Hey, I got the same call a couple of days ago. A man by the name of Mr. Thomas called me and told me I was going to bed arrested for a fraudulant check, and the only way to get out of it was to send a money gram or western union money to Michael Gagas in Jacksonville, Fl. He told me I had to speak to Jason James, and he would instruct me on how to send the money. Well I did speak to Jason James, and he was mean, rude, and said he had gone to court regarding a fraudulant check I wrote for a payday loan. He gave me instructions to send the money. I told him I had no money, and couldn't pay it by the deadline he gave me which was at 1pm. I was scared. I thought to myself, I didn't commit a crime, and why was this man calling me, and how did he get my information. I called them back and told them I knew they were a scam, and I looked them up on the web and found out all sorts of information about their scam. He got angry with me and hung up. Well today 8/27/08 I got a call at 1:03pm from United processing telling me I better pay them 315.00, i hung up on them. decided to call them back, spoke with a woman, and told her I made a police report against them, and knew they were a fake company, and a scam artist. she got upset with me, and told me she was recording me, I told her "good, you should record me, because I was recording them as well. she hung up on me and has not called me back today. They are expecting me to pay them tomorrow 8/28/08, which I'm not going to. so i'm more than sure I'll get alot of harrassing phone calls from them. I'm going to the media and expse them, and also file criminal charges against them.
0
TR
I got a harrassing phone call from william buxton advising that he was with midland marketing. they told met that I had an outstanding payday loan and that they are checking ss# for fraudulent activity. I tried to speak to them to find out what company they are trying to collect for. I couldn't get any information out of them. I was getting aggrevated because they called my work with a threatening v/m. I tried to rectify the situation and couldn't. THey told me to commit suicide and I would feel better. What kind of people are they? I never talked to a bill collector like this in my life. Thanks for the comments I posted a complain with The FTC. I hope something is done with them. I tried to call them today and finally got some info. They told me that I owed 380.00 and then there is interest of 400.00.. I told them I would pay the 380 but not a dime more. He told me that wasn't good enough and that he would settle for 380 today and 120 on Friday. I told him that I can't do that since I am broke. He told me that he was taking me to court. I told him to go ahead and I'll tell them about the threatening calls.
0
tj
"checking ss# for fraudulent activity"
Sounds like their usual garbledy-[***] legal BS. You are probably dealing with high school drop-outs who have probably never even watched Perry Mason.
"THey told me to commit suicide and I would feel better"
They are basically telephone thugs and cowards.
"I tried to call them today and finally got some info. They told me that I owed 380.00 and then there is interest of 400.00.. "
What addresss or location information, or phone number?
Considering the source, are you sure you even owe ANYTHING, or that you owe it to these thugs? The West Virginia Attorney General's warning indicated they may have access to old payday loan information, and may be collecting on bogus claims. That is supported by their manner of collection, i.e. use of abuse, harassment, threats of arrest or prosecution, etc., all of which violate various state and federal laws.
0
tj
May have a Jacksonville FL or southern California nexis.
Google "william buxton midland marketing"
http://www.ripoffreport.com/reports/0/356/RipOff0356996.htm "Officer Brian" "William Buxton" United Legal Investigations Bureau Midland Marketing Investigation 310-775-9069 M.O.:"With the same thick accent he continue to yell and use profanity towards me. He then explain to me that if I didn't show up in court tomorrow he was going to send the cops to my job and I will be arrested for 6 months. "
http://www.ripoffreport.com/reports/0/360/RipOff0360130.htm "Roy Campbell" "Robert Mathews" 323-928-4377 914-462-3657 M.O.:"On august 1,2008 I recieved a phone call from a man named Roy Campbell from ulpd telling me I was going to be arrestted in a matter of days and was going to serve two years in jail and pay 15,000 in fines to the government for defaulting on a loan through midland marketing or sjm markting he would not give me the actual companies info and also stated he could help me today if I paid him money." M.O.:"these men also had a thick accent too and pretended to put me on hold and I could here them talking in a different language and then they pretended to put me on the phone with ulpd Roy Campbell and also robert mathews.The odd part of all of this is I talked with any payday loan companies that I have loans with or had in the past and they all stated that they know nothing about ulpd or that they are a part of sjm or midland marketing."
US Bureau Of Investigation Midland Marketing "Neil Johnson" 310-775-9069 M.O.:"man the answered with a heavy indian accent said he wasn't available and started threatening me with jail, losing my job, home and family because of the loan I took out with Midland Marketing.
When I tried to ask any questions he processed swearing at me. Telling me I would go to jail for 6 months and the government hired 25 special agents that were going to get me at work and I would loose my job and then he hung on me. "
http://www.ripoffreport.com/reports/0/363/RipOff0363557.htm Santa monica, California "Curtis Jackson" "Travis Griffin"
http://www.ripoffreport.com/reports/0/369/RipOff0369008.htm United Legal Investigative Deptment - TJF Corp 110 W.9th St. Kansas City, Missouri, U.S.A.
US National Bank [matches name used in WV AG warning]
M.O.:"He insisted that I send him money via debit or credit card now and then he would give me more information on the case." [They must have access to a merchant account through someone.] M.O.:"I said that I don't have either, so he said that he would stay on hold while I drove to a Money Gram and sent him the money. He wasn't going to give me the moneygram info until I got to the moneygram." [sic] "Adam Smith" [If people weren't losing money, this would be a joke.]
http://www.ripoffreport.com/reports/0/351/RipOff0351290.htm ulpd@usa.com [Not even a company email address. They could be anyone.] 607-330-0158
M.O.:"I recieved a call from a man with a strong arabic accent today. He read me my social security # and asked me to verify it. He said there was two cases of fraud against me. He said if I didn't make a payment of $1400.00 by the end of the day I would be arrested within the next couple of days, and taken to federal prison to serve two years for fraud." M.O.:"But then I spoke with a few people and I also called the FBI in Los Angeles and told them what was happening to me. The agent said I should NEVER give anyone my bank information over the phone. He said if I am going to be arrested for fraud some company would not call me and say to make a payment in order to stop me from getting arrested. He said for me to call my bank and have that transaction cancelled. Then he told me to get in touch with the two companines I owe money to and set up payment arrangements.
