Harassing phone calls
Complaint
Lee
Country: United States
This place has called unlisted home phone number, cell phone, family members and even neighbors. The message they left was they are with processing department my social is associated with criminal activity and if they don't hear from me today the will service me at my place of employment and home. They are calling from three seperate numbers 866-595-8876,505-234-7734 and 408 area code. They said I owed cash call $6800.00, I told this lady I had borrowed that in 2007 but it was on for 3,000.00 and I had been paying on it from 2007-2012. She said I need you to verify your social, I said no I need you to verify this bill is valid. She got very mad. I called cash call they never heard of this place they gave me a number they sale there accounts too. Called them and about 3 hours later a company called Delware Asset called Sarah. She never hear of the lady that called me and stated I only had a few hundred to pay that I had made 94% of the loan . She said they never say anything about having papers servers etc....she was going to research this.
Comments
These scams prefer to call relatives, neighbors, or coworkers, to create the appearance that they are trying to "serve papers" in some fake "lawsuit". It's all an act, designed to convince you to call back in a panic to "settle" this unknown "debt" without any proof you owe it.
Real debt collectors don't play these illegal games.
They would get sued for violating FDCPA.
The fakes do it all the time, never send the FDCPA required "g" letter to notify you that you can dispute the debt and request proof, and generally use any illegal tactic they can dream up to evade validation. To run these shakedowns without getting sued or prosecuted, they depend on keeping their lies on the phone, and splitting the deception between the phony "process server" callers, and the "closer" who cons you when you call back in a panic. They are part of the same racket, probably calling from the next desk, though they will claim the "process server" doesn't work for them. They also hide their location, using VoIP to hide their real identity and area code, never give out a real address, often not even a mail drop, and probably shield their assets from liability through layered LLCs.
Just a bunch of liars and swindlers running a shakedown.
https://800notes.com/Phone.aspx/1-866-595-8876
https://complaintwire.org/complaint/M5l3K-oH2wc/delaware-asset-management
Illegal collection tactics, such as abuse, or harassment, any deception, or any