Pulling my credit report unauthorized
Complaint
KR
Country: United States
Figis/Charming Shoppes
3200 S CENTRAL AVE
MARSHFIELD WI 54404
No phone number available Date of Request:
10/15/2012
11/08/2011
This company (or scam) is pulling my credit report unauthorized! How can I stop them from doing this?
3200 S CENTRAL AVE
MARSHFIELD WI 54404
No phone number available Date of Request:
10/15/2012
11/08/2011
This company (or scam) is pulling my credit report unauthorized! How can I stop them from doing this?
Comments
If you have not placed an order with us (figis.com) we believe that you are observing a credit bureau “promotional inquiry” on your credit report. You have received this inquiry because you satisfied the criteria for credit worthiness to receive a pre-approved credit offer from Figi’s.
On the credit report that you received directly from the credit bureau, information about the companies that inquired for the purposes of extending a pre-approved credit offer to you is included for your information. These inquiries are not revealed to creditors reviewing your credit file.
Promotional inquiries do not impact your ability to obtain credit and are not considered in the credit bureau scoring process.
Here is an Experian sample credit report link that may be to assist you in understanding your credit report: http://www.experian.com/assistance/sample-credit-report.html
Please contact us at credit@figis.com if you have any more questions and we would be glad to help.
Sincerely,
Figi’s Credit Operations Department
No one else is doing this, so there is no reason for FIGIS to do it. SO STOP
I am passing this along to the attorney general for investigation!
Kathleen DeMello
http://www.consumer.ftc.gov/articles/0148-pre ... nsurance-offers