loan scam

ComplaintsScamspioneer lending resources

Complaint

0
jacqueline
Country: United States
I was contacted from Pioneer Lending Resources 18883339776 stating that I had been approved for a $5000 loan.  We faxed them over a copy of my drivers license, social secuirty card, and latest paystub.  They asked me to moneygram them over a $600 depoist for the first four months payments, how stupid of me, but I did, and of course as all other stories, it was to Canada.  The money was not depoisted into my account and when I called back they stated that they needed an additonal $600, again, I obliged.  The money was never deposited into my account when I called to speak to Lindsay Price who was my direct contact she was either on break, in accounts payable, or no one by the name worked there.  When asked where my money was, it is was either stuck in the Caymen Islands, or the computers were down. The man that answered the phone would speak to me in a normal voice or would then speak to me in an Indian accent.  When I called there for two hours straight Lindsay finally got on the phone and asked me why I was so hostile, when I told her she was an idiot for even asking me that question her response was "I'm an idiot?  Your the one that sent over the money."  Everyone in the background was laughing.  There has to be something I can do about this.

Comments

12Next
  • 0
    tj
    This is known as an "advance fee" loan scam.  

    It is pretty typical to con about $600 to $1000 out of the "mark" (you), and then try to get another similar amount.  Although the scam amounts involved may be substantial to you, they are too small to justify much additional legal expense, particularly considering the low likelyhood you would ever recover your damages, and you were targeted in the first place as not having much money anyway, so they face little risk that you could do anything to them legally.

    Don't count on getting your money back, since they operate cross-border to hide their trail and complicate prosecution.

    Your main tip-off is requesting money from YOU, when you are supposed to be the borrower.  Legitimate lenders don't require paying large fees up front to take out a loan, at most charging small credit report or applications fees.  Requesting that it be sent Western Union is another tip-off, since anyone can then go into a Western Union office and pick it up.

    The "drivers license, social secuirty card, and latest paystub" requested were just to maintain the illusion that you were applying for a loan.  

    Since it is in Canada, you might contact RCMP, as well as (US) FTC, since they have had periodic joint operations investigating and prosecuting these types of scammers.  Also contact your state AG.  Some state AGs have reached settlements with Western Union requiring that WU post notices in all offices warning of the dangers of this type of scam.
  • 0
    Jacqueline
    Thank you for your information.  I have notifed the FTC, Recol.ca, and my police department. Its not about getting the money back at this point, its the stupidity on my part thats killing me, and the fact that they are just going to get away with this keep doing this to other people.
  • 0
    tj
    See if any of these complaints sound familiar.

    https://complaintwire.org/Complaint.aspx/1iWKOqUT-gC2ZwjKCwYbQQ
  • 0
    tj
    From your ripoffreport.  As you indicated, address appears bogus, just some place in New York City near Macy's, probably just pulled off the internet.

    http://www.ripoffreport.com/reports/0/387/RipOff0387613.htm

    Pioneer Lending Resources
    151 W 34th St
    New York, New York, 10001
    U.S.A.

    Phone:  201-490-1906
    Fax:  973-679-4924

    ---------------------------------------------

    Other complaints tied to phone number 201-490-1906 (you already found this):

    https://800notes.com/Phone.aspx/1-201-490-1906

    Fake names used:
    Pioneer Lending Resources
    ITT Financial
    casual resource
    1st finacial
    Rockwell Lending

    Phone numbers:
    201-490-1906
    973-679-4924 (FAX)
    888-333-9776
    866-534-4674

    They appear to be placing ads in various local newspapers to attract victims.

    "A friend of mine called me from this number using a calling card in the United States.  It appears that the fraudulent calls received by others are being routed through the same calling card company's phone number"

    "This ad was placed in the Kansas City, Missouri Employment Guide."
  • 0
    jacqueline
    Thank you for all your info, its amazing how many people are falling prey to these people and there really is nothing anyone can do about it
  • 0
    tj
    They conned you out of an amount that makes their crime a felony.