When I called this person back at united legal investigators and told him that I had spoke to a FBI agent and I was cancelling that bank card he became so upset and said he would be contacting the prosecutors and I will be arrested within a couple of days. " [for contacting the FBI?]
http://www.ripoffreport.com/reports/0/365/RipOff0365955.htm 213-226-6944 He asked me my name and tried to verify my SS#. He advised me that I was going to be arrested in 1 hour and that I need to cooperate and that the phone lines are recorded directly to the courts (Which right away I knew was BS). I advised him that he had the wrong SS# Which he did actually have the correct #. He then advised that I was committing fraud by lying to him. he stated I would be fired by my job (Which I am self employed) and advised that the authorities are on their way now and that he represented a company called CASHNET COMPANY.com ( I have never heard of it) and that they are filing a serious lawsuit against me. As he was talking I was looking up his phone # of 213-226-6944 which is registered to a company in Los Angeles CA called SAVEMYLOAN.com. I tried to access the page online but it does not exist. I told him I had enough and that he better no call again. That is when he rattled off my home address and said in 1 hour there will be officers at my door to arrest me." [Access to SSN? May be accessing credit reports.]
http://www.ripoffreport.com/reports/0/368/RipOff0368002.htm 818-332-3727 [Another number? Consistent with reports these are just cell phones.] M.O.:"I insisted on trying to obtain the loan company's name but Robert was very vague. Feeling under duress, I told him I would pay but he would have to accept payments. I didn't have $925 lying around to give him. He then asked how much I can give initially - I said $250. He put me hold and then told me they would agree to that amount as long as I pay the balance - $675 by the end of the week - Friday, 08/15/08. I provided the necessary info and the $250 was out of my account the next day.
On Friday, they initiated the $675 remaining balance against my account. My bank splits payments for that large amount so $300 was sent Friday and $375 was sent by Saturday or Monday. ULPD received the $300, but in their impatience they re-initiated the $375 debit a second time - a split of $200 and $175. They finally received the first $375, but also accepted the second $200 and $175 - so they were overpaid $375. I have been calling daily since 8/15/08 to get this amount back. It caused a negative balance in my account.
I told Robert it's amazing how I had to report and call in daily until they received the first payment of $250 or they would report me to the court, so he said. Now that I am trying to get the $375 back, he is never available. I would get messages he was in meetings. By the end of the day, I did not receive return calls. Robert claims his department doesn't handle the financial end, another department is handling it." [essentially a phishing scam, but probably qualifies as felony extortion.]
http://www.ripoffreport.com/reports/0/356/RipOff0356766.htm 1251 Cecil Wampler Rd [alleged addresses are all over the map] Mount Crawford, Virginia, 22841 U.S.A.
http://www.ripoffreport.com/reports/0/080/RipOff0080661.htm United Legal Corp 904-726-8505 EZ Pay Day Loans Jacksonville, Florida M.O.:"The rep continually threatened to have me processed unless I made an electronic payment (by credit card, ACH withdrawal, or Western Union Quik Collect) within 2 hours. They said if I could not come up with the $700 or so in that time period, they would send paperwork to have me 'processed' and that they didn't want to do it because they subpoenaed my court records and found that I didn't have any 'priors'." M.O.:"The sticking point is: neither EZ Pay Day nor United Legal will tell me how much I actually owe, and they actually claim that they never received payment on this account, although my bank statements prove otherwise. They continually refuse my repeated requests to have anything sent to me in writing." [And as long as they can keep taking your money, why should they stop.]
0
Amela
Hey! This *just* happened to a friend in another state. I am not deaf, but my friend is. I wonder how he gets our screen names on AOL Instant Messanger. Wonder if he got my friends Screen Name from mine, like "hacks" into my AIM? Either way, my friend payed $500 for tax she said and now has $40,000. I warned said not to use the money. I hope he didint get my whole buddy list! = ( He did say he is from Nigeria. He has nothing to back up his statements that it is real and legal... I'm going to report this, not sure where it'll go, also going to report to the NAD maybe.
0
Amela
I just had that same person fbi1westernunion contact me on AIM Monday, I am not deaf however, now my friend in another state who is deaf who was on my buddy list apparently payed $500 "tax" to get $40,000! He is from Nigeria. I tried confronting him, but you can only do so much through IM... I told my friend do not spend the money because it could be fake. she said the banker said it's real and it's in her bank now....guess I'll contact the FBI..and maybe NAD(national assoc of the Deaf)? I hope he won't contact everyone on my buddy list, hope it's just a coincidence.
0
tj
"Disillusioned with our leaders? Get a payday loan." Makes lots of sense! NOT.
Spam.
0
sasha not
guy's I do beleive Sasha works for United Processing, and is another "debt Collector" that leaves those messages too. The messages she leaves at the end of her calls is "Good Luck".
0
ALICIA M.
I recieved a call from someone name CHARLES Montgomery saying he was from united processing in jacksonville someone stole my identity. I got a police report and they did a payday loan . Now this company is harrassing me for 335.00 and threating to take me to jail if u have any information about this company please contact me at (954)305-1190 and ask for Alicia thank u dont send no money the are just scaring people and they are fake I am going to the Attorney Generals Office about this A.S.A.P
0
tj
Contact the Florida Attorney General. Indicate that the alleged payday loan was obtained through identity theft, that you have filed a police report indicating that, yet they are continuing to demand payment from you threatening to arrest you.
Threatening to arrest you is illegal regardless of whether it is your debt or not. This company has a history of complaints for similar threats, and the Florida AG has prosecuted several companies in the Jacksonville FL area for such threats.
0
your wrong
The address listed at 101 century 21 dr is a ligit business. The company spoke about was useing there name. If you think you are so smart w/ your research you may want to think again. Good job buddy. Stop watching Matlock....
0
nice lie
If you recall the day your fat azz came to this office you were almost arrested for trying to over talk the police. And again if you remeber correctly they escorted you again fat azz out of the building. You are nothing but someone who takes people's money and when they want it back from a scum bag like you you call the police.well nice try on that one cause you were almost arrested your piece of [***]....
0
The truth
It is funny that one thing your all have in commen is that you take peoples money and don't pay it back. So it all makes you a bigger piece of [***] than the other. Heres an idea. pay your [***] bills and people won't have a reason to call you. keep up the good work. it's scubags like all of you that keeps collection companys in business. Thanks for the job security. [***] loosers
0
tj
For some time, consumer complaints have indicated Jacksonville FL as the origin of harassing and extortionate debt collection calls reported to be made under various collection agency names, often claiming to be collecting on payday loans, and including complaints that immedate demands for payment have been made from consumers who claim they have never even had a payday loan.
The complaints have included reports of threats of arrest, false claims to be from attorneys, false threats to take legal action, false claims to being "investigators" or other terms implying involvement of law enforcement or filing of criminal charges.
FL Attorney General has taken action against several of these companies for violations of state and federal laws, including shutting some down.
Reports here are that a company by the name of "H&P Capital" is operating using the address and phone number of a company formerly known as "Legal Debt Mediation", engaging in some of the usual behavior associated with Jacksonville area payday loan debt collectors.
