Immediately contact your bank to dispute fraudulent charges, and close the account due to fraud to prevent additional fraudulent charges.
The Senate Commerce Committee has held hearings on fraudulent charges to consumer accounts by so-called "discount clubs". Contact the offices of Sen. Jay Rockefeller.
In addition, New York Attorney General Cuomo is investigating these charges as consumer fraud, and is putting pressure on the "marketing partners" who pass consumer account information to the scammers.
0
chae s. sone
I recall long time ago. On an email advertizing on credit information, I questioned about idendity thieft cases if it can arrest them. But I did not ask any of my own credit. Since then they are charging on my credit card the fraudlent fees. How they found out my credit cards? It seems to be very well organized organ. I called the office this office and complaint it if is an Alquae Da organ. Mr. Obama should arrest them because they are invisiab wise terrorists to American families. daniel formeam at the office answered my complaint on phone. She said, cancelled my accounts. but remains to be seen. My adivce was for her, try to find a better job!!
0
Jim
I noticed that too from PRIVACYMID on my credit card account since last November for $29.95. After I called them and spoke to 2 different persons, a lady called hershelf Sandy stated they will refund me last 4 payments, still waiting for it to appear on my credit card statement...
0
Jim
BTY, the $29.95 is a monthly charge and there is another charnge for $1.00 under Clubsave from the same company every month. The bill showed up on my Chase credit card, and I also learned after my calls to Chase that PRIVACYMID is one of there venders. My call to Chase is to ensure my rights are protected if I don't get refund from PRIVACYMID as promised in the phone conversation with them, but what I found out from the call to Chase that PRIVACYMID is one of there venders is more disturbing...
0
tj
Dispute unauthorized charges through your bank as "fraudulent", and block or close the account number to prevent additional fraud.
Around a billion dollars of fraudulent charges are being siphoned off from consumer accounts by these and simlar scammers each year, using deceptive or fraudulent telemarketing or pop-up advertising as "authorization".
0
tj
Most of the big banks sell their customer information to third party marketers like this. This has resulted in a long history of fraudulent telemarketing and unauthorized charges, since with customer account information, telemarketers don't even need to obtain it from the call.
All they have to do is get the customer to say something they can later claim was "authorization" to set up a "free trial" negative-obtion account, that becomes repeated monthly charges if the customer fails to cancel during the trial period. Since the customer doesn't even know he got signed up, it is not likely he will cancel before several months charges are taken out.
Both Citi and Chase have been sued over this practice, and reached settlements with state Attorneys General or in class action lawsuits. BofA is currently a defendent in at least 3 class action lawsuits over these practices.
To enforce your dispute rights, in accordance with FRB Reg. E or FCBA, follow up with your phone call with a WRITTEN dispute to Chase, mailed certified, disputing the charges as fraudulent. Reference the date of your first call as well, as this sets their "constructive notice" of the fraud, and the regulations require disputing within 60 days of the statement date of the statement showing the disputed charges.
If you have problems getting your money back, file a complaint against Chase and "PRIVACYMID" with your state Attorney General, and against Chase with the Office of the Comptroller of the Currency, ad www.occ.gov Various consumer reports indicate that this is the most effective path to getting Chase's attention, and some reports indicate return of many months of fraudulent charges.
You should "opt-out" of all sharing of your financial information with all institutions through which you have accounts, as allowed by GLB (those privacy statements you occasionally get).
In addition, if you are in California, the law is "opt-out" is default, so unless you told Chase to "opt-in", their sharing of your information was illegal under California law and a violation of GLB. If so, contact the CA AG, as Chase settled with California on this issue, agreeing to comply. California's "opt-out" law went all the way to the U.S. Supreme Court, and the American Banking Association lost.
0
tj
You can find additional information on bank-affiliate third party pre-acquired account information negative-option telemarketing fraud, here:
Promises are cheap. And when they "lose" your request and keep taking a few more payments, they can make the same promise again. If all you have is a phone call, it never happened.
Dispute as FRAUDULENT, IN WRITING, THROUGH YOUR BANK. Otherwise you will be a sucker.
Comments
https://complaintwire.org/Complaint.aspx/pHkAZH-5PQCalwjMekKDlA
Immediately contact your bank to dispute fraudulent charges, and close the account due to fraud to prevent additional fraudulent charges.
The Senate Commerce Committee has held hearings on fraudulent charges to consumer accounts by so-called "discount clubs". Contact the offices of Sen. Jay Rockefeller.
In addition, New York Attorney General Cuomo is investigating these charges as consumer fraud, and is putting pressure on the "marketing partners" who pass consumer account information to the scammers.
I called the office this office and complaint it if is an Alquae Da organ. Mr. Obama should arrest them because they are invisiab wise terrorists to American families.
daniel formeam at the office answered my complaint on phone. She said, cancelled my accounts. but remains to be seen. My adivce was for her, try to find a better job!!
Around a billion dollars of fraudulent charges are being siphoned off from consumer accounts by these and simlar scammers each year, using deceptive or fraudulent telemarketing or pop-up advertising as "authorization".
All they have to do is get the customer to say something they can later claim was "authorization" to set up a "free trial" negative-obtion account, that becomes repeated monthly charges if the customer fails to cancel during the trial period. Since the customer doesn't even know he got signed up, it is not likely he will cancel before several months charges are taken out.
Both Citi and Chase have been sued over this practice, and reached settlements with state Attorneys General or in class action lawsuits. BofA is currently a defendent in at least 3 class action lawsuits over these practices.
To enforce your dispute rights, in accordance with FRB Reg. E or FCBA, follow up with your phone call with a WRITTEN dispute to Chase, mailed certified, disputing the charges as fraudulent. Reference the date of your first call as well, as this sets their "constructive notice" of the fraud, and the regulations require disputing within 60 days of the statement date of the statement showing the disputed charges.
If you have problems getting your money back, file a complaint against Chase and "PRIVACYMID" with your state Attorney General, and against Chase with the Office of the Comptroller of the Currency, ad www.occ.gov Various consumer reports indicate that this is the most effective path to getting Chase's attention, and some reports indicate return of many months of fraudulent charges.
You should "opt-out" of all sharing of your financial information with all institutions through which you have accounts, as allowed by GLB (those privacy statements you occasionally get).
In addition, if you are in California, the law is "opt-out" is default, so unless you told Chase to "opt-in", their sharing of your information was illegal under California law and a violation of GLB. If so, contact the CA AG, as Chase settled with California on this issue, agreeing to comply. California's "opt-out" law went all the way to the U.S. Supreme Court, and the American Banking Association lost.
https://complaintwire.org/Complaint.aspx/tYc4K1wNsACmMAjLZ-BuTg
Dispute as FRAUDULENT, IN WRITING, THROUGH YOUR BANK.
Otherwise you will be a sucker.