    File complaints with the appropriate agencies, including the Canadian ones.  If they get enough complaints, they might take action.  If you do nothing, no one will stop them.
  • 0
    tj
    Also file a fraud complaint with your local police department.  They may be targetting your area, and if other complaints are coming in, it would be worth a press release or warning to the public to protect others.
  • 0
    jacqueline
    I have reported these people to everyone in the us and canada, and the police were at my house on Monday,
    I called them (Pioneer) today and they were gone.  The number has been disconnected.
  • 0
    tj
    Names, phone numbers, and addresses appear to be different, but M.O. appears to be the same.  Person names and addresses are probably all phony.  Addresses don't even show indications of being mail-drops, no cluster of different companies found on google search on address.

    They may be changing names and phone numbers every month or so.  In some cases, complaints against one entity stop about the time complaints start against another.

    All complaints are recent, last several months, except "Rockwell Lending" which is mentioned in complaints several years ago.

    "Pioneer Lending"
    Pioneer Lending Resources
    http://www.ripoffreport.com/reports/0/388/RipOff0388818.htm
    http://www.ripoffreport.com/reports/0/388/RipOff0388288.htm
    http://www.ripoffreport.com/reports/0/387/RipOff0387613.htm
    888-333-9776
    917-338-2724
    866-786-5008
    201-490-1906
    973-679-4924
    151 West 34th St,
    Manhattan, New York, 10001


    "Rockwell Lending"
    http://www.debtconsolidationcare.com/getting-loan/about15533.html
    http://answers.yahoo.com/question/index?qid=20060820142454AAaFBnr

    "RICHFIELD LENDING"
    http://www.ripoffreport.com/reports/0/378/RipOff0378329.htm
    http://www.ripoffreport.com/reports/0/383/RipOff0383603.htm
    http://www.ripoffreport.com/reports/0/380/RipOff0380332.htm
    http://www.ripoffreport.com/reports/0/381/ripoff0381198.htm
    http://www.ripoffreport.com/reports/0/378/RipOff0378275.htm
    http://www.ripoffreport.com/reports/0/382/RipOff0382226.htm
    http://www.ripoffreport.com/reports/0/382/RipOff0382416.htm
    http://www.ripoffreport.com/reports/0/381/RipOff0381198.htm
    http://www.ripoffreport.com/reports/0/379/RipOff0379529.htm
    888-416-9276
    803-675-0784
    3950 Farber Place Dr,
    Norh Charleston, North Carolina, 29405


    Hershfield Lending
    Patriot Loans
    Patriot Loans Financial - Hershfield Lending Group
    http://www.ripoffreport.com/reports/0/370/RipOff0370386.htm
    http://www.ripoffreport.com/reports/0/372/RipOff0372425.htm
    http://www.ripoffreport.com/reports/0/374/RipOff0374409.htm
    http://www.ripoffreport.com/reports/0/370/RipOff0370359.htm
    http://www.ripoffreport.com/reports/0/370/RipOff0370109.htm
    http://www.ripoffreport.com/reports/0/368/RipOff0368729.htm
    http://www.ripoffreport.com/reports/0/367/RipOff0367254.htm
    866-639-1546
    240-306-1005
    42 Mulberry St.
    Baltimore, Maryland, 21201
    866-204-3440
    866-446-8656
    136 E Redwood
    Baltimore, Maryland, 21202


    Bridgestone Lending
    http://www.ripoffreport.com/reports/0/376/RipOff0376473.htm
    http://www.ripoffreport.com/reports/0/376/RipOff0376878.htm
    Bridgestone Lending Group
    800-617-5302
    800-221-767
    www.bridgestonelendinggroup.com (doesn't appear to exist)
    London, Ontario,
    Canada
  • 0
    tj
    General search on "lending group" since several names have included this phrase.

    http://www.ripoffreport.com/searchresults.asp?q5=lending+group&Search=Search&q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21