There are also postings on several consumer forums that appear to have been made by associates of this company pretending to be consumers, and attempting to convince other consumers that the company's threats are credible.
Debt collectors falsely posing as "officers", "investigators", or "attorneys".
Dateline story on abusive debt collection, March 27, 2009.
http://www.msnbc.msn.com/id/29881849/ "Investigator Laura James" "Daniel Hoffman...with the Bethesda, Md. Police Department" "attorney Andrew Brzyski" "Depew, N.Y., just outside of Buffalo" Final Claims Asset Locators
"The calls aren't coming from cops in Maryland. Instead, we linked them this building in Buffalo, N.Y.
With hidden cameras, we follow signs to an office with an official sounding name: Final Claims Asset Locators. "
This was posted about a month before the Dateline story. It connects "Litigations Consulting Services LLC" AKA "Global Asset Investigations" allegedly of "Bethesda Maryland" to "Final Control Asset Locators" actually in Buffalo NY.
https://whocallsme.com/Phone-Number.aspx/2404834601 "xyzpdq - 27 Feb 2008 Litigations Consulting Services LLC. Or better know as Global Asset Investigations, is a 3rd party collection agency. They say their from Bethesda Maryland, there not. There located in Buffalo New York
The real address and Name of the company is: Final Control Asset Locators 3871 Harlem Rd. Buffalo NY 14215 716-834-4808
If you ask them about this information, they will deny it. BUT THIS IS THE REAL NAME OF THE COMPANY!!!!!!
THIS IS NOT A JOKE, A FRIEND OF MINE USED TO WORK FOR THIS COMPANY, AND I HATE WHAT THERE DOING.
THE OWNERS NAME IS TOBIAS BOYLAND(CEO), DORIAN WILLS(CEO), DELLIAN SHARP(MANAGER)
NOW ALL THE NAMES THEY GET ARE FROM PEOPLE WHO ACTUALLY OWE DEBTS, THEY ARE TRYING TO COLLECT ON REAL DEBTS. THEY HAVE ACCESS TO EVERY PERSONS SOCIAL SECURITY NUMBER FROM A ONLINE SITE."
"xyzpdq - 1 Mar 2008 LITIGATIONS CONSULTING SERVICES DOESN'T EXIST. THATS JUST A FAKE NAME FOR FINAL CLAIMS ASSET LOCATOR'S. EVEN THOUGH THEY CALL FROM A 240 AREA CODE, THEY ARE CALLING FROM BUFFALO NEW YORK.
IT IS A LEGIT COLLECTION AGENCY.
AS FOR THE NAMES, I DON'T KNOW WHAT NAMES THE BUSINESS IS UNDER, BUT MY FRIENDS BOSS WAS TOBIAS BOYLAND. HE OWNS THE COMPANY. LIKE I SAID HIS WEBSITE IS
That "Suite 400-146" screams rented mailbox. A reverse search on that address shows that a Subway restaurant, a travel agency, a drug store and other similar businesses located there. That usually means it's a shopping center. And if a debt collector has a shopping center address, that usually means there's a mail box rental store at that shopping center. Sure enough, The UPS Store -- which rents out private mailboxes -- is located at 3871 Harlem Rd:
Seems to me that if, as you claim, you worked for this company, you would know that the 3871 Harlem Road address isn't the office of Final Control Asset Locators but merely a rented mailbox.
So the question is, why post misleading information? I have no doubt that Final Control Asset Locators is some fly-by-night debt collector, but you've offered no evidence that the calls that appear to come from 240-483-4601 are being placed by Final Control Asset Locators. I tend to trust Bud Hibbs' information on this scam more: http://budhibbs.com/debtcollectorpages/NAAIB.htm Caller: LITIGATION CONSULTING"
"In the Know... - 8 May 2008 Question for xyzpdq...and I'm really hoping you respond to this-
Is Zundricia Buckner / Reese Buckner / Rici Buckner affiliated with Tobias Boyland as well? Please advise.
Also, how about Dorian Wills / Lamont Cooper / Desmond Cooper / Jahaan McDuffie
any of them affiliated with this company as well?
Any information would be a big help..."
"bob - 14 Jun 2008 what do you need to know about Zundricia Buckner / Reese Buckner / Rici Buckner
no money no way - 18 Jun 2008 Well I find it odd that they won't tell me the name of the attorney they say they work for. I was told that they are collecting for ATT Wireless. So I called ATT and they have no record of my ever having service. If they serve me I will take my chances in court. They also said it was reported to the cedit bereu so I grabed the one I ran on myself last week and asked them why it is not on there. He didn't have much of an answer. They also said that if ATT called that they wouldn't give them any information either. Thats odd seeing how they are suppose to be the client they are calling for. There is no way they are getting my money. P.S. If you you guys are reading this I filed a complant with the FBI. Caller ID: 2404834601"
"C.H. - 15 Jul 2008 I received a call this morning at 6:30 A.M. from a guy claiming to be the "Chief Investigator" on a legal case filed against someone we do not even know. I had in the past let this company know they had the wrong number. The person this litigation consulting company is looking for has never lived at our house and we do not have any relatives or close friends with that name. When I told the "chief investigator" that no one by that name lived at our house he got very irate and yelled: "I am not asking you if he lives there, I am asking you if you know him!" After we argued some back and forth I told him not to ever call and he hung up on me. I called the number back and the same guy answered the phone. I asked him for information and he gave me the name of the company, he said they were located in Marylandand. He said he was the director of operations and his name was Vicenzo Morano--or so he claims. I told him I was going to file a complaint with the State Attorney General. He laughed and wished me Good Luck. Caller ID: (240)483-4601 Caller: Litigation Consulting LLC"
"Total Scam Artists - 9 Aug 2008 No, no one has been served from this company. What they're doing, and threatening to do, is illegal on several fronts. On a few of these websites you'll find a poster here and there that CLAIMS to have been served but this bogus company has gotten wise to the info that's spreading on the internet and has started a misinformation campaign. I got one of the calls for a debt I've never had. When I questioned them, they got rude and irate, and even called back and left an expletive-laced message on my voicemail. They're crooks, plain and simple. Apparently, they have purchased some old, old debt lists from someone -- occasionally, you'll read a posting from someone who actually had one of the debts that they're claiming to be collecting on, but it's either over the statute of limitations (be sure to check what that is in your state) and/or the person took care of it through bankruptcy. Just as often, though, the person receiving the phone call either never had the debt, or is not the actual person they're trying to reach. I've even read a few accounts where these crooks call, looking for one name, and when they realize they've dialed a wrong number, start trying to get information out of the person who answered the phone!
