Telephone Credit Card Scam

ComplaintsScamsPremium Plus Savings

Complaint

0
Keith
Country: United States
Premium Plus Savings:
Funny. it's a scam, in a very dodge-ful manner. That, makes it even worse.  I accidentally called their number, and this guy answered- and said try this blah, blah, and you can cancel and you still get a $100.00 gift card for retail purchases.  I felt SCAM...but i did it. For two 1.95 payments.  Went through, they sent an email.  I then cancelled a few weeks later- no problem.  And they said my gift card would still arrive.  It did. well, not really.
I got my email form (after cancelling monthly magazine option/and restaurant options) and sent back the form  to Premium Plus.  I got the REGISTRATION form next in the mail.  Now- it gets really hilarious.
Not only do they send you a registration form so you can collect your gift card, you must send a photo of your drivers license, a stamp self addressed envelope back, and by CERTIFIED MAIL to send it, within 30 days, or its void.  Then, they will send you a list to choose from, and you then send store/etc choice back to them by CERTIFIED MAIL.  And then, when you get your card, make a MONTHLY purchase of $100.00 via CREDIT CARD ( THEY STIPULATE ) and send in receipts, and they will give you back a monthly max of $10.00.  And each time you mail a voucher back with accompanying receipts, you must include a self addressed envelope.  It's a SCAM and yet they pay, if its worth your time and aggravation.  So you pay 1.95 or 3.90 and they collect that, and hope and likely know, most will never collect because of the crap you must go through to get it!!!!! Please send this to EVERYONE YOU KNOW.  PREMIUM PLUS SAVINGS SHOULD BECOME A LAUGHING STOCK.  NOT THE CUSTOMER.

Comments

  • +2
    They're stringing you along...
    It's a cramming scam. They will always get more money out of you than whatever they claim their "discount" is worth.  Then, they will try to string you along past the 60 day bank dispute period, after which they figure they can keep your money. That's what they do.
  • +2
    Cut them off and get your money back..
    Contact your bank immediately to dispute the charges as FRAUDULENT, and have your bank block your card number or shut down your account to prevent further charges.  Your bank can reverse charges back 2 to 3 months if you dispute promptly, under FRB Reg. E or FCBA.
  • +1
    Yes, It's a scam.
    When I first accidentally called their number I was told the company was Savings Advantage. I signed up reluctantly. I first cancelled the Magazine subscription.  When 2 amounts for $1.95 was taken from my bank. When I later called to ask them the name of their company she says, Premium Plus Savings. I told her I noticed they were not with the BBB. She made no comment. I asked for my account to be cancelled. I will notify my bank of FRAUDULENT  activity.
    Thanks for the post above.
  • 0
    kmh
    Premium Plus Savings AND USA Select Publications:  SCAM
    Sorry to say the same thing happened to us. We had called the number listed for our insurance company and this company answered.  Don't know how that happened.  We didn't want to join, but "Ashley" said, "To get the $100 Gift Card Reward, you must join TWO clubs at $1.95 each:  USA Select Publications and Premium Plus Savings, and you have 15 days to cancel.  Then you will receive an email telling you what to do to receive your reward."  I asked, "What is the catch?"  She said, "There is no catch."  We thought for $3.90, it might be worth it to get the $100.  We were WRONG!!  The man named Keith who wrote the original complaint above, had it stated EXACTLY.  And to top it off, you would be allowed to send in ONLY ONE receipt per 30 days, receipts totaling $100 at ONE approved retailer had to be within a period of 7 days, and the entire program expires in 12 months, which started before you ever get the first form to be mailed for your $10 "reward".  Keith is right: they will get their $3.90 from every person who "falls" for it, and the customer will never do it because it isn't worth the hassle to get $5 net back each time!!  We are not going to hassle with it, so I guess they "got" our $3.90!  And I wonder if you actually get cash back - probably a certificate to be used at the retailer from which you mailed receipts.
    SCAM! SCAM! SCAM! SCAM! SCAM! SCAM! SCAM! SCAM! SCAM!
  • 0
    Its a a SCAM!!!!
    I accidentally called the number and they told me that i can try it for 14 days for only $1.95 and then i will receive a $100 gift card even if i cancel it. I looked at my statement and they took it out twice so i called my bank and disputed the transaction. I had to cancel my card just in case they try to take something else out. The person made it seem real legit but its it a real deal scam!!!!!
  • 0
    scammed?
    I got the offer when I called the number on Walmart Money Card (pre loaded card you get at Walmart). I was surprised Walmart would direct me to them. They got me with the same $100 voucher offer (they said it was a voucher and not a rebate, so I understood it to be a store voucher) for 2 payments of $1.95 each. After reading the above comments, I'm guessing it's not worth the hassle, so will call to cancel my membership. Thanks for your helpful posts.
  • 0
    tanisga
    same here ever body same complain im going to the news
  • 0
    Erika
    I just wanted to add to the complaints already made that they will turn around and charge your card for $44.99 15 days-30 days later. When I accidentally called this number and got the spiel everyone else did about the $100 gift card they said the monthly subscription charge was $4.99!!! I even verified with the representative and she said "yes, just $4.99." My bank notified me of the 'suspicious' charge of $44.99 and blocked it immediately. Had to cancel my card. Totally not worth the hassle and inconvenience this caused me. Stupid me. Make sure your card isn't charged $44.99 and you just didn't see it!
  • 0
    Alex
    Same thing. I called the 800 number for my food stamp balance and got re-routed to premium plus and ashley two days in a row. I am contacting the fcc and ftc now.
  • 0
    Tammy
    I called the Unemployment hotline and got rerouted to Premium Savings Plus.... it's close to Christmas so i fell for the Scheme... But I canceled the membership once I received the email on how to redeem. I was charged 1.95 twice... website was vague and sketchy. This was November 23, 2020. However I just received a charge on my account for 34.99 ... I wonder if this is tied together or not! Definitely will be calling on Monday to get my money back!! ONE WORD ..... SCAMMMMMM
  • 0
    Dave
    I fell for this scam too. I think it was erenterplan or something where I called and got rerouted to USA Select Publications. That's why I thought it was legit. They told me to try a magazine subscription and I would get a $100 gift card. Never got the gift card. Realized I've been charges 34.99 from USA Select Publications and 44.99 from a second company called Premium Savings Plus. The charge is "CDI" and "TMV" with random addresses from different states. This is called a cramming scam, where they rely on you not noticing the nonsensical names to the charges and small enough where you think it was some other purchase.
  • 0
    Nancy
    Same thing happened to me when I called my credit card company to get clarification on my balance. I  never got any explanation when I asked "what's the catch?. They would not let me off the phone or connect me with the billing dept. Bank credited me with the $1.95 when I told them I had not OKd it. I had said I wasn't interested. Just got a letter today about the $44.95.
  • 0
    vanessa flenoy
    This is scam they promise you a 10.00 gift card and you give them permission to take a 1.95 cents out your account that's the test to make sure money is in the account then they go and wipe out please report these people to the BBB immediately.

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