    Common factors:
    Wire "insurance" or "collateral" to Canada.
    Similar company names.  Generic, similar intended "impression".  Almost sound like lender equivalent to housing development names.
    Similar people names.  Generic, non-descript Anglo.
    Addresses evenly distributed across states, don't reflect actual population.
    No indications any addresses are real.
    Docs by e-mail or fax.  No indication of actual mailing either direction.
    Names used for a month or two, then dropped and phone numbers no longer active.
    Some use of 800/866 or similar toll free numbers.
    Some reported use of extensions.
    Most reports do not indicate use of consumer's account information for theft, or identity information for identity theft.  Money taken by conning victim into wiring it.  Do not appear to have access to EFT systems.  Several exceptions involving id theft appear to be a different group.
    Some reports of Indian or Canadian accents.


    http://www.ripoffreport.com/reports/0/389/RipOff0389309.htm
    Hudson Lending Group
    Phone:  866-617-8175
    Fax:  732-626-6275
    94 Church St
    NEW BRUNSWICK, New Jersey, 08901

    http://www.ripoffreport.com/reports/0/384/RipOff0384349.htm
    First Avenue Lending Group
    Phone:  213-291-1900
    2-100 Overlook Center
    Princeton, New Jersey,
    CHARTERSTONE FINANCIAL www.Charterstonefinancial.com
    PRINCIPAL FINANCIAL LENDING GROUP https://www.prflgroup.com/formapp.htm
    FIRST AVENUE LENDING GROUP http://1stavenuelending.com/
    ChoicePoint Funding Financial Group choicepffg.com
    colonial first lending, Inc. --- colonialfirstlending.com
    Bellwood Financial

    http://www.ripoffreport.com/reports/0/388/RipOff0388651.htm
    CEDARBROOKE LENDING
    600 South Andrews Ave.
    Ft. Lauderdale, Florida, Nationwide,

    http://www.ripoffreport.com/reports/0/388/RipOff0388410.htm
    Oakdale Lending Group
    Phone:  886-469-5895
    Fax:  804-549-5089
    One Morton Drive Charlottesville, Virginia 22903

    http://www.ripoffreport.com/reports/0/386/RipOff0386801.htm
    Prudential Lending Group
    Phone:  888-3141972
    Fax:  888-5467357
    408 Indian Springs Rd
    Oakhurst, California, 93644

    http://www.ripoffreport.com/reports/0/385/RipOff0385819.htm
    Forefront Lending Group
    Phone:  877-446-3114
    99 High St Suite 2700
    Boston, Massachusetts, 02110
    U.S.A.

    http://www.ripoffreport.com/reports/0/383/RipOff0383379.htm
    Avalon Lending Group
    Phone:  866-9179710
    Fax:  866-2037544
    100-68 Service Road
    Melville, New York, 11747
    U.S.A.

    http://www.ripoffreport.com/reports/0/370/RipOff0370089.htm
    ATLANTIC CAPITAL RESOURCE CENTER
    Phone:  888-3335188
    Fax:  917-7209869
    32 Nassau Street
    New York, New York, 10005
    U.S.A.

    http://www.ripoffreport.com/reports/0/382/RipOff0382300.htm
    Aproval Source Lending Group
    Phone:  1-888-227-9361
    Fax:  1-347-342-3031
    333 E 38 Th Street Ne Ork
    New York Ny, New York, 10016
    U.S.A.

    http://www.ripoffreport.com/reports/0/382/RipOff0382309.htm
    http://www.ripoffreport.com/reports/0/380/RipOff0380602.htm
    Cloverfield Lending Group Adam,andrew,mable,marcia,kenneth Kennedy
    Phone:  800-230-7462
    Fax:  877-203-5503
    222 S Riverside Pl.
    Chicago,, Illinois, 60606
    U.S.A.


    http://www.ripoffreport.com/reports/0/380/RipOff0380602.htm
    Principal Financial Lending Group (Rachel Conrad)
    Phone:  888-813-5721
    Fax:  646-478-9274
    802 2nd Avenue
    New York, New York, 10012

    http://www.ripoffreport.com/reports/0/373/RipOff0373364.htm
    Safeway Lending Group
    Phone:  888-360-9575 x 200
    Fax:  313-447-2558
    660 Woodward Ave. Suite # 1042
    Detroit, Michigan, 48226
    U.S.A.