Since I received my phone call (which was back in April -- and still, no sheriff has turned up at my door! Huh.) I've done a little research on the Internet -- reports of their scamming are ALL OVER THE PLACE. In fact, if you really want to make them angry, mention that you read about them on the Internet if they call you. They go by a variety of names and phone numbers -- some of the names they use include Global Asset Investigations, Worldwide Recovery Services, Worldwide Asset Investigation Services and North American Asset Investigation Bureau (NAAIB). Last year they were operating out of Cleveland, OH, until they were shut down -- the Cleveland BBB named them as one of the top ten scams of 2007 (http://cleveland.bbb.org/WWWRoot/SitePage.asp ... 19642b&art=4334). You can get more info here: http://www.budhibbs.com/debtcollectorpages/NAAIB.htm. They will probably continue using this MD number until they get shut down again, then start using a new area code, but the MO is always the same: they call and identify themselves in a way that implies they are either working for a lawyer, the court system, or the police department (all of these misleading statements are illegal); tell you that there has been a civil case filed against you, they give you a case number, and tell you that you must contact them before a warrant is sworn out against you. When you contact them, they tell you that they are investigating a debt that is 10, 12, 15 or so years old; they'll name some bank you've never heard of, or a credit card you've never heard of. They'll have just enough information about you to make you nervous and they'll be phishing to find out more information. They'll tell you that the debt is some ridiculous amount -- let's say $10,200 for an example -- but if you're willing to pay today, they'll reduce it to, for example, $650. But they can't give you an address. Instead, they will ask for your bank account or credit card number. They'll tell you that if you don't settle on the phone with them that moment, a sheriff will appear at your door within 48 hours to arrest you. NONE OF THIS IS TRUE. Complaints have been filed to the AG of OH, MD, TX, NY, and IL, as well as to the FTC, FCC, and the FBI (as they are trying to illegally extort money over the phone). They often target the elderly and infirm. Do not speak with them, and save whatever messages they leave on your phone. If you get a phone call, file a complaint online with the following organizations: http://www.oag.state.md.us/Consumer/complaint.htm https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en http://esupport.fcc.gov/complaints.htm as well as the Attorney General of your own state. Remember: whether the debt is yours or not, you should not be dealing with these people. They are not a legitimate organization.
PLEASE -- file a report. You were smart and savvy enough to do research on this number; not everyone is that lucky. REPORT THEM!!!
Told them to shove the papers up - 16 Sep 2008 They called my grandparents who are in a assisted living home and left them a vm. I thought they were legit untill I found over 50 websites saying this was a scam. DO NOT GIVE THEM ANY INFORMATION, they have to by law give you the infomation (which they will not) all you CANNOT be sued for something if it is out of the statue of limitations. I told the person calling me it had been over 5 yrs, our state limitation law is 3 yrs. When I told her this she was pissed and cursed and hung up on me. DONT TRUST THESE PEOPLE. Report them to the BBB and MD Attorney General Office.
Nina - 28 Mar 2009 This is on DATELINE NBC right now. DO NOT CALL THESE PEOPLE. DO NOT WIRE THEM ANY MONEY. They are NOT in Maryland. They are dirty and sleazy."
"Bob - 3 hours 24 minutes ago I notice that they don't answer their phones anymore when I call them. They are all scared now.
They were so tough, threatening to throw people in jail, but now, they know they might be heading to jail themselves.
I want to get them on tape so I can give the recording of them making false statements about being the police and about throwing me in jail to the government authorities, so they will have more evidence to use against them in court."
http://www.msnbc.msn.com/id/29881849/page/5/ "... In that phone call with the Texas couple, the so-called "investigator" told them to wire money to a lawyer. His name: Andrew Brzyski.
And they were given an address for this attorney, which led us here, to Depew, N.Y., just outside of Buffalo, which happens to be a national mecca for debt-collection companies. Could this be the law office of attorney Andrew Brzyski? Well, records show -- there is an Andrew Brzyski and the house is actually owned by his parents. But we couldn't find any record that Andrew Brzyski is licensed to practice law in New York -- or anywhere else. So he may not have a law license, but he apparently has a driver's license, and this car, which we tracked, here to an office building in Buffalo. Could this be "attorney" Andrew Brzyski? And is this where those threatening phone calls are coming from? ..."
"... Mary Brzyski worked for Skidmore Inc., in East Aurora, NY, where she drove a company car that was leased from Chrysler. In 2003, Brzyski loaned the car to her 19-year-old son, Andrew, who rear-ended Jason Lapp’s car, severely injuring him. Longtime readers know what happened next. Irrational New York law (Jul. 14, 2003, Apr. 2, 2004, Feb. 2, 2005) holds the lessor liable, even when, as here, they are three transactions away and never anticipated that a 19-year-old would be driving the car. Skidmore and Chrysler have settled for $8.2 million. ..."
0
Ms. Taylor
I received a call today from a Mr. Will Smith, claiming to be from the Law Office of the Federal Bank of Jacksonville Fl. He stated he had my ss#, previous address and checking account number. He said he had a legal case file, and if I didnt call him back there would be legal consequences and a "shocking suprise" coming to me. He said "only God can help you now." I called him back and he said I was in trouble from a breach of contract with paydaytogo.com. If this true, can he do anything?? The phone number I reached him on was 904-425-7345
0
tj
Sounds like one of the debt collectors known to employ illegal threats operating out of the Jacksonville FL area. The Florida Attorney General has shut several of them down, but that apparently doesn't stop them from setting up shop again.
He may or may not have your SSN, all your addresses, or even your bank account numbers, but that does not prove you owe some debt, even if you may have taken out a payday loan, nor would it prove you owe anything to him. These jokers have been reported to be collecting on payday loans, some of them already paid, and sometimes from the wrong people, using threats of lawsuits, arrest, or worse, including "only God can help you now."
Here are other reports tied to that phone number, including impersonating a law enforcemwent officer, "Officer Mark Johnson", https://800notes.com/Phone.aspx/1-904-425-7345 "... By the way, the phone number has a (904)area code, which is from Florida. "Officer Mark Johnson" told me he was from the United Nations. How stupid do these people think I am??? Not to mention, he had the strongest, thickest middle-eastern accent (no offense to anyone, just stating a fact). I had a difficult time understanding him...yet he supposedly had one of the most caucasian names in the book?! Seriously?? ..." Your friend "Will Smith" threatening criminal prosecution: "... these crazy people just called my cousin phone telling them that i stole money from their client and that i listed her down as my sister and that i'm a man and asked her if i still lived at previous address and when she told him that she was not giving him any information he told her that he was going to have her investigated and he was clearly talking with an accent and told her that his name was will smith. ..." Alleged reply from payday2go claiming that they have no connection with this scam. "... Ryan Anderson - 25 Mar 2009 I'm from payday2go online loan company and we are receiving lots of call from individuals who received calls from fraud collectors asking them for payments even they don't have accounts with us and they are using are company website as the one who process the loan. I just want to inform everyone that payday2go don't have connections with them. You can visit are website at www.payday2go.com or you can call us at 866-742-0413 if you received calls from them and using our company name to collect money. Please. let us know. Thanks... =) ..."
