harrassing phone calls about payday loans
Complaint
Theresa Holman
Country: United States
I have been receiving callsfrom this company now for over a month. Every day 3-4 times a day different numbers. These calls are from Mid Eastern people; every one of them. They claim to be Americans but they are not. Calling and harrassing me saying they have a warrant out for my arrest for a loan of $1400.00 Apparantly, they dont know the American Law called due process. If I had a payday loan, they notify you bank, papers are signed at the bank, and the money is taken directly out of your account. Who knows, maybe they are trying to raise money for the Bin Laden relief fund. Like everyone says, it is probably someone from overseas; they would have to be because if they were here, the American Government would take care of the problem. For now, I can now call this an inconvenience.
Comments
Just another "debt collection" scam.
If they keep calling tell them you have reported them to the FBI, and are recording the call as evidence. They will probably move on to some other sucker.
If they disclose how they want to be paid (Western Union, Moneygram, etc.) file a complaint with FTC to put pressure on the payment processors to drop services to these crooks. Moneygram is already under a consent agreement to warn consumers about possible fraud, due to Canadian agents caught assisting cross-border scams, so it may be subject to FTC pressure to better alert consumers going to their website to make payments.
Currently the Western Union and Moneygram sites only have warnings about other types of scams. Neither mentions this growing "fake debt collector" variety, or the threats they use, so consumers are not adequately warned to protect them from these extortion rackets.
Cut off access to transferring the money.
http://www.ftc.gov/opa/2012/02/acc.shtm
"...
For Release: 02/21/2012
Court Halts Alleged Fake Debt Collector Calls from India, Grants FTC Request to Stop Defendants Who Often Posed as Law Enforcement
At the request of the Federal Trade Commission, a U.S. district court has halted an operation that the FTC alleges collected phantom payday loan “debts” that consumers did not owe. Consumers received millions of collection calls from India, and that since January 2010 the operation took in more than $5 million from victims, according to the FTC.
..."
If you are being harassed by this type of scam, contact FTC.