fraud
Complaint
louise knight
Country: United States
I called customer service and they told me that it was Kryptonite credit who charged me. Nevertheless, I didn't like what happened to me. I was charged for $49.98 which is beyond my knowledge. But good thing the lady that I spoke to was very pleasant and she answered all my questions. She gave my money back after 3 business days. Next time I have to be more careful.
Comments
Shill positive reports similar to the above have been recently posted on this and a number of other complaint sites in the last 2 weeks. The shill posts on this site all appeared within about an hour of each other, indicating they were all posted by the same person.
Although they mention several companies and are written under different names, they all appear to be written by the same person, in the same "voice" or style.
They attempt to portray the appearance of unexpected charges after applying for an on-line payday loan as "normal", allegedly "authorized" by the consumer who failed to notice the terms, and easily and quickly refundable by a simple call to the company, rather than the fraud dispute through your bank which would protect your dispute rights through federal law, but would also cost a charge crammer a charge-back fee.
This appears to be an active disinformation spam campaign, that if effective, could result in fraud losses to consumers who are delayed in their disputes by following the suggested "advice".
The timing may also be significant, as the Thanksgiving to Christmas season is the most effective time for scammers to cram unexpected charges on consumer accounts and get away with it by running out the dispute window, due to high levels of transactions and travel causing delays in reviewing statements.
This timing showed up in the Peel, Inc. (PosterPass, Seattle Coffee Direct, etc.) cramming blow-out this time last year just before they were sued for fraud by the Illinois Attorney General.