Failure to deliver payments on time

ComplaintsCollection AgenciesRapid Recovery Solutions

Complaint

0
Alex Campbell
Country: United States
We gave this company aurthority to proceed in retreiving our debt of over $50,000.00, at 30% commission. Now the agreement calls for us to receive our money 30 days after they have received money from our former customer.
It is over 90 days and we have only received 1 payment, which was nearly 40 days late. Now we are still waiting on the second payment and even that will be late.
Is there anything we can do that would make these people keep their word and make the payments as promised, or is this a Federal Law infraction and should we go to the Feds ( FBI ).

Comments

  • 0
    The Information Man
    The most important rule to remember when dealing with ANY debt collection agency is...."FIRST, DO YOUR HOMEWORK"!!! The vast majority of collection agencies routinely commit, amongst other indiscretions, multiple FDCPA violations and in many cases, operate completely OUTSIDE THE LAW! This company is apparently one of them. Although I have not dealt with them personally, I know someone who has. The first "Red Flag" that pops up with these people is their name..."Rapid Recovery Solutions". REAL attorneys do NOT identify themselves or their law firms in that manner! Although they deceptively describe themselves as "attorney based", they are NOT a law firm! This is an old Debt Collection Tactic and it comes dangerously close to the Unlicensed Practice of Law! On their website they state, "After 90 days, the account is turned over to a (local) debt collection attorney". This CLEARLY indicates that there are NO REAL LAWYERS within their company....at least none that have a VALID law license! By the way, "The Unlicensed Pracice of Law" is a FELONY in every state in the country! Any violations of the Fair Debt Collections Practices Act, is a FEDERAL offense. I have successfully filed complaints against debt collectors in Federal Court and I would suggest that anyone who has been ripped off or even harassed by these people, do the same. Remember....The LAST THING IN THE WORLD that ANY "scam artist" debt collection agency wants to do is to have to "WALK INTO A COURTROOM AND FACE A JUDGE AND JURY"!!! They will almost ALWAYS try to settle out of court in order to obtain a confidentiality agreement and also to NOT get hit with a judgment which would become a matter of Public Record. If that were to happen, it would leave them vulnerable to a virtual "landslide" of similar law suits! Sueing crooked debt collection agencies is a long, hard and quite often frustration process, but if you; A) Have the right attorney in your corner, B) Do your homework and put together a SOLID evidentiary package, and C) "GO THE DISTANCE" and ALWAYS "Keep Them on the Defense and YOU on the Offense", you just might find it to be as "financially rewarding" for YOU as it was for ME!!! The debt collection industry is "OUT OF CONTROL" and this is the only way to STOP them! Don't give up and NEVER PAY THEM ANY MONEY as it only benefits THEM and gains you.... NOTHING!
  • 0
    Joe
    | 2 replies
    I have a similar issue with Rapid Recovery Solution.  It would take me several pages to go into all the details.

    Quick summary: I hired them to go after rent from tenants who skipped town.  I got one payment and ever since, I can't get anyone on the phone to give me any status updates.  I have written to the Better Business Bureau who referred me to the NY State Attorney General, who recommended I contact a local attorney.  After attorney fees and headaches, I probably don't stand to see much money from whatever they collected so I chalked it up to experience.

    They are local to me and whenever I drive home from work, I am tempted to stop in there and see what's up, but restraint gets the better of me.  

