Payday load from October 2011

I wokeup and found that I had a voicemail and no missed call from them. Right there throw red flags. Called the number back and  some dude said is this ..... I said yes it is and then he said let make sure we get the right person. My last four. I said yes. Then he started say they are now after 6 years going to start taking action because I took out a 400.00 loan which never happened. Because the said account was closed before any money went to it. Plus it was a greendot. I had called about this to greendot before and they confirmed everything.  I tried to tell this person who was saying they will take money from my wages. Well I don't have an wages .. Have fun with that.  I hate when places like this calls me.