defaulted Pay day loan

ComplaintsScamsCash Advance America

Complaint

0
Dawana Johnson
Country: United States
I was accused of receiving a pay day advance in the amount of $300.00 into my TD Bank account and was informed that if I don't pay $ 575.99 back that they are going to send the sheriff office to my job and have me arrested. He told me my email address and that I had committed a fraud but he could not tell me when this transaction took place.

Comments

1234Next
  • 0
    tj
    | 4 replies
    There are many scammers playing fake "payday loan debt collector" to try to con and extort people by phone.  Many are calling from India and have thick Indian accents, but there are similar scams run from the U.S.

    They may even have some identity information on you, but it does not prove anything.  Some run fake "payday loan application" websites to collect names, addresses, SSNs, and bank account numbers on Americans looking for payday loans, then use it in these cons.  Others may have gotten access to old payday loan data, possibly through an Indian call center once used by a Florida based debt collector now out of business.  They might even have gotten access to U.S. credit reports, which would allow them to fake collectin on a "debt".

    Having only an email is ridiculous.  They can find lots of emails just by searching the internet, or at various search sites.

    An "debt collector" that threatens to send the sheriff to "arrest" you is probably a criminal, not a debt collector.  Making such threats is illegal, violating federal law (FDCPA), as well as similar state laws.

    Debt collectors are required to comply with FDCPA, which requires that they obtain and send you proof of any alleged debt if you request it.  Never pay any debt collector who cannot prove you owe a debt.  They are usually criminals running scams.

    File complaints with FTC, and your state Attorney General.

    If they make threats, also file complaints with your local poilce and the FBI.
    • 0
      nance replies to tj
      | 1 reply
      have they ever said they were an attorney,i never got any money from his place yet he said he would have me arrested for fraud,stealing and freeze my social security check and job loss
      • 0
        laughing buddha replies to nance
        They are all scams. they have to prove you owe the debt, if they cant they are lying and you can ignore them or get your own attorney and sue them for harrassment
    • 0
      joe replies to tj
      do what I did.i called pay day advance at their number that they called me on a few times then when they got tired of me calling them then next time I called them they sent it to an answering machine that's when I turned on the tv and put the phone by the tv cause as long as you are talking the answering machine will keep on recording.Tie up their answering machine . LMAO
    • 0
      Patty replies to tj
      I am a victim of this scam. They already have $2330.00 of my money through Green Dot Money Cards. They are threatening me with the law, taking my SS, having me arrested. They want more money to "cancel" this loan I never asked for. I am scared for all they say will happen to me. Please help me through this terrifying ordeal that has come upon me. The number they are calling me from is 1-202-436-9791. They say they are in Washington DC. They claim to be Cash Advance America. They all have strong India accents.
  • 0
    tina breen
    as of today 12/20/11 i received a phone call from cash advanced america, he wouldnt give his name or explain to me what is going on with matter only stated that i owe first $406.00 then stated i owe $300.00 and stated that i was going to be arrested the following day and that i got my license blocked and he told me my #ssn and where i worked.  I know i didnt loan on this application how is it possible to call and threaten me and say i owe this money when they didnt put any cash amounts in my bank account.
  • 0
    tj
    They are probably calling from India.
    They don't care about laws, since no one is going after them there, so they can make up any threats they want to.