It is illegal for a debt collector to threaten any illegal action, or any action they do not intend to take, or cannot take. It is a violation of FDCPA, as well as most state's laws. Claiming to have a "legal case file" is threatening that they will sue you, so if they do not actually do so, they are also violating FDCPA. Falsely claiming to be attorneys, or with a "law office", is also illegal (violating state bar and licensing statutes), as is using a false company name, which would be any name they have not registered with the appropriate state agencies.
They like to use recognized aliases. "Will Smith"? They have been watching too many movies. "Federal Bank of Jacksonville"? What is that? It's not the Federal Reserve Bank of Jacksonville, which actually exists. FRB could care less about anyone's "payday loan".
How much you want to bet you aren't dealing with a "law office", either?
If you actually had a payday loan, contact the original creditor to resolve what if anything is actually owed.
If they appear to have your identity information, put a fraud alert on your credit reports.
If they appear to have your bank account information, you might be wise to close that account to prevent fraudulent withdrawals.
In any case, contact the Florida Attorney General, to file a complaint and forward all information you have on these miscreants.
Comments
Sounds like their usual garbledy-[***] legal BS. You are probably dealing with high school drop-outs who have probably never even watched Perry Mason.
"THey told me to commit suicide and I would feel better"
They are basically telephone thugs and cowards.
"I tried to call them today and finally got some info. They told me that I owed 380.00 and then there is interest of 400.00.. "
What addresss or location information, or phone number?
Considering the source, are you sure you even owe ANYTHING, or that you owe it to these thugs? The West Virginia Attorney General's warning indicated they may have access to old payday loan information, and may be collecting on bogus claims. That is supported by their manner of collection, i.e. use of abuse, harassment, threats of arrest or prosecution, etc., all of which violate various state and federal laws.
Google "william buxton midland marketing"
http://www.ripoffreport.com/reports/0/356/RipOff0356996.htm
"Officer Brian"
"William Buxton"
United Legal Investigations Bureau
Midland Marketing Investigation
310-775-9069
M.O.:"With the same thick accent he continue to yell and use profanity towards me. He then explain to me that if I didn't show up in court tomorrow he was going to send the cops to my job and I will be arrested for 6 months.
"
http://www.ripoffreport.com/reports/0/360/RipOff0360130.htm
"Roy Campbell"
"Robert Mathews"
323-928-4377
914-462-3657
M.O.:"On august 1,2008 I recieved a phone call from a man named Roy Campbell from ulpd telling me I was going to be arrestted in a matter of days and was going to serve two years in jail and pay 15,000 in fines to the government for defaulting on a loan through midland marketing or sjm markting he would not give me the actual companies info and also stated he could help me today if I paid him money."
M.O.:"these men also had a thick accent too and pretended to put me on hold and I could here them talking in a different language and then they pretended to put me on the phone with ulpd Roy Campbell and also robert mathews.The odd part of all of this is I talked with any payday loan companies that I have loans with or had in the past and they all stated that they know nothing about ulpd or that they are a part of sjm or midland marketing."
http://www.ripoffreport.com/reports/0/359/RipOff0359335.htm
US Bureau Of Investigation
Midland Marketing
"Neil Johnson"
310-775-9069
M.O.:"man the answered with a heavy indian accent said he wasn't available and started threatening me with jail, losing my job, home and family because of the loan I took out with Midland Marketing.
When I tried to ask any questions he processed swearing at me. Telling me I would go to jail for 6 months and the government hired 25 special agents that were going to get me at work and I would loose my job and then he hung on me. "
http://www.ripoffreport.com/reports/0/363/RipOff0363557.htm
Santa monica, California
"Curtis Jackson"
"Travis Griffin"
http://www.ripoffreport.com/reports/0/369/RipOff0369008.htm
United Legal Investigative Deptment - TJF Corp
110 W.9th St.
Kansas City, Missouri,
U.S.A.
US National Bank [matches name used in WV AG warning]
M.O.:"He insisted that I send him money via debit or credit card now and then he would give me more information on the case." [They must have access to a merchant account through someone.]
M.O.:"I said that I don't have either, so he said that he would stay on hold while I drove to a Money Gram and sent him the money. He wasn't going to give me the moneygram info until I got to the moneygram." [sic]
"Adam Smith" [If people weren't losing money, this would be a joke.]
http://www.ripoffreport.com/reports/0/351/RipOff0351290.htm
ulpd@usa.com [Not even a company email address. They could be anyone.]
607-330-0158
M.O.:"I recieved a call from a man with a strong arabic accent today. He read me my social security # and asked me to verify it. He said there was two cases of fraud against me. He said if I didn't make a payment of $1400.00 by the end of the day I would be arrested within the next couple of days, and taken to federal prison to serve two years for fraud."
M.O.:"But then I spoke with a few people and I also called the FBI in Los Angeles and told them what was happening to me. The agent said I should NEVER give anyone my bank information over the phone. He said if I am going to be arrested for fraud some company would not call me and say to make a payment in order to stop me from getting arrested. He said for me to call my bank and have that transaction cancelled. Then he told me to get in touch with the two companines I owe money to and set up payment arrangements.
When I called this person back at united legal investigators and told him that I had spoke to a FBI agent and I was cancelling that bank card he became so upset and said he would be contacting the prosecutors and I will be arrested within a couple of days. " [for contacting the FBI?]
http://www.ripoffreport.com/reports/0/365/RipOff0365955.htm
213-226-6944
He asked me my name and tried to verify my SS#. He advised me that I was going to be arrested in 1 hour and that I need to cooperate and that the phone lines are recorded directly to the courts (Which right away I knew was BS). I advised him that he had the wrong SS# Which he did actually have the correct #. He then advised that I was committing fraud by lying to him. he stated I would be fired by my job (Which I am self employed) and advised that the authorities are on their way now and that he represented a company called CASHNET COMPANY.com ( I have never heard of it) and that they are filing a serious lawsuit against me. As he was talking I was looking up his phone # of 213-226-6944 which is registered to a company in Los Angeles CA called SAVEMYLOAN.com. I tried to access the page online but it does not exist. I told him I had enough and that he better no call again. That is when he rattled off my home address and said in 1 hour there will be officers at my door to arrest me." [Access to SSN? May be accessing credit reports.]
http://www.ripoffreport.com/reports/0/368/RipOff0368002.htm
818-332-3727 [Another number? Consistent with reports these are just cell phones.]