    DO NOT do business with them.  You have been warned.
    • 0
      SCAMMED replies to Joe
      | 1 reply
      Do not trust Rapid Recovery Solutions (RRS).  We gave RRS an account to collect on, to see how they were.  Well, RRS partially collected the money from our client- but lied to us, and never told us they collected the money.  Then RRS wanted us to send them more money to proceed with litigation against the company.  Fortunately the old account contact informed us that they settled with RRS in full.   When we contacted RRS, they denied receiving any money, and then tried to turn the situation around on us, and say that we interfered with their collection efforts, and that WE, the ones they STOLE MONEY FROM,owed RRS the full balance from the account that actually "legitimately" thought they settled the outstanding amount.   STAY AWAY FROM THESE PEOPLE.  They are 2 bit THUGS, lowest forms of life on the planet, and should be all arrested, but for some reason the NYS Attorney General does not get involved with business to business crimes???
      • 0
        Catering Company replies to SCAMMED
        I had hired Rapid Recovery Solutions RRS to collect from several companies who had owed me money.  For months I kept getting the run around and finally I filled a complaint in Summit County Ohio Courts.  I was awarded a judgment against Rapid Recovery Solutions.  The case number is CV-2014-08-3713. The web address for the court is http://www.cpclerk.co.summit.oh.us/welcome.asp.  Its public record and you can look it up. To date I have not received a dime.  I also sent a complaint to NYS attorney general office.  In my opinion, the attorney general office is in no hurry to get involved.  How many people does Rapid Recovery solution have to steal from before NYS attorney generals office will finally take action.  At a minimum NYS should at least stop Rapid Recovery Solutions from committing theft from other people.
  • 0
    tj
    Looks like it only took about a year for FTC to go after them.  
    The wheels of justice turn slowly...

    Update on FTC v. Jesse Willms, known for running various "teeth whitener" and "penny auction" scams:

    http://redtape.msnbc.msn.com/_news/2011/09/23 ... ny-auction-site

    "...
    On Thursday, the Federal Trade Commission obtained a court order shutting down online operations run by Canadian Jesse Willms. The agency accuses him of bilking $450 million from U.S. consumers by signing them up for $79 “negative option” services, such as teeth whitener, that were advertised as free. Willms took some of that money running deceptive penny auction sites named SwipeBids.com and SwipeAuctions.com, the agency alleges.
    ..."

    FTC complaint:
    http://www.ftc.gov/opa/2011/05/jessewillms.shtm
    "...
    For Release: 05/17/2011

    FTC Charges Online Marketers with Scamming Consumers out of Hundreds of Millions of Dollars with 'Free' Trial Offers

    The Federal Trade Commission has brought a law enforcement action against an online operation that allegedly raked in more than $450 million from consumers in the United States, Canada, the United Kingdom, Australia, and New Zealand by luring them into “free” or “risk-free” offers, and then charging them for products and services they did not want or agree to purchase. As part of its ongoing efforts to stamp out online fraud, the FTC seeks to stop the operation’s illegal practices and make the defendants repay injured consumers.

    “The defendants used the lure of a ‘free’ offer to open an illegal pipeline to consumers’ credit card and bank accounts,” said David C. Vladeck, Director of the FTC’s Bureau of Consumer Protection. “‘Free’ must really mean ‘free’ no matter where the offer is made.”

    The FTC worked closely with Canadian law enforcement, including the Alberta Partnership Against Cross Border Fraud, in investigating this international scheme. Most of the defendants are located in Alberta.

    “Internet fraud is a global problem that requires an international enforcement response,” said Lisa Campbell, Deputy Commissioner of Competition for the Competition Bureau of Canada. “International cooperation ensures that fraudsters can’t hide behind borders.”

    According to the FTC’s complaint, Jesse Willms and 10 companies he controls used deceptive tactics in offering “free trials” for various products online, including acai berry weight-loss pills, teeth whiteners, and health supplements containing resveratrol (the supposedly healthful ingredient in red wine), as well as for a work-at-home scheme, access to government grants, free credit reports, and penny auctions. (Penny auctions are online auctions in which consumers must purchase bids, usually for $0.50 to $1 each. Regardless of whether a consumer actually wins a penny auction, the consumer has paid for each bid he or she placed during the auction. However, each bid that is placed raises the price of the auctioned item by a penny.)