    http://www.ripoffreport.com/reports/0/372/RipOff0372910.htm
    Patriot Loans Financial - Hershing Lending Group
    Phone:  866-639-1546
    Fax:  240-306-1005
    42 W Mulberry St.
    Baltimore, Maryland, 21201

    http://www.ripoffreport.com/reports/0/371/RipOff0371354.htm
    Terex Lending Group
    Phone:  866-315-1313
    Fax:  401-868-4171
    56 Pine Street
    Providende, Rhode Island, 02903
    U.S.A.

    http://www.ripoffreport.com/reports/0/363/RipOff0363226.htm
    http://www.ripoffreport.com/reports/0/362/RipOff0362825.htm
    Kenneth Anderson
    Phone:  647-834-5998
    Fax:  877-3670114
    3424 W.26th St.suit207
    Chicago, Illinois, 60623

    http://www.ripoffreport.com/reports/0/348/RipOff0348848.htm
    Parkwood Lending Group
    Phone:  866-821-8420
    Fax:  
    2200 S. Dixie Highway
    Miami, Florida,
    U.S.A.

    http://www.ripoffreport.com/reports/0/360/RipOff0360694.htm
    Summit Capital Lending Group, Inc. - Carlton Miller
    Phone:  647-887-1833
    Fax:  866-856-7039
    875 Third Avenue
    New York, New York, 10022

    http://www.ripoffreport.com/reports/0/353/RipOff0353718.htm
    Galehurst Lending Group, Steven Baker, Patrick C Owens
    Phone:  888-249-9238
    Fax:  952-487-2383
    309-7701 France Avenue South
    Edina, Minnesota, 55435


    http://www.ripoffreport.com/reports/0/347/RipOff0347410.htm
    Crestview Lending Group
    Phone:  877-432-8685
    Fax:  574-830-1039
    103 West Wayne St.
    South Bend, Indiana, 46601
    U.S.A.

    http://www.ripoffreport.com/reports/0/350/RipOff0350717.htm
    FIELDGATE FINANCIAL LENDING GROUP
    Phone:  888-681-7964
    Fax:  201-604-5402
    202-140 E. RIDGEWOOD AVE.
    PARAMUS, New Jersey, 07652
    U.S.A.

    http://www.ripoffreport.com/reports/0/343/RipOff0343527.htm
    Harbor Lending Group
    Phone:  888-518-1491
    Fax:  678-623-8019
    3098 Piedmont Road NE
    Atlanta, Georgia, 30305
    U.S.A.

    http://www.ripoffreport.com/reports/0/342/RipOff0342843.htm
    Pineview Lending Group
    Phone:  866-775-6869
    Fax:  303-974-1740
    2000 Colorado Blvd
    Denver, Colorado, 80222
    U.S.A.

    http://www.ripoffreport.com/reports/0/341/RipOff0341608.htm
    Wexford Financial Lending Group
    Phone:  877-884-1630
    Fax:  203-549-9401
    3-40 Riverside Avenue
    Norwalk, Connecticut, 06854
    U.S.A.

    http://www.ripoffreport.com/reports/0/341/RipOff0341016.htm
    American Lending Group-Toronto Ontario, Canada
    Phone:  888-368-4555 x 5
    Fax:  888-368-4555
    csmith@alending.net
    Toronto, Ontario,
    U.S.A.

    http://www.ripoffreport.com/reports/0/335/RipOff0335613.htm
    Fidelity Lending Group
    Phone:  866-278-8675
    Fax:  561-894-3602

    http://www.ripoffreport.com/reports/0/336/RipOff0336382.htm
    Findley Financial Lending Group
    Phone:  888-681-7950
    Fax:  317-536-3766
    16-201 N Illinois St. South Tower
    Indianapolis, Indiana, 46204
    U.S.A.

