Fraudulent Verizon Bill
Complaint
Larry F.
Country: United States
I received a letter from Afni Inc. claiming I have an unpaid bill from Verizon from 1995. It's 12 years ago. I've been with Verizon for the past 7 years, and never missed a bill, and certainly was not their client 12 years ago.
The phone number listed on the notice is not familiar to me. I called Afni, and a recording told me to give them my credit card number to settle the debt, and would not give me a real person to talk to.
This bill also never appeared on my credit report. I seriously doubt It's my debt. I searched the internet and found many complaints on Afni. I strongly suspect that it might be a fraud, because I don't recognize any information they gave me about this bill.
The phone number listed on the notice is not familiar to me. I called Afni, and a recording told me to give them my credit card number to settle the debt, and would not give me a real person to talk to.
This bill also never appeared on my credit report. I seriously doubt It's my debt. I searched the internet and found many complaints on Afni. I strongly suspect that it might be a fraud, because I don't recognize any information they gave me about this bill.
Comments
DO NOT BELIEVE THIS FAKE SO CALLED AFNI. The BBB dose show them to be a lagit company but i dont think BBB has any idea if they are a licensed company. Watch out for this Afni, Call the company they claim you own money to and confirm with that company. Dont send anything nor give them your personal information. Good luck
AFNI pays them, and BBB has been giving them an A rating since 2007, despite numerous consumer complaints.
Be aware they are probably trashing your wife's credit with this phony "collection account".]
Pull all 3 credit reports, and check for erroneous AFNI negative information.
If you find anything, file a dispute through the CRA(s), disputing the accounts as not hers.
If AFNI "verifies" the erroneous negative information, then you have grounds to sue them for violating FCRA.
Get an attorney. Many attorneys take these cases on contingency, since FCRA and FDCPA allow courts to award damages and your attorney fees if you win. You can find a consumer attorney in your state through www.naca.net