M.O.:"I insisted on trying to obtain the loan company's name but Robert was very vague. Feeling under duress, I told him I would pay but he would have to accept payments. I didn't have $925 lying around to give him. He then asked how much I can give initially - I said $250. He put me hold and then told me they would agree to that amount as long as I pay the balance - $675 by the end of the week - Friday, 08/15/08. I provided the necessary info and the $250 was out of my account the next day.
On Friday, they initiated the $675 remaining balance against my account. My bank splits payments for that large amount so $300 was sent Friday and $375 was sent by Saturday or Monday. ULPD received the $300, but in their impatience they re-initiated the $375 debit a second time - a split of $200 and $175. They finally received the first $375, but also accepted the second $200 and $175 - so they were overpaid $375. I have been calling daily since 8/15/08 to get this amount back. It caused a negative balance in my account.
I told Robert it's amazing how I had to report and call in daily until they received the first payment of $250 or they would report me to the court, so he said. Now that I am trying to get the $375 back, he is never available. I would get messages he was in meetings. By the end of the day, I did not receive return calls. Robert claims his department doesn't handle the financial end, another department is handling it." [essentially a phishing scam, but probably qualifies as felony extortion.]
http://www.ripoffreport.com/reports/0/366/RipOff0366983.htm
http://www.ripoffreport.com/reports/0/356/RipOff0356766.htm
1251 Cecil Wampler Rd [alleged addresses are all over the map]
Mount Crawford, Virginia, 22841
U.S.A.
Earlier reports:
http://www.ripoffreport.com/reports/0/344/RipOff0344186.htm
http://www.ripoffreport.com/reports/0/342/RipOff0342335.htm
http://www.ripoffreport.com/reports/0/341/RipOff0341067.htm
http://www.ripoffreport.com/reports/0/303/RipOff0303434.htm
Jacksonville Florida [Jacksonville thugs. Contact Florida AG]
904-726-8505
"Mr. Buxton" [bingo!]
http://www.ripoffreport.com/reports/0/080/RipOff0080661.htm
United Legal Corp
904-726-8505
EZ Pay Day Loans
Jacksonville, Florida
M.O.:"The rep continually threatened to have me processed unless I made an electronic payment (by credit card, ACH withdrawal, or Western Union Quik Collect) within 2 hours. They said if I could not come up with the $700 or so in that time period, they would send paperwork to have me 'processed' and that they didn't want to do it because they subpoenaed my court records and found that I didn't have any 'priors'."
M.O.:"The sticking point is: neither EZ Pay Day nor United Legal will tell me how much I actually owe, and they actually claim that they never received payment on this account, although my bank statements prove otherwise. They continually refuse my repeated requests to have anything sent to me in writing." [And as long as they can keep taking your money, why should they stop.]
I hope he didint get my whole buddy list! = (
He did say he is from Nigeria. He has nothing to back up his statements that it is real and legal... I'm going to report this, not sure where it'll go, also going to report to the NAD maybe.
I hope he won't contact everyone on my buddy list, hope it's just a coincidence.
Spam.
(954)305-1190 and ask for Alicia thank u dont send no money the are just scaring people and they are fake I am going to the Attorney Generals Office about this A.S.A.P
Threatening to arrest you is illegal regardless of whether it is your debt or not. This company has a history of complaints for similar threats, and the Florida AG has prosecuted several companies in the Jacksonville FL area for such threats.
The complaints have included reports of threats of arrest, false claims to be from attorneys, false threats to take legal action, false claims to being "investigators" or other terms implying involvement of law enforcement or filing of criminal charges.
FL Attorney General has taken action against several of these companies for violations of state and federal laws, including shutting some down.
http://myfloridalegal.com/__852562220065EE67. ... cksonville,debt
http://myfloridalegal.com/__852562220065EE67. ... cksonville,debt
http://myfloridalegal.com/__852562220065EE67. ... cksonville,debt
http://myfloridalegal.com/__85256309005085AB. ... cksonville,debt
Reports here are that a company by the name of "H&P Capital" is operating using the address and phone number of a company formerly known as "Legal Debt Mediation", engaging in some of the usual behavior associated with Jacksonville area payday loan debt collectors.
There are also postings on several consumer forums that appear to have been made by associates of this company pretending to be consumers, and attempting to convince other consumers that the company's threats are credible.
http://www.debtorboards.com/index.php/topic,7582.0.html
http://www.callercomplaints.com/SearchResult.aspx?Phone=904-672-1023
Threatens of arrest by debt collectors in order to coerce repayment of a debt or loan is generally illegal under state and federal law.
If you receive threatening, harassing or abusive collection calls tied to the state of Florida, contact the Florida Attorney General.
Dateline story on abusive debt collection, March 27, 2009.
http://www.msnbc.msn.com/id/29881849/
"Investigator Laura James"
"Daniel Hoffman...with the Bethesda, Md. Police Department"
"attorney Andrew Brzyski"
"Depew, N.Y., just outside of Buffalo"
Final Claims Asset Locators
"The calls aren't coming from cops in Maryland. Instead, we linked them this building in Buffalo, N.Y.
With hidden cameras, we follow signs to an office with an official sounding name: Final Claims Asset Locators. "
This was posted about a month before the Dateline story. It connects "Litigations Consulting Services LLC" AKA "Global Asset Investigations" allegedly of "Bethesda Maryland" to "Final Control Asset Locators" actually in Buffalo NY.
https://whocallsme.com/Phone-Number.aspx/2404834601
"xyzpdq - 27 Feb 2008
Litigations Consulting Services LLC.
Or better know as Global Asset Investigations, is a 3rd party collection agency.
They say their from Bethesda Maryland, there not. There located in Buffalo New York
The real address and Name of the company is:
Final Control Asset Locators
3871 Harlem Rd. Buffalo NY 14215
716-834-4808
If you ask them about this information, they will deny it. BUT THIS IS THE REAL NAME OF THE COMPANY!!!!!!
IF YOU WANT TO SEE THE OWNER OF THE COMPANY GO TO www.bagsofmoney.com
THIS IS NOT A JOKE, A FRIEND OF MINE USED TO WORK FOR THIS COMPANY, AND I HATE WHAT THERE DOING.
THE OWNERS NAME IS TOBIAS BOYLAND(CEO), DORIAN WILLS(CEO), DELLIAN SHARP(MANAGER)
NOW ALL THE NAMES THEY GET ARE FROM PEOPLE WHO ACTUALLY OWE DEBTS, THEY ARE TRYING TO COLLECT ON REAL DEBTS. THEY HAVE ACCESS TO EVERY PERSONS SOCIAL SECURITY NUMBER FROM A ONLINE SITE."
