harrassinng phone calls

ComplaintsCollection AgenciesMorgan and Associates

Complaint

0
Nancygail
Country: United States
I did not take down the number that I was called from other than area code 910
The man said his name was attorney roger smith with morgan and associates calling about a cash advance I got from cash advance america.  I told him I did not discuss such matters over a public phone and hung up.  He called back and wanted me to verify my SS# which I refused and again I told him I did not discuss such matters over the phone.  He called right back and I simply hung up.  The next time he called someone else answered the phone and stated that I was unavailable, he was rude to her, she had a hard time understanding him and he cursed me and her - threatened to call "911 to have me arrested".  She told him she would not talk to someone who used such language and hung up.  When he called back my supervisor answered, listened and then told him not to call this business again.  He called twice more and was told the same thing.  I have gone online to research both companies and send them emails which I hope will get responses.

Comments

  • 0
    tj
    | 2 replies
    Profile fits common phony "payday loan debt collector" scams, particularly the threats of arrest.  The threat to call "911" is laughable.

    Although there is some indication of a debt collector under the name Morgan and Associates, other complaints show the name "Morgan and Associates" is being used in this type of scam.

    Any legitimate debt collector would send you a letter within 5 days notifiying you of the alleged debt, and that you can dispute or request verification, as required by FDCPA.  No legitimate debt collector would be threatening you with "arrest" over the phone, which is also prohibited by FDCPA.


    Most similar complaints report that they are just a bunch of crooks extorting Americans into paying fake "debts".  They may be calling from overseas, using VoIP to make cheap calls, hide their identity and location sometimes using faked caller id, and appear to be calling from a U.S. area code.  Many complaints report they may be calling from India or Pakistan.

    Do NOT give them ANY information.  Do not expect that sending them emails will accomplish anything but invite them to harass you further.  This is a criminal scam.

    You don't owe them ANYTHING.

    Even if they appeared to have information on some debt you recognize, you wouldn't owe it to them.  There are reports indicating that they are obtaining U.S. consumer information from credit reports, skip-trace services, and phony on-line "payday loan" sites, which would allow them to fake claims that you "owe" them some "debt", using information from your own credit report.

    File a fraud complaint with the FBI, although since they're probably in India, it's not likely anything will happen to them.

    If they call back, just tell them you have reported their scam to the FBI, and you are recording their call for use as evidence.  Once they realize you can't be conned, they will move on to some other sucker.
    • 0
      james replies to tj
      The same experience happened to me last year and I reported these people to the Federal Trade Commission
      they have a complaint site and they do investigate even though they get thousands of complaints, but the
      calls did stop but it seems they've started again and yes do not give them any information, all they need
      is one number, they tried to contact me at my workplace which is clearly illegal and that's when I went
      to the FTC, their phone numbers are all over the place and the ones I spoke to were Asian, so you don't
      need to panic no legitimate law firm would do these things over the phone and would certainly send the
      proper paper work thru the mail.
    • 0
      Sharon replies to tj
      The same thing happen to me Thursday and I told them to seen the dam police and seen me to court because you not going to get 300.00 from.
  • 0
    tj
    They are probably running this scam from overseas, which makes suing them impractical.

    They are, however, vulnerable at two points:
    1)  Their phone provider.  They may be using VoIP, but most likely use the same carrier even though they may change phone numbers frequently.
    2)  Their method of getting the money transferred.

