High pressure rip off

In 2004, my wife and I attended one of those high pressure sales pitches. We unfortunately fell prey to DBs' pressure. We used the membership once to buy a mattress for our bed, of course now we know. We paid too much for a piece of crap. We paid the financing off, $4800. Now tonight, I learned that the finance company, (Fair Finance) out of Ohio is in bankruptcy. So, I looked up Direct Buy and saw many complaints. I should have done this way back when. Then we paid the renewal, which I assure you, we won't do that again. I first hand believe that Direct Buy is nothing more than a scam and a rip-off. Learned too late, but would be interested in finding out more about the pending lawsuits. They definitely use some tactics that violate anti-trust laws. BE AWARE OF THESE PREDATORS...