    It's a scam, a phone extortion racket, another part of the "global economy".
  • 0
    A
    I am dealing with the same situation. Repeated phone calls, claims of me receiving money, and threats of a lawsuit. So after reading everyone else's stories I called them back and asked for date and time of when i allegedly received this money and more importantly I wanted proof and paperwork of the debt. Once i did that he said i have to wait until tomorrow. Then i asked for the date and time tomorrow and this guy with the thickest indian accent ever became pissed off and hung up on me. Then when i called back again the number was not in service(they blocked me) With that being said, they are a fraud, if anyone really owed money questions wouldn't scare them off from the situation.
  • 0
    SC
    | 2 replies
    I have just recieved the same type of threatening call just about an hour ago. First of all, I didn't pick up the phone when he called so I heard his voicemail I could barely understand a word of this heavy thick Indian accent. I called him back and he said that I owe $515 and if I don't pay back today they would take me to court. I asked him where this loan is from, he said Advance America, then I asked him what was the alleged date I took out this loan, he said in January 2012. He didn't give me an exact date. I know I didn't take out a loan from Advance America, to prove myself I wasn't crazy, I looked at my bank account activity from the past few months and saw no money deposited from Advance America.  I went to the nearest Advance America office my me, told the problem to the clerk there, and he entered my social security number in the system. There was no record of my social security number. When I got back home, I googled Advance American scams, threatrs, and found this site. For those of you who live in Florida, if you ever receive this accusation and threat, call this number 1-877-382-4357.
    • 0
      cf replies to SC
      | 1 reply
      this happen to me to today the man was foreign telling me that i owe some money to cash advance america i told i don't owe nobody nothing he told me my ssn, email, cell phone number and wanted to tell my job i commited fraud and the sheriff was coming to arrest me.1-512-763-2123
      • 0
        brianmatthews3234 replies to cf
        hello I received a phone call from cash America advance last week and told me I was approved of $5000 dollars. I knew it was a scam so I told Mark Wilson not to call me he had all my information. so I asked him hoe he got it and he couldn't tell me. So I got a phone call This morning from a Fake Law firm Saying that I owed money to Cash America Advance. and him I never took out any loans. So I started to tell him about my Degree in Criminal Justice and I w ill go to the Police Department. Before I can hang up on him He hung up on Me. the scam number is 251 272 3731. if anyone on here have any information on who I can talk to about these Damn Scamers
  • 0
    mike
    this place in india were tryin to get a loan and they said to first pay 169 we did thn the transfer got loked cus we didnt have matching names thn we did another transfer of 169 and now there saying tht the tax ppl are charging 279 thn wee will get our loan but i jus wnt to know if its a fraud or not
  • 0
    ward mcelvy
    | 6 replies
    watch out for ronnie cooper no truth comes from his mouth. he is a scammer claiming to work for cash advance america. He acts like your friend trying to help you thru your bad times. he takes full advantage
    of you lack of knowledge in this field and as a Lawyer threatens you with loss of lisence and social security and your job. I have found this to be a scam big time.
    • 0
      virgoladyl replies to ward mcelvy
      | 5 replies
      I recently applied online for a payday loan I was called by a man named Sean who said he was from Cash Advance America. he instructed me to go to Walgreens or Kmart and purchase a green dot money pak valcher card and put 273 dollars on the card and call him with the confirmation number at that point .1500 dollar loan would be transferred to my bank account. I have never heard of such a transaction before. is this a scam he called me from 2816 614193. the caller ID shows 2819361922 is this for real. I did a reverse search on the telephone number and both numbers show unavailable
      • 0
        Jose replies to virgoladyl
        Was it a scam?
      • 0
        Ny replies to virgoladyl
        | 1 reply
        It's a fraud!!!!! DO NOT TRUST THIS MAN, the same thing happen to me today!!!! I gave him 440$ and received nothing!!!!! His name was Sean but it was funny that when I called back it was the same voice different name ... This is crazy!! I lost 440$ and I'm pissed!! Don't trust it at all!!!! 2829361922 is the number or any number with that area code!!!
        • 0
          dawn petronio replies to Ny
          got the same thing want a recent phone number for these people 3474787793
      • 0
        TH replies to virgoladyl
        I've just gone through the same thing. They told me to do the same thing. I've done that and they are giving me the run around. The names I have are April Taylor and Angie Green and this number is 281-407-7466. What can we do about this??? Something needs to be done about this!!! I've lost $273.00 and it's hard as hell out here!!! What can we do?????????
      • 0
        laughing buddha replies to virgoladyl
        i checked with green dot and it is a scam avoid it like the plague.
1234Next

Post a new comment