FRAUD COMPANIES/ SCAMS

ComplaintsCollection AgenciesPDLR, PDR, CSA,CFS or other names

Complaint

0
Washington
Country: United States
FYI its illegal for any debt collector to threat anyone nor state they are investigators and ask for you to pay only by debit or credit card. Its illegal to claim your going to jail for something this small. You can only get paper work from a court to make arrangements. A debt collector cannot contact you if you request them to stop. You can either send a cease all contact letter by mail or email. PDLR is a fraud, and a scam company. They have already been under investigation and if they contact you call FBI or FTC or Attorneys for Consumers. They will tell you that these people are criminals and are trying to scare you just to get free money from you that you will never see again. Watch out for them telling you they are investigators of any kind. If they are rude and harassing they are violating Fair Debt Collection Practices Act. Report them! Look at the site below you do have the right to stop them! Its provided by FTC.

ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf"

Comments

  • -1
    Dave Hester
    How does a pay day loan received by someone and never repaid turn into a scam? Dirtbags conjure up all sorts of ideas how NOT to pay what they owe and then people want to whine and cry about they way they were approached because they didnt pay their bill. Here is an idea, try paying your bills and you have to worry about someone contacting you about it.
    • 0
      tj
      People contacted by debt collectors have the right under federal law (FDCPA) to dispute debts and request validation (proof) that the debt is owed.  

      Debt collectors who attempt to use threats and deception to evade their legal obligation to validate debts may be engaging in fraud and extortion, collecting on fake or unowed debt.  

      Even debt collectors who might believe a debt is owed, will engage in fraud and extortion every time they contact the wrong person in error.  Their failure to comply with debt collection law will lead them to cross the line into criminal activity.  The ones who violate the law the most also seem to make the most "mistakes" contacting the wrong people.

      Legitimate debt collectors comply with the law.  
      Criminals don't.

      If a caller does not comply with the law, they may be just a criminal running a con.
    • 0
      Desi
      | 2 replies
      No these are people who had a payday loan with cash advance and their files where hacked and that's how they are calling them. I got a call from them looking for my sister who had a loan with the payday loan a couple years ago. I asked this guy who did not give the company nor his real name and he told me all of my sister's info and will have a warrant issued for her arrest. Now we have the FBI and our attorneys involved because I am upset on how they got my cell phone number.
      • 0
        tj replies to Desi
        It might go back to old payday loan records in some cases.

        There was a chain of payday lenders that was using a shady debt collector in Florida for collections (Ellis Crosby) , that in turn had an Indian call center.  FL AG shut them down, but the records appear to still be floating around somewhere, popping up with these types of scams.

        Other source appears to be fake "payday loan application" websites.  Many people who apply on such sites (which will never make a payday loan because they are fake), also have other real loans, so information collected from these sites, such as name, address, SSN, DOB, employer, and bank account numbers, is ideal for running this type of con. The evidence of this is in the many complaints of harassing calls following applying, from people reporting they never actually got any loan.
      • 0
        tj replies to Desi
        Their access to your cell phone number shows they may now have access to current skip trace databases, rather than just their fake application website sources.  That would interest law enforcement, as that access can and should be cut off.
    • +1
      tj
      Looks like they got one.

      http://www.ftc.gov/opa/2012/02/acc.shtm

      "...
      For Release: 02/21/2012
      Court Halts Alleged Fake Debt Collector Calls from India, Grants FTC Request to Stop Defendants Who Often Posed as Law Enforcement
      At the request of the Federal Trade Commission, a U.S. district court has halted an operation that the FTC alleges collected phantom payday loan “debts” that consumers did not owe.  Consumers received millions of collection calls from India, and that since January 2010 the operation took in more than $5 million from victims, according to the FTC.
      ..."

      If you are being harassed by this type of scam, contact FTC.
    • 0
      merry
      i had this cfs callimg on my dougthers phone and my sons making threads scarng my dougther tellin her your mom will go to court and the m she had to pay 2000 or more or jail time   this [***] are out there , i call them and thye told me that they did no said that they want me to pay over phone with credit card  .  they told me to go get a pre paid card to pay them  ,, i call an attorney to report them my baby was scare from this [***]  , some one need to stop them ,,
    • 0
      merry
      does anyone had a calls from cfs collection agency ,,
    • 0
      Tim
      I got calls from cfs from (844) 540-9877, and 888-214-2532
      Unable to find any info online I called them they said a loan from ep processing which only shows up as scam so I made a arrangement with the with a dead account so I also told them to send me validation letter
      Worse case they can call friends of friends and family lol
      They break so many laws
    • 0
      Chainsaw
      They keep calling me using a few different numbers.  If I refuse to give them my name,  they hang up, but they still try again the next day.  I'm going to keep messing with them till they give up!

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