    According to the FTC, Willms and his companies obtained consumers’ credit or debit card account numbers, by enticing them with bogus “free” or “risk-free” trial offers that supposedly required only small shipping and handling fees, and also promised phony “bonus” offers just for signing up. Consumers had no reason to believe they would be charged for the trial product or the extra bonus products, but they were often charged for the “free” trial plus a monthly recurring fee, typically $79.95. Consumers were also charged monthly recurring fees for the so-called bonus offers. Although the defendants offered a money-back guarantee, consumers were often unsuccessful in canceling the charges or obtaining refunds, and the process involved time-consuming phone calls and other steps that made the deals far from risk-free, the FTC complaint alleged.

    The defendants allegedly contracted with affiliate marketers whose banner ads, pop-ups, sponsored search terms, and unsolicited e-mail led consumers to the defendants’ websites, and the defendants paid the affiliates for each consumer whose credit or debit card was charged. The defendants allegedly made false claims about the total cost of products, recurring charges, and the availability of refunds. They also buried important terms and conditions in fine print, the FTC alleged.

    The complaint charges that the defendants’ penny auction offers falsely indicated consumers would receive free “bonus” bids, but those who provided credit or debit card numbers to facilitate future auction buying were hit with charges they did not know about, including $150 for introductory “bonus” bids and $11.95 per month for ongoing “bonus” bids. The FTC also charged that Willms and his companies made false weight loss and cancer cure claims for their products, and touted bogus endorsements by Oprah Winfrey and Rachael Ray.

    The FTC further alleged that the defendants provided merchant banks with false or misleading information, in order to acquire and maintain credit and debit card processing services from the banks in the face of mounting chargeback rates and consumer complaints. Willms and his companies also allegedly violated the Electronic Fund Transfer Act and Regulation E (issued by the Federal Reserve System’s Board of Governors) by debiting consumers’ bank accounts without their signed written consent and without providing consumers with a copy of the written authorization.

    The defendants named in the FTC complaint are Jesse Willms, Peter Graver, Adam Sechrist, Brett Callister, Carey L. Milne; 1021018 Alberta Ltd., also doing business as Just Think Media, Credit Report America, eDirect Software, WuLongsource, and Wuyi Source; 1016363 Alberta Ltd., also doing business as eDirect Software; 1524948 Alberta Ltd., also doing business as Terra Marketing Group, SwipeBids.com, and SwipeAuctions.com; Circle Media Bids Limited, also doing business as SwipeBids.com, SwipeAuctions.com, and Selloffauctions.com; Coastwest Holdings Ltd.; Farend Services Ltd.; JDW Media LLC; Net Soft Media LLC, also doing business as SwipeBids.com; Sphere Media LLC, also doing business as SwipeBids.com and SwipeAuctions.com; and True Net LLC, also doing business as Selloffauctions.com.

    The FTC would like to thank the Competition Bureau Canada, Service Alberta, the Royal Canadian Mounted Police, the Alberta Partnership Against Cross Border Fraud, the Edmonton Better Business Bureau, and the BBB of Southern Nevada for their invaluable assistance in this investigation.

    The Commission vote authorizing the staff to file the complaint was 5-0. The complaint was filed in the U.S. District Court for the Western District of Washington at Seattle.
    ..."

    Preliminary injunction, asset freeze:
    http://www.ftc.gov/opa/2011/09/jessewillms.shtm
    "...
    For Release: 09/22/2011

    FTC Stops Online Marketing Scheme That Allegedly Scammed Consumers Out of Hundreds of Millions of Dollars Using 'Free' Trial Offers

    At the Federal Trade Commission’s request, a federal court halted an online operation that allegedly took in more than $450 million from consumers in the United States and several other countries, and froze the alleged ringleader’s assets, pending trial. The scheme allegedly lured consumers into “free” or “risk-free” offers for weight-loss pills and tooth whiteners, and then billed them for things they did not want or agree to purchase, providing false or misleading information to merchant banks in order to acquire credit and debit card processing services.

