What are they doing?

Complaint

0
Paddy O'Furniture
Country: United States
We got a card today from NRS Inc. attached to my car.  The card was damp which means they came up my drive to my house in the early hours of the morning to do so, as it wasn't raining this morning but it did over night.  I do not like the idea of strangers wandering about my yard, it has frightened my wife.  I KNOW my accounts are in good standing and I do not owe anyone any money.  I tried calling back this "Sue"  but all I get is a voicemail.  I am presuming this this some kind of scam or a skip tracer as a few months back I got a phone call supposedly wanting me, but it was a case of mistaken identity as I had never lived in _____ or bought a particular car that they are talking about.

What can I do to resolve this or stop this from happening again?  I have young children and I do not like the idea of strangers coming to the house and knowing which car is mine etc, and leaving notes.  Where the hell do they get their information from?

Comments

  • 0
    tj
    They are probably either a debt collector, or a repo company, which would be consistent with your earlier call.  Assuming your car is not registered with a lien from a lender, or your car payments are not in default, then they have the wrong person, also consistent with your earlier call.

    They may have gotten your information through your state department of motor vehicles.  The lender/lienholder would probably have access to current information related to the vehicle, if there was a lien.  In some states, the state actually sells vehicle registration information to information brokers, who then sell it to others such as debt collectors, skip-tracer, asset trackers, etc.


    If they have misidentified you, and are really looking for some other person and some other car, then your goal is to boot them out of your life.  Based on their earlier call, they apparently lack common sense, and also as you might expect, have little respect for boundaries, so you need to establish ones that have consequences.

    Contact your state Attorney General to find what state agency is responsible for licensing them.  Contact that agency, explain the situation, that although you have already told them they have the wrong person and you don't own the car they are trying to repo, they have been slinking around your property in the middle of the night.  

    Since they are unreachable by phone, get their address information, and send them a certified letter return receipt requested, documenting that they already called you about some car you never owned, that you are not the person they claimed to be looking for, and that you found that they had trespassed on your property during the night of xx/xx/xx, and that they are to cease trespassing on your property.

    If you find them on your property again, call the police, or contact the Attorney General, or the licensing agency.

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