Just got one today don't know who these people are.
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Then you don't owe them anything..
FDCPA requires debt collectors to send you notification by US Mail, and respond to requests for verification (proof) sent by mail. It also prohibits deceptive, abusive, or harassing collection. Legit debt collectors follow the law. Those who don't are scammers.
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Legit debt collectors follow the law.
Those who don't are scammers.