    The court order granting a preliminary injunction against Jesse Willms and 10 companies he controls stems from the FTC’s ongoing crackdown on online fraud. Pending trial, it bans the defendants from selling products or services that feature a “negative option,” in which the seller interprets consumers’ silence or inaction as permission to charge them, or “continuity plan” in which consumers are sent regular shipments of merchandise until they cancel. The preliminary injunction also prohibits the defendants from offering any products as a “free trial” or “bonus”; misrepresenting costs of a product or any cancellation policy; failing to disclose the amount and timing of fees and the terms and conditions of any refunds; making misrepresentations about the benefits or safety of products; misrepresenting any product endorsement or testimonial; and charging consumers without their express consent.

    According to the FTC’s complaint, filed in May, Willms and his companies deceived consumers with offers of “free trials” for various products online, including acai berry weight-loss pills, teeth whiteners, and health supplements containing resveratrol (the supposedly healthful ingredient in red wine), as well as for a work-at-home scheme, access to government grants, free credit reports, and penny auctions. Consumers were often charged for the “free” trial plus a monthly recurring fee, typically $79.95. Consumers were also charged monthly recurring fees for the so-called bonus offers.

    The court found that the FTC showed enough evidence in the case to justify freezing the assets of Willms and his companies. It stated, “Not only has [the FTC] shown a likelihood that Defendants have engaged in misleading marketing practices, but it has also shown that Defendants have moved substantial funds to offshore companies and bank accounts. . .” Specifically, the court stated that Willms admitted to establishing several holding companies in Cyprus to facilitate international merchant banking, and that email exchanges show that funds were likely transferred from Willms’ accounts to Cyprus and possibly for the purpose of hiding assets.

    The FTC recently filed an amended complaint adding two defendants to the action, Elizabeth Graver and Mobile Web Media LLC, a company Graver allegedly established to help Willms acquire credit and debit card processing services.

    The Commission vote authorizing the staff to file the amended complaint was 5-0. The complaint was filed in the U.S. District Court for the Western District of Washington at Seattle. The preliminary injunction was entered by the court on September 13, 2011.
    ..."
  • 0
    tj
    Since FTC is shutting down Willms for fraud, do you plan on offering refunds to any of his victims you convinced to pay you?
  • 0
    Grand Pacific Fire Protection
    Rapid Recovery Solution INC.
    25 Orville Drive Bohemia NY 11716 Suite 101A
    Phone 888-826-9002 EXT 517 FAX 631-963-3928

    Bob "The Stud" Winterts

    This Company does not do any reserch or obey the laws set in the states they are trying to collect from.

    Or is it Mike McMahon who represents Jones Back hoe service out of Riverside CA?????

    Bottom line is my company responded to the false compliant on 4/30/2011 and get a nasty phone call on 10/04/2011.
  • 0
    Grand Pacific Fire Protection
    Amen!!!!
  • 0
    RJ
    I too think this firm is a fraud shop, they have never followed up proactively, it's been almost 18months and they have sent us NO MONEY.

    Sam Fields never gives details, and seems to only be able to compose 1 line email responses - I'm going to send over to RipOffReport, BBB and Consumer protection >> so we can get to the bottom of their issues.

    Funny: They even sent me a email that they were having trouble locating the debtor - I did a Google Search and found everything they needed in <30seconds on CrunchBase.

