as Joseph, Steven & Associates and Specialized Debt Recovery), Commercial Receivables Acquisition, Inc. (doing business as Commercial Recovery Authority, Inc. and The Forwarding Company), David M. Hynes II, James Hynes, Kevin Medley, Heather True, Frank E. Lindstrom, Jr., and Lorena Quiroz-Hynes.
..."
Today I get a letter from "Joseph and Stephens Associates" saying I have a debt with Bank Of America for $1856.13 but if I pay now $715.02 they will show "Paid In Full" on my credit bureau. These guys are some serious scammers, for now I will ignore them. I do however work in the law enforcement profession and should I get any further calls I will be contacting our States Attorneys Office to file formal complaints.
I suggest anyone hearing from these scam masters just ignore them.