    http://www.ripoffreport.com/reports/0/333/RipOff0333546.htm
    High Pointe Lending Group
    Phone:  
    Fax:  
    204-300 Brickstone Sq
    Andover, Massachusetts, 01810

    http://www.ripoffreport.com/reports/0/332/RipOff0332116.htm
    Royal Lending Group
    Phone:  866-569 0684
    Fax:  866-205 7012
    485 Field Dr Sanford, NC
    Nationwide,
    U.S.A.
  • 0
    Jacqueline
    This is seriously disturbing.
    May I ask you if you have been conned from these loan scams?
  • 0
    Jacqueline
    151 W 34th street is Macys
  • 0
    tj
    I haven't been conned by advance fee loan scams.  

    I did once have some scammer try to sell me "investment-grade diamonds", which he offered to "store safely in his vault for my protection".

    Mostly, I have had to deal with the occasional fraudulent CC charge.


    As far as I can see, all of the company names, person names, and addresses are fake.  By most reports, the phone numbers appear to be used for a short time, then shut off, in some cases apparently systematically after about a month, rotating through new names on what may be an apparent schedule.  

    All wire instructions, where reported, indicate wiring by Western Union (or in one case Wal-Mart), to Canada.  There does, however, appear to be enough commonality to many of the reports to suggest that a bunch of these are being perpetrated by one group, with a smaller number of reports showing differences likely to indicate several other groups operating on a smaller scale.

    In the various ripoffreports, people have indicated various addresses, which since there appear to be no indications of anyone actually mailing anything, may be addresses on "loan documents" faxed or sent by e-mail.  In some cases, locations in Canada (London or Toronto, Ontario, for example) are reported, but these may be from the wiring instructions, except in the "Bridgestone" case.  According to several reports, wiring money to Canada is explained as either for "insurance", or "prepaid loan payments" to their "Canadian bank", which is supposedly doing the loan.

    The "addresses" seem to be just randomly chosen, to create an initial appearance of multiple different entities to confound connecting them all to the same group or reporting them all to the same law enforcement jurisdiction.  To some degree, they are chosen from cities that most people have heard of.

    The alias names, similarly, appear to be made up, practically sounding like some soap opera characters.  No suspicious sounding "ethnic" names, even when the callers have sometimes been reported to have a "Canadian" or "Indian" accent.  In fact, this may be one of the characteristics you might say ties the complaints together as related.

    Note that I only searched on "lending group", since this was apparently a common part of several names associated with this type of scam.  There may be other names that also might be related.

    The phone numbers are fairly useful to search and find related complaints, but this group (if it is a single group) does not appear to be using the same phone numbers across multiple company names, as some other "advance fee loan scam" groups have.  This makes it harder to connect fraud under the different names.

    Since the names and addresses are probably all bogus, and the phone numbers might even be obtained anonymously, the most useful information for law enforcement might be the money wiring instructions.  If people would post the details of where these scammers wanted the money sent, it might make clearer where they were operating from.  There are only so many Western Union offices in reasonable driving range, far fewer than the number of victims.  In addition, that is the only part of the contact resolvable to a physical location where one of them was present at the point in time they picked up the money.
  • 0
    Jacqueline
    I sent the money to Manitoba, Canada
  • 0
    tj
    Pass that information on to Canadian law enforcement authorities.
  • 0
    tj
    Searching ripoffreport under "financial group", for advance fee loan scams, which may also be cross-border.

    Note that this includes some cross-border lottery scams.  In the past, some cross-border scammers have been tracable to both advance fee and lottery scams, through common phone numbers, for example.  If their business is scamming, it matters little how they do it.