    = SAD
  • 0
    Frustated in Florida
    I contacted RR over a year ago to collect on my behalf, I sent them over 300 accounts, they advised me that they would have no problem working accounts that I had sent to another company that had gone out of bussiness. I was told I would not have to pay anything unless they collected for me. BIG LIE!!! I started recieving bills to pay them for trying to collect but as to date I have not recieved one CENT! They did the same thing to another company that I know. To date either my compny or my friends company have not recieved any money. When we tried to terminate the contract they told us that we would have to pay them thousands for the collection efforts that they have made thus far!!! THis company is a scam BEWARE!!!!!!!!!!!!!!!!!!!!!!!!
  • 0
    BEWARE OF CHARGES
    THIS CO. IS BILLING ME FOR SERVICES THAT PROVIDED NO RESPONSES. WHEN TRYING TO REACH MY ACCOUNT REP (WHO HAPPENS TO KEEP CHANGING, PEOPLE KEEP LEAVING) NO ONE ANSWERS MY CALLS THE ONLY HELP I RECEIVED WAS FROM THE RECEPTIONIST STELLA WHO TRIED TO HELP. THE MANAGER JIM GRANT WAS RUDE OBNOXIOUS AND THREATENED LAW SUIT IF I TRIED TO PULL MY ACCOUNTS. THIS IS A SCAM!!!
  • 0
    DJ
    | 1 reply
    I am a little confused about the relationship between RRS and these teeth whitening companies. Is there viable evidence that RRS won't do a proper job collecting debts for their customers? Sorry but I don't have the time to read all the details and huge amount of links provided in this thread.
    Thanks
    • 0
      tj replies to DJ
      The company appears to be primarily in the business of collecting on commercial accounts, i.e. business to business transactions.

      Several years ago, it appears they were collecting on a bunch of "consumer debt" outside their usual line of business, that originated out of the operations of a bunch of scam companies run by some guy up in Canada, that were later sued by FTC for defrauding consumers who bought "free trials" of "teeth whitening" products.

      The scam companies were using the "free trial offers" to create a pretext for automatic monthly charges, with hidden negative option terms burried in terms boilerplate reachable only through obscured links in poor contrast font.  In short, they did everything they could think of to reduce the chance that consumers would know about these terms, while still claiming they were "disclosed". Supposedly, consumers could "cancel within 14 days", but the scam companies made sure the "free trial" arrived AFTER the cancellation deadline, had customer service phones that were not answered, gave callers trying to cancel the runaround, and ignored cancellations anyway.  The charges were laundered through overseas banks (showing currency conversion fees), in this case using a front company in Cyprus, all common tactics used in consumer fraud.

      Consumers reported receiving "attorney letters" when disputing the fraudulent bills, and were pointed to where the "automatic billing" terms were hidden. They claimed they did not know the accounts were fraudulent.  Maybe they didn't.

      In any case, it appears that most of their business is commercial collections.
  • 0
    Scammers
    We set up with this company over a year ago also and still have not received a dime. They now just switch me between people if the phone even picks up at all. Stay away from Rapid Recovery Solutions.
  • 0
    CGBG
    | 1 reply
    I gave an eviction case the Rapid Recovery OVER 4 years ago.  And for the entire 4 years, I never received a letter, email or phone call updating me on status.  I had to constantly email and call them every couple of months only to be told they will ask the attorneys, then 6 weeks later, be told that there were no updates.  The debtor recently contacted me directly saying he wanted to start settling his debt and I informed him to call the collection agency.  The debtor claimed to never of heard of them or recognize their name.  So I did what my contract said and contacted Sam Fields at RRS to notify them that the debtor contacted me.  The debtor called me back a few weeks later asking if there was another person or number because Sam Fields never answers his phone or returns calls.    I called Sam Fields again, Sam said he never heard from the debtor.  A couple of weeks later, good ole Sam calls and tells me that the debtor wants to settle and not pay any of the interest that has accrued over the past 4+ years in exchange for us removing the debt from his record.  The attorneys from from the law offices of Gary Bemus have been badgering me to take the settlement, telling me at one point that I make poor business decisions and I shouldn't make anymore just take the settlement.  I stood my ground and said we are not accepting such a piss poor offer and were entitled to the entire outstanding amount including interest.  2 days later i get a letter from someone else telling me that I had to pay their 38% of the judgement portion anyways because I wouldn't accept the insulting settlement amount.  Can they do that?
    • 0
      Maybe.. replies to CGBG
      Your debtor is more honest that the people you've hired?

      Any debt that stretches out 4 years is a windfall if you collect any of it.
      No one cares what you're entitled to, but they'll gladly take a cut of whatever you get.
  • 0
    Thomas
    Rapid recovery collected some of my money but they never paid me.

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