"xyzpdq - 1 Mar 2008
LITIGATIONS CONSULTING SERVICES DOESN'T EXIST. THATS JUST A FAKE NAME FOR FINAL CLAIMS ASSET LOCATOR'S. EVEN THOUGH THEY CALL FROM A 240 AREA CODE, THEY ARE CALLING FROM BUFFALO NEW YORK.
IT IS A LEGIT COLLECTION AGENCY.
AS FOR THE NAMES, I DON'T KNOW WHAT NAMES THE BUSINESS IS UNDER, BUT MY FRIENDS BOSS WAS TOBIAS BOYLAND. HE OWNS THE COMPANY. LIKE I SAID HIS WEBSITE IS
WWW.BAGSOFMONEY.US"
"I did some research on that address you posted agove. SuperPages.com (shows this more specific information:
Final Claims Asset Locators, LLC
3842 Harlem Road Suite 400-146
Buffalo, NY 14215
(Source: http://yellowpages.superpages.com/profile~SRC ... _true~lbp_1.htm )
That "Suite 400-146" screams rented mailbox. A reverse search on that address shows that a Subway restaurant, a travel agency, a drug store and other similar businesses located there. That usually means it's a shopping center. And if a debt collector has a shopping center address, that usually means there's a mail box rental store at that shopping center. Sure enough, The UPS Store -- which rents out private mailboxes -- is located at 3871 Harlem Rd:
http://yellowpages.superpages.com/profile~SRC ... _true~lbp_1.htm
http://www.theupsstore.com/locations/locdet.asp?strCenterNum=MBE2299
Seems to me that if, as you claim, you worked for this company, you would know that the 3871 Harlem Road address isn't the office of Final Control Asset Locators but merely a rented mailbox.
So the question is, why post misleading information? I have no doubt that Final Control Asset Locators is some fly-by-night debt collector, but you've offered no evidence that the calls that appear to come from 240-483-4601 are being placed by Final Control Asset Locators. I tend to trust Bud Hibbs' information on this scam more: http://budhibbs.com/debtcollectorpages/NAAIB.htm
Caller: LITIGATION CONSULTING"
"In the Know... - 8 May 2008
Question for xyzpdq...and I'm really hoping you respond to this-
Is Zundricia Buckner / Reese Buckner / Rici Buckner affiliated with Tobias Boyland as well? Please advise.
Also, how about Dorian Wills / Lamont Cooper / Desmond Cooper / Jahaan McDuffie
any of them affiliated with this company as well?
Any information would be a big help..."
"bob - 14 Jun 2008
what do you need to know about Zundricia Buckner / Reese Buckner / Rici Buckner
no money no way - 18 Jun 2008
Well I find it odd that they won't tell me the name of the attorney they say they work for. I was told that they are collecting for ATT Wireless. So I called ATT and they have no record of my ever having service. If they serve me I will take my chances in court. They also said it was reported to the cedit bereu so I grabed the one I ran on myself last week and asked them why it is not on there. He didn't have much of an answer. They also said that if ATT called that they wouldn't give them any information either. Thats odd seeing how they are suppose to be the client they are calling for. There is no way they are getting my money. P.S. If you you guys are reading this I filed a complant with the FBI.
Caller ID: 2404834601"
"C.H. - 15 Jul 2008
I received a call this morning at 6:30 A.M. from a guy claiming to be the "Chief Investigator" on a legal case filed against someone we do not even know. I had in the past let this company know they had the wrong number. The person this litigation consulting company is looking for has never lived at our house and we do not have any relatives or close friends with that name. When I told the "chief investigator" that no one by that name lived at our house he got very irate and yelled: "I am not asking you if he lives there, I am asking you if you know him!" After we argued some back and forth I told him not to ever call and he hung up on me. I called the number back and the same guy answered the phone. I asked him for information and he gave me the name of the company, he said they were located in Marylandand. He said he was the director of operations and his name was Vicenzo Morano--or so he claims. I told him I was going to file a complaint with the State Attorney General. He laughed and wished me Good Luck.
Caller ID: (240)483-4601
Caller: Litigation Consulting LLC"
"Total Scam Artists - 9 Aug 2008
No, no one has been served from this company. What they're doing, and threatening to do, is illegal on several fronts. On a few of these websites you'll find a poster here and there that CLAIMS to have been served but this bogus company has gotten wise to the info that's spreading on the internet and has started a misinformation campaign. I got one of the calls for a debt I've never had. When I questioned them, they got rude and irate, and even called back and left an expletive-laced message on my voicemail. They're crooks, plain and simple. Apparently, they have purchased some old, old debt lists from someone -- occasionally, you'll read a posting from someone who actually had one of the debts that they're claiming to be collecting on, but it's either over the statute of limitations (be sure to check what that is in your state) and/or the person took care of it through bankruptcy. Just as often, though, the person receiving the phone call either never had the debt, or is not the actual person they're trying to reach. I've even read a few accounts where these crooks call, looking for one name, and when they realize they've dialed a wrong number, start trying to get information out of the person who answered the phone!
Since I received my phone call (which was back in April -- and still, no sheriff has turned up at my door! Huh.) I've done a little research on the Internet -- reports of their scamming are ALL OVER THE PLACE. In fact, if you really want to make them angry, mention that you read about them on the Internet if they call you. They go by a variety of names and phone numbers -- some of the names they use include Global Asset Investigations, Worldwide Recovery Services, Worldwide Asset Investigation Services and North American Asset Investigation Bureau (NAAIB). Last year they were operating out of Cleveland, OH, until they were shut down -- the Cleveland BBB named them as one of the top ten scams of 2007 (http://cleveland.bbb.org/WWWRoot/SitePage.asp ... 19642b&art=4334).
You can get more info here: http://www.budhibbs.com/debtcollectorpages/NAAIB.htm.
They will probably continue using this MD number until they get shut down again, then start using a new area code, but the MO is always the same: they call and identify themselves in a way that implies they are either working for a lawyer, the court system, or the police department (all of these misleading statements are illegal); tell you that there has been a civil case filed against you, they give you a case number, and tell you that you must contact them before a warrant is sworn out against you. When you contact them, they tell you that they are investigating a debt that is 10, 12, 15 or so years old; they'll name some bank you've never heard of, or a credit card you've never heard of. They'll have just enough information about you to make you nervous and they'll be phishing to find out more information. They'll tell you that the debt is some ridiculous amount -- let's say $10,200 for an example -- but if you're willing to pay today, they'll reduce it to, for example, $650. But they can't give you an address. Instead, they will ask for your bank account or credit card number. They'll tell you that if you don't settle on the phone with them that moment, a sheriff will appear at your door within 48 hours to arrest you. NONE OF THIS IS TRUE. Complaints have been filed to the AG of OH, MD, TX, NY, and IL, as well as to the FTC, FCC, and the FBI (as they are trying to illegally extort money over the phone). They often target the elderly and infirm. Do not speak with them, and save whatever messages they leave on your phone. If you get a phone call, file a complaint online with the following organizations:
http://www.oag.state.md.us/Consumer/complaint.htm
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
http://esupport.fcc.gov/complaints.htm
as well as the Attorney General of your own state. Remember: whether the debt is yours or not, you should not be dealing with these people. They are not a legitimate organization.
