Law suit

I received this email this morning;

This final notification is in regards to your unpaid loan account INC-603225 with Advance Cash America. The company tried to contact you several times without any success.

Now, the company has decided to file a legal case against you with the following charges under Section 9 and Chapter 19 :

Count 1:- Violation of federal banking regulation.

Count 2:- Collateral cheque fraud.

Count 3:- Theft by the deception

It might have following impact on you:

1. If you are on any state supervised probation on payroll, then you need to intimate the officer about the legal case.

2. If you have any prior convictions including but not limited to worthless Check, grand theft or money laundering, so please be aware that they shall be handled as the case of a habitual offender.

3. The creditor has all the rights and authorities to inform your employer about the case and regarding the results as well as consequences once the case is downloaded and executed with the judgment against you. It is because you kept your employer’s name as a security of the loan.

4. Your name and Social would be reported to one of the three major credit bureaus:

a. Equifax

b. TransUnion

c.  Experian

Also, the company will freeze all your bank accounts and credit cards.

Do revert ASAP if you wish to avoid the above mentioned legal consequences.

Regards,

Manager

Legal Department

I don't recall having a loan with this company. Please investigate...