    http://www.ripoffreport.com/reports/0/389/RipOff0389768.htm
    Rivercrest Financial Group
    Phone:  866-504-3144
    Fax:  501-638-0600
    5417 Pinnacle Point Dr.
    Rogers/ Fairfield Alberta, Canada, Arizona, 72758

    http://www.ripoffreport.com/reports/0/387/RipOff0387891.htm
    Charterstone Financial Group
    Phone:  877-621-3153
    Fax:  201-731-5324
    560 Sylvan Avenue
    Englewood Cliffs, New Jersey, 07632

    http://www.ripoffreport.com/reports/0/388/RipOff0388299.htm
    http://www.ripoffreport.com/reports/0/382/RipOff0382016.htm
    "he then gives me instructions to send the collateral via Money Gram to a lady named HEATHER MAINE in FOREST HILL Canada"
    Bellwood Financial Group
    Phone:  888-227-8523
    Fax:  954-678-3009
    2455 East Sunrise Blvd
    Fort Lauderdale, Florida, 33304

    http://www.ripoffreport.com/reports/0/388/RipOff0388331.htm
    OCEANIC FINANCIAL GROUP, INT'L FINANCE DEPARTMENT
    Phone:  905-598-4599
    424 CHURCH ST E, AJAX ONTARIO CANADA
    CHICAGO, Illinois,

    http://www.ripoffreport.com/reports/0/383/RipOff0383158.htm
    Kipling Financial Group
    Phone:  888-425-7401 (702
    90 Broad St,
    Boston, Massachusetts, 02110

    http://www.ripoffreport.com/reports/0/382/RipOff0382318.htm
    Arista Financial Group Inc.
    Phone:  416-897-3518
    330 Bay Street
    Toronto, Ontario, M1K 3A5

    http://www.ripoffreport.com/reports/0/377/RipOff0377892.htm
    Colossus Credit, Bellwood Financial Group, Capital Heights Financial Group
    Phone:  888-546-7357
    Bentonville, Arkansas And Fort Lauderdale, Florida, Nationwide,
    www.colossuscredit.com
    www.bellwoodfinancial.com
    www.capitalheightsfinancial.com
    PH: 1-888-546-7357 1-888-227-8523 1-888-461-6610
    FAX: 1-888-249-9291? 1-954-337-7730 1-620-307-0419
    Unknown address 2255 East Sunrise Blvd 609 SW 8th St.
    Ft. Lauderdale, FL 33304 Bentonville, AR 72712

    http://www.ripoffreport.com/reports/0/378/RipOff0378962.htm
    BH FINANCIALS
    Phone:  905-781562
    231 Denver River Drive
    Niagara Falls, Ontario, L2E 2W8
    Canada

    http://www.ripoffreport.com/reports/0/376/RipOff0376954.htm
    Choicepoint Funding
    Phone:  888-524-1114
    8872nd Street
    New York, New York, 10017

    http://www.ripoffreport.com/reports/0/375/RipOff0375839.htm
    Previa Financial Group
    Phone:  866-815-8159
    464 Commonwealth Ave
    Boston, Massachusetts, 02215
  • 0
    Denetra M.
    It happened with us as well... they even sent over an official looking contract which my husband signed and faxed back.  Our hit was over $1200, and go figure, the woman "Stacy Pullman" refuses to speak with us now.  I've asked to speak with the CEO of the company, and he's conveniently never there.  The voicemail system sounds suspiciously like a voice that's been altered to make it deeper.

    The name of the game this week:

    Pinetree Lending
    888-681-7964

    http://pinetreelending.net/
  • 0
    tj
    "Advance fee loan" scammers, probably out of Canada.
    File a complaint with FTC, and contact RCMP.
    http://www.rcmp-grc.gc.ca/scams-fraudes/adv-pro-fee-frais-eng.htm

    All the names and phone numbers are related by cross linking reports.


    https://800notes.com/Phone.aspx/1-888-681-7964
    888-681-7964
    Fieldgate Financial
    800-791-4336

    http://www.creditbloggers.com/2009/02/pine-tree-lending-loan-scam-alert.html

    http://www.ripoffreport.com/reports/0/400/RipOff0400395.htm
    Sutherland Lending
    parkway Lending
    moneta Lending
    888-333-9776
    866-786-5010
    876-451-1602
    888-227-8523
    888-416-9276
    877-477-0399
    888-681-7964
    877-452-8978
    877-245-6751
    866-802-7956
    876-299-2078
    866-617-8175
    866-495-3701
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