Paypal and ebay
Complaint
Corey
Country: United States
Of course everyone knows that ebay created papal as a means of collecting money for transactions. What everyone doesn't do is read the end user agreement from papal to know that they have a disclaimer for every possible situation that doesn't favor the seller or the buyer but themselves. Believe me, if papal has a dispute they will do everything to resolve it unless they are at fault. They do not offer ANY of the protection that they advertise. They simply instruct you on what to do so that you MIGHT win a dispute.
I found this out after learning that papal doesn't confirm credit cards so if you accept a payment from papal and the person disputes the charges, then you will be responsible for the chargeback and fees. Simply put, they don't verify anything and they don't protect anyone but themselves.
I will never use ebay or papal ever again and you should only do so at your own risk. With all the advertisements stating safe this and protection that i was misled into feeling safe with their online transactions. Learn from my mistake, it cost me $202.26 and harassment from a collection agency as well as degradation to my credit report.
I found this out after learning that papal doesn't confirm credit cards so if you accept a payment from papal and the person disputes the charges, then you will be responsible for the chargeback and fees. Simply put, they don't verify anything and they don't protect anyone but themselves.
I will never use ebay or papal ever again and you should only do so at your own risk. With all the advertisements stating safe this and protection that i was misled into feeling safe with their online transactions. Learn from my mistake, it cost me $202.26 and harassment from a collection agency as well as degradation to my credit report.
Comments
Ebay did not CREATE paypal (not Papal - the pope has zip to do with ebay or paypal), but they did BUY it once it was a profitable business as part of their plans to control everything dto do with auctions and payments for them - however, the rest of your points are totally valid - MANY sellers have found that ANY complaint from a buyer easily results in a refund and fees against them - and the worse news is that ebay are trialling forcing people to ONLY accept paypal on a cetegory set on the UK site.
They have twice now reversed all my payments and labeled them fraudulent,causing my account to be frozen.For the span of about 5-7 days I was told the mistake was fixed and then I was informed recently that all the payments had been re-reversed and my account was to be frozen.
I have sent numerous e-mails to cryptict e-mail addresses and a diffrent responder evertime.The help on the website is Orwellian in name as the resolution I found was anything but.So while the gamesite admin has been nothing but kind, paypal's system of systems has chewed up another innocent consumer.