harrassment/threats
Complaint
Brenda
Country: United States
Threats to send police to my home, regarding a payday loan that was paid over a year ago. Who is this Ricky Christy? How can I protect myself and family. He also called two years ago.
Thank you
Brenda
Thank you
Brenda
Comments
Any advise out theree
Thank you
https://complaintwire.org/Complaint.aspx/-XCIFsSjxwCrFgjM8y9ryQ
They are just con artists and criminal extortionists. They are not law enforcement, they are not "attorneys", they can't arrest you, they can't sue you, and you don't owe them, even if you might owe someone else. They just found your name, phone number, and maybe even accessed your credit report, and are trying to con you.
Many similar scammers are reported to have thick "Indian" accents, and may be calling from India or Pakistan. There are other similar scams run from the U.S. including several in the Buffalo NY area that the NY AG has taken down and charged with larceny.
File a complaint with your local police or the FBI, and if they call again, tell them you have done so and are recording the call as evidence. Or just hang up until they get the idea you can't be conned.
They are criminals in India running phone extortion rackets.
They don't care if they break laws.
No one is going to India to track them down and they know it.
In fact, the more extreme their threats, the more likely they will get your money, so they learn to threaten.
Using email is just a cheap way to rope in people who might be easily conned. Send out a bunch, and if any call back, start making threats.
There are normal ways in which people using the legal system communicate, whether by mail, hand delivered summons, or whatever.
No DA is going to communicate with you by an unexpeced email.
I then took the email sent by the FTC on confirmation, copied, pasted and sent back to these slugs along with a little note advising that it is NOT wise to contact me again. We shall see.
1) Phony "payday loan" website applications.
2) Illegally pulling consumer credit reports or skiptrace information.
If you didn't apply for payday loans, pull your 3 credit reports and look for suspicious credit inquiries from creditors you didn't apply for credit from, or from inquiries for "collection purposes". Look up any names, and see if you can find names that do not appear to be legitimate.
If you have filed a fraud alert with the CRAs, you should be able to get a copy of each of your 3 credit reports for free, separate from the free annual credit report law. You may have to provide proof of identity to get them, such as a copy of your driver's license and SS card.
If you find some bogus CRA client has accessed your credit reports to use in this racket, please provide this information to the FTC.
If your connection to your employer is not visible, say, through an employer website, or maybe your own website (Facebook?), then they are probably obtaining that information from some skip-trace service like Accurint. They are required to screen their clients to weed out illegitimate clients, but the many complaints that these scams have access to this information indicates that at least one such service has been selling access to these criminals.
File complaints with FTC and the FBI.
http://www.justice.gov/usao/fls/ContactUs.html