the process

I was in a really bad financial despair and after several,several days of trying to figure things out I decided to go ahead and apply for the "Pre-Approved Payday Loan". I have bad credit, so what else is left? I filled in the information over and over and over for probably 3 hours and nothing. Except alot more spam. Out of all the companies I went through, only one denied me because I don't have direct deposit. And can't. I have a payee. The rest of the billion or so companies just denied me or sent me through again to other companies that had me "pre-approved". I know that the mailings in my box are spam and I don't ever open them but I thought they were legit. I needed {still do} a small loan that I could pay back in 6 months or longer. Really, the process of filling out forms with some very private info over and over to be rejected. Pisses Me Off.