PLEASE -- file a report. You were smart and savvy enough to do research on this number; not everyone is that lucky. REPORT THEM!!!
Told them to shove the papers up - 16 Sep 2008
They called my grandparents who are in a assisted living home and left them a vm. I thought they were legit untill I found over 50 websites saying this was a scam. DO NOT GIVE THEM ANY INFORMATION, they have to by law give you the infomation (which they will not) all you CANNOT be sued for something if it is out of the statue of limitations. I told the person calling me it had been over 5 yrs, our state limitation law is 3 yrs. When I told her this she was pissed and cursed and hung up on me. DONT TRUST THESE PEOPLE. Report them to the BBB and MD Attorney General Office.
Nina - 28 Mar 2009
This is on DATELINE NBC right now. DO NOT CALL THESE PEOPLE. DO NOT WIRE THEM ANY MONEY. They are NOT in Maryland. They are dirty and sleazy."
"Bob - 3 hours 24 minutes ago
I notice that they don't answer their phones anymore when I call them. They are all scared now.
They were so tough, threatening to throw people in jail, but now, they know they might be heading to jail themselves.
I want to get them on tape so I can give the recording of them making false statements about being the police and about throwing me in jail to the government authorities, so they will have more evidence to use against them in court."
http://www.ripoffreport.com/reports/0/307/RipOff0307440.htm
https://800notes.com/Phone.aspx/1-240-696-1715/2
https://whocallsme.com/Phone-Number.aspx/2406961715
"I reported this finally to the fraud investigators at the Maryland Department of Professional & Financial Regulation. They are aware of the name "Daniel Hoffman". "
http://phoneowner.info/Number.aspx/2407644264
-------------------------------------------------------
Complaints mentioning "Andrew Brzyski".
https://800notes.com/Phone.aspx/1-614-754-6728
http://phoneowner.info/Number.aspx/2407644264
http://www.msnbc.msn.com/id/29881849/page/5/
"...
In that phone call with the Texas couple, the so-called "investigator" told them to wire money to a lawyer. His name: Andrew Brzyski.
And they were given an address for this attorney, which led us here, to Depew, N.Y., just outside of Buffalo, which happens to be a national mecca for debt-collection companies. Could this be the law office of attorney Andrew Brzyski? Well, records show -- there is an Andrew Brzyski and the house is actually owned by his parents. But we couldn't find any record that Andrew Brzyski is licensed to practice law in New York -- or anywhere else. So he may not have a law license, but he apparently has a driver's license, and this car, which we tracked, here to an office building in Buffalo. Could this be "attorney" Andrew Brzyski? And is this where those threatening phone calls are coming from?
..."
-------------------------------------------
Is this the same "Andrew Brzyski"?
http://overlawyered.com/2006/12/deep-pocket-f ... andrew-brzyski/
"...
Mary Brzyski worked for Skidmore Inc., in East Aurora, NY, where she drove a company car that was leased from Chrysler. In 2003, Brzyski loaned the car to her 19-year-old son, Andrew, who rear-ended Jason Lapp’s car, severely injuring him. Longtime readers know what happened next. Irrational New York law (Jul. 14, 2003, Apr. 2, 2004, Feb. 2, 2005) holds the lessor liable, even when, as here, they are three transactions away and never anticipated that a 19-year-old would be driving the car. Skidmore and Chrysler have settled for $8.2 million. ..."
He may or may not have your SSN, all your addresses, or even your bank account numbers, but that does not prove you owe some debt, even if you may have taken out a payday loan, nor would it prove you owe anything to him. These jokers have been reported to be collecting on payday loans, some of them already paid, and sometimes from the wrong people, using threats of lawsuits, arrest, or worse, including "only God can help you now."
Here are other reports tied to that phone number, including impersonating a law enforcemwent officer, "Officer Mark Johnson",
https://800notes.com/Phone.aspx/1-904-425-7345
"...
By the way, the phone number has a (904)area code, which is from Florida. "Officer Mark Johnson" told me he was from the United Nations. How stupid do these people think I am??? Not to mention, he had the strongest, thickest middle-eastern accent (no offense to anyone, just stating a fact). I had a difficult time understanding him...yet he supposedly had one of the most caucasian names in the book?! Seriously??
..."
Your friend "Will Smith" threatening criminal prosecution:
"...
these crazy people just called my cousin phone telling them that i stole money from their client and that i listed her down as my sister and that i'm a man and asked her if i still lived at previous address and when she told him that she was not giving him any information he told her that he was going to have her investigated and he was clearly talking with an accent and told her that his name was will smith.
..."
Alleged reply from payday2go claiming that they have no connection with this scam.
"...
Ryan Anderson - 25 Mar 2009
I'm from payday2go online loan company and we are receiving lots of call from individuals who received calls from fraud collectors asking them for payments even they don't have accounts with us and they are using are company website as the one who process the loan. I just want to inform everyone that payday2go don't have connections with them. You can visit are website at www.payday2go.com or you can call us at 866-742-0413 if you received calls from them and using our company name to collect money. Please. let us know. Thanks... =)
..."
It is illegal for a debt collector to threaten any illegal action, or any action they do not intend to take, or cannot take. It is a violation of FDCPA, as well as most state's laws. Claiming to have a "legal case file" is threatening that they will sue you, so if they do not actually do so, they are also violating FDCPA. Falsely claiming to be attorneys, or with a "law office", is also illegal (violating state bar and licensing statutes), as is using a false company name, which would be any name they have not registered with the appropriate state agencies.
They like to use recognized aliases. "Will Smith"? They have been watching too many movies. "Federal Bank of Jacksonville"? What is that? It's not the Federal Reserve Bank of Jacksonville, which actually exists. FRB could care less about anyone's "payday loan".
How much you want to bet you aren't dealing with a "law office", either?
If you actually had a payday loan, contact the original creditor to resolve what if anything is actually owed.
If they appear to have your identity information, put a fraud alert on your credit reports.
If they appear to have your bank account information, you might be wise to close that account to prevent fraudulent withdrawals.
In any case, contact the Florida Attorney General, to file a complaint and forward all information you have on these miscreants.