They have been sending emails and threatening phone calls

Dear Debtor,

This is the last and final notification as we are going to proceed with the legal charges against you and you will be soon served with the court papers. If you really want to avoid the situation, we merely require you to contact us back to make the payment.

Just in case we do not hear back from you, we will proceed further with the charges and we have the entire right to inform your employer about the situation, garnish your wages and freeze all your bank accounts.

For any queries feel free to revert back.

Thanks & Regards.
Cash Advance USA