Illegally scammed my debit card

ComplaintsBanksW.C. budget savers

Complaint

0
Mike Stephens
Country: United States
W.C. Mon Budget Savers, on Saturday, July 8, 2011, illegally scammed $29.95 out of my Walmart Debit Card.  I want,immediately, to have this Criminal Co. to put the $29.95 back into my account, or suffer court action. AND I MEAN IT !!! I will be getting in touch with the Idaho Attorney General's office and the Federal Government under 'Federal Regulation E!'

Sincerely (and I do mean Sincerely),

Mike C. Stephens
2326 Canal St., Boise, Idaho 83705
208-571-0838

Comments

12Next
  • 0
    tj
    They are a "discount membership" cramming scam.  They probably got your account information from some other online merchant you may have used, with the alleged "authorization" hidden in find print somewhere.

    The Senate Commerce Committee held hearings on this type of scam a couple years back.  It is a violation of VISA merchant contracts for merchants to pass account information to others, and they also require separate entering of card numbers into any pop-up ads that make offers in addition to the merchant's transaction.

    Contact your bank or card number immediately to dispute the fraudulent transaction, and block the card number to prevent additional fraud.  Follow up with a written dispute or fraud affidavit sent to your bank.  Your bank can reverse disputed charges if you dispute within 60 days of the statement date of the statement showing the disputed charges, under FRB Reg. E.

    Watch your next few statements carefully, to make sure they don't roll this "automatic charge" over to your new card number.

    File fraud complaints with FTC and your state Attorney General, and at www.ic3.gov
  • 0
    another angry person
    mon budget savers are the culprits.called them and they sent a dislaimer  saying it was confirmed by credit card holder.found out proactiv gave them the credit card number.good luck trying to get your money back.letter came from membership services,p.o.box658,hopkins,mn 55343.
  • 0
    tj
    They can say it all they want, it is still a scam.

    The company taking your money is always going to claim you "agreed" to it.  You dispute fraudulent charges with your bank or credit card company IN WRITING, including sending in a signed fraud affidavit.

    VISA International specifically changed their merchant contract rules a year ago to block these "hand off" scams.  They have been requiring that the pop-ups offering the "discount offers" require the consumer to separately enter their card number, so consumers know they are agreeing to an additional charge.  If they didn't do this, they are in violation of their VISA contract.


    In these cramming scams, the "discount membership" and the shady merchant just point their fingers back and forth at each other, blaming you even as they keep taking your money.

    Also beware with Proactive, since you may find they keep cramming charges for monthly shipments even when you only though you agreed to a "free trial".
  • 0
    Suzanne King
    Go to this website and there's a form to fill out so you can stop the debits and request a refund.  And your credit card company should refund the money, no problem.  Mine did.  https://www.programstop.com/refund.php
  • 0
    Alyssa Niebla
    They did this same thing to me and my debit card would always be negative because of it . I want to sew this compnay i never agreed to this and they never gave me my money back
  • 0
    pauline roseo
    i too was scammed by budget savers i didint even know i signed up,it all started when i bought flex seal .  i dealt with them already. they have a habit of sending one too many cans of flex seal ..by accident...i have a number for budget savers ..1800-475-1942 i called today  they are giving back my money  and they better ,,the y assurred me even gave me a confirmation #...   good luck...
  • 0
    pauline roseo
    i was scammed by them also i have a number to call budget savers ...1-800475-1942,,they are saying they have cancelled  all memberships,,,,but th best thing to do is cancell your bank card no matter what it is   get  a new card new number ..i did, just for peace of mind ....
  • 0
    MadAsHell
    Contact your card issuer and tell them you would like to submitt a fradualent charge. If you see a charge that has not yet cleared they will be forewarned and you will not be liable, mine refunded the charges and cancelled my card and reissued another in 5 days. Too bad I didnt noticed sooner.
  • 0
    sonia soto
    I DO NOT NOW WHAT THAT  IS .IF THAT IS THE PERPAID CARD THAT I, HAVE ,I HAVE TO PAY FOR THEIR SERVICES, ,NO THANKS DONT NEED IT.
  • 0
    Upset
    Fell for the gas card, and I was setup from an order place to by a battery operated sweeper. But I did talk to them with all intentions of canceling the agreement after I received the card.

    Incase you need info: Membership Services 888.836.6877 out of Minn. and cancel. The cancelation is real time, the refund is reply to a snail mail so they can make more off the interest. Gotta love the greedy NOT!!! Hope this helps
  • 0
    Wayne S.
    YUP, they prematurely charged me also. Called WC BUDGET SAVERS MN PH. 800-475-1942.  and cancelled ASAP. They said no problem it's cancelled. Got to wait until next month to see. I just got the package of coupons this week. Sheeiiitttt what a friggin rip off. Last time I sign up for anything over the phone. SERIOUSLY!!!!!!!
  • 0
    Christy S
    Did it to me too, i called my bank to dispute it, they (my bank) called them @ 1-800-916-1813, my 30.95 was credited back to my acct within 2 hours!
  • 0
    Jamie G
    Just got off the phone with Merchant Services (wcmonbudgetsave) 800-475-1942 and gave them my last name and billing zip code to the card used.  They cancelled membership as of today and said I would receive a 29.95 refund within 3-5 business days...let's see!
    I Hope this helps any others out there that have been charged and trying to figure out who to contact.
  • 0
    THEY WILLPRIMITIVO MARQUEZ
    | 1 reply
    THEY HAVE DONE THE SAME TO ME THEY HAVE BEEN TAKEN MONEY OUT OF MY CREDIT CARD WITHOUT MY AUTHORISATION BUDGED SAVERS ARE A RIP OFF I DONT KNOW HOW THE GOVERMENT LET THEM GET AWAY WITH STILLIN PEOPLE MONEY AND FALSE ADVERTISEMENT WHEN THEY SAID YOU HAVE 30 DAYS TO CANSEL SUBSCRIPTION BUT THEY JUST KEEP REPING YOU OFF OF YOUR MONEY BE  AWARE WHEN YOU GET ANY MAIL FROM BUDGET SAVER TROW THEM AWAY IT IS A SCAM TO RIP YOU OFF TEY WILL TAKE YOUR MONEY AND TELL YOU THAT YOU AUTHORIZED IT IS RIDICULOUS BEWARE THEY DID IT TO ME AND THEY DO NOT WANT TO RETURN MY MONEY
    • 0
      Ann Marie replies to THEY WILLPRIMITIVO MARQUEZ
      What is going on in this world we live in man they made it sound like you have all kinds of gifts and savings who going o get us our money back i cant afford this i did it cause i dont have a car and and stupid me i trust people and my husband keeps telling me dont you think this doesnt sound like a scam at the time when you need some thing nice to go your way you go for it so what happen with the rest of you did you get your money back yet that 29,95 and these gifts what the hell they need to get people like that and put them away and throw that damn key away and for me am on social sec and i cant afford nothing like this to happen and i just cant belive that i fell for some thing like this this has me so upset that i want some thing done about it now [***] give me a car to deiv e for nothing for about a year or give me one for letting this happen what the hell is wrong with this world all tell you its people like that make you want to go off but i will tell you this some thing better happen and happen soon
  • 0
    Tonz
    WTH these ppl telling me that I signed up for that shyt when they are the ones who told me they sendin me a package for free gas BS, so far they told me am gonna get my money back in 3-4 business days am waiting cause this shyt is gonna be hot in here if I DON'T
  • 0
    [***]
    WTF.whi r these [***] ppl. Just stole money from me
  • 0
    John Farrell
    These people are gunless crooks!
  • 0
    CSJ
    I ordered from Keraquin a $1.99 pkg of hair care products for thinning hair.  Received and used some but returned within 2 weeks because it wasn't working. I was told when I ordered that I could return for a refund if was not satisfied.  I was expecting my $1.99 refund but did not realize I would be charged even more.  However, I have not seen my $1.99 credit as yet.  I did not authorize anyone there to charge me $29.95 for membership services. When I returned the merchandise I also cancelled any further shipments and told me to return it and that was all that was needed.  I called them today about the charge on a bank account and they said they would refund, we'll see.  I asked them what kind of scam they were running and she told me I authorized the charge, I begged to differ with her and told her I did not authorized any such charges. How can they continue to scam people?  They need to be shut down now.
  • 0
    DT
    So I am not the only one .
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