I checked my online bank statement and saw unauthorized deduction of 16.95. I do not know who they are and how they got access to my account.
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tj
They are a "buying club membership" scam, often getting your account information from other on-line merchants you may have ordered from. The disclosures of their terms are often deceptive or hidden, sometimes appearing to be a pop-up discount coupon from the website you actually ordered from.
Contact your bank immediately to dispute all unauthorized or fraudulent charges, and close the account to prevent future fraudulent charges. Follow up by sending your dispute IN WRITING to the dispute address on your bank statement, and make sure they get your written dispute in less than 60 days from the statement date showing the fraudulent charge to preserve your FCBA or FRB Reg. E dispute rights.
It is important to cancel the card number or account number they charged, and not just block charges from that company, or you may find additional charges under this or other names, later. Also, be sure to watch you statements for your replacement card closely, since unauthorized charges to your old card can roll over to your new card for a few months even when they don't have your new card number.
Comments
Contact your bank immediately to dispute all unauthorized or fraudulent charges, and close the account to prevent future fraudulent charges. Follow up by sending your dispute IN WRITING to the dispute address on your bank statement, and make sure they get your written dispute in less than 60 days from the statement date showing the fraudulent charge to preserve your FCBA or FRB Reg. E dispute rights.
It is important to cancel the card number or account number they charged, and not just block charges from that company, or you may find additional charges under this or other names, later. Also, be sure to watch you statements for your replacement card closely, since unauthorized charges to your old card can roll over to your new card for a few months even when they don't have your new card number.