DO NOT DO BUSINESS WITH THIS HORRIBLE COMPANY!

Direct Buy Warranty is a TOTAL ripoff!  It is a bait and switch operation that does not honor it's agreements and that will do whatever it takes to not pay a cent no matter what the problem is.  The company's scam is this - they will insure your car for as long as you do not file a claim.  As soon as you do file the claim, the will deny it.  You will get pissed off and demand a refund and they will gladly give you a PRO-RATED refund.  Do you see how it works?  They will insure any car but it is totally a one way street - they will take for as long as they can until you catch on then they will give you some chump change to go away.  

I had a 100,000 mile, Platinum Elite Warranty and they refused to cover anything on my 745Li BMW even though the steering went out at less than 50,000 miles.  They claimed that the INTERNAL PARTS (ones they did not inspect) had suffered normal wear and tear and therefore NOTHING was covered.  Under their "logic," EVERYTHING is wear and tear.  

DO NOT BE FOOLED BY THIS HORRIBLE COMPANY!!!!