    If the scam got that far, how did they say payment should be sent?
    Western Union?
    MoneyGram?
    Other?
  • 0
    Richard L. Potter
    I have been receieving calls at my job and at my personal phones...Some man named Albert Ross called my job on friday and spoke to a co worker. My co worker stated he cane indulge any information and that he would have to call back..
    The co worker called me and explained situation and i contacted the man.
    This man that called and threatened jail term name was Alex. so stories and names were changed.
    I left a message with the state attorney's office and the Better Business Bureau. I plan on getting a lawyer and suing the company for threats to my job and individual gains...
    Be aware of such scans...identity theft is out there and they will stop when i win in court...
  • 0
    Ashley
    so the same thing is happening to my mom and i read all of your comments and i was like wow im glad she didnt give them any info!
  • 0
    Vicki
    These calls have been happening to me for months now ive even called an attorney but without a location that their calling from theres nothing anyone can do to stop the calls. This man claiming to be Roger Smith has also used several other names when he calls and its definitly the same guy calling I can tell by the way he tries to say my name> My friend called and soon as he identified himself as state police they hung up but they keep calling and they are very vulgar for being "attorneys" DO NOT TRUST THESE PEOPLE its all a scam to get our hard earned money!!!!!!!!!!!!!!!!!!!!!!1
  • 0
    DSM
    I have been receiving calls at my work as well as on my cell phone. This a.m. at 8:45, he claimed to be an attorney and was trying to have me settle this out of court. Not knowing what he was speaking of, I said I needed to speak with someone first before I wired $. When he called back and I explained I had resarched his firm online..... he used some VERY vulgar language and hung up on me. It has been recommended I report this to Local Authorities as well as the FBI. His poor english makes me believe he is in another country. How do I get this to STOP?!
  • 0
    mrh
    I have been recieving multiple calls as well, ranging from my cell to my employment. The scammers were very rude and even convincing of my debt. I have been going through a financial bind and thought their may have been some truth to this scam and their isn't. I am just pleased that my co-worker and good friend showed me this site were people where being taking advantage of. so thanks for the reassurance.
  • 0
    Jodell
    | 1 reply
    Don't EVER give any bill collector, let alone these fraudsters any of your info! If you owe debt collectors for medical bills and/or doctor bills, do not allow them to scare you into thinking they can do anything to you other can harass you over the phone. There are laws that allow you to go after debt collectors for each phone call they make to you and this fee you can collect for each offense can be $500 to $1500. There are consumers laws to protect all of us in regards to debt collectors. Also if you are behind on credit cards and they have been turned over to collections, there is a process where you can write to them and have then verify the debt that they are trying to collect from you. There is NO way that they can verify and prove that you own any monies to the credit card company, do not pay them!! You can actually sue them however they will usually settle out of court. To be honest contacting an atty will not do you any good, they just take your money and do not help at all. They always act like they are helping but they are like these banks these days they just want to suck more money from you! For help in figuring out how to deal with bill collectors, and the laws that are in place to protect you check out whatliesinyourdebt.com .........I have learned alot from this site and now know that credit card companies cannot EVER prove that we owe them anything and if you use the consumers laws out there you can be free from that debt and move on with your life!!
    • 0
      hmmm1256 replies to Jodell
      Surely there is another resource besides a website that charges you $99 per month to tell you how to deal with bill collectors.
  • 0
    Shorty
    | 1 reply
    I received a call from an attorney David A. Jones from Richard Morgan & Associates. His number 917-460-0037. He said I owe money and that if I didn't want to get arrested that I had to send $250.00 by money pak. He also said that if I didn't send the money they would also contact my employer. He was very convincing and scary.
    • 0
      vickie replies to Shorty
      Me to and I wonder when will it stop.  I'm not allowed calls at work.
  • 0
    angela
    I'm having the same issue now and his name is Kevin Scott ...
    What can I do
  • 0
    b
    | 1 reply
    I'm having the same problem with these people a Anthony Perry not american same thing same story. Something ought to be done about these people whoever they are. do not answer their calls anymore. tired of being threatened.
    • 0
      D replies to b
      I hear you. It's very annoying.
  • 0
    D
    | 1 reply
    3/16/12: I've been getting the same calls all day today as well. Called from 814-348-2004 and said he was calling from a law office for Roger Smith and Associates. When I asked who he represented he said American Payday loans. I do currently have a loan but it is current. He has been insisting that I send $200 (last call about 10 minutes ago he was down to $100). Said I should go to Walmart etc and send a money pack. In the middle of the call he decided to put his "supervisor" on the phone. Very similar sounding voice. It's unreal that nothing can be done about these people. I told him to go ahead and have his lawyer file the case/charges and do whatever he feels they need to do. We should not have to be harassed like this by these people. He's been calling my work and cell phone numbers all day!!!!
    • 0
      vickie replies to D
      I have received the same phone call telling me to fax a letter with the information he give me to say.  He was trying to get me to say that I owe the money.  The only problem is that he had all of my personal information.  I'm afraid of what they can do with it.
  • 0
    Amanda
    The exact same thing has been happening to me. Sometimes it's Anna Johnson, and sometimes Kevin. They have all my personal Info too. I am going to close my bank account and change my number. I reported them to the police and the Federal Communications Commission.  Hopefully someone will do something to stop this. They probably are in another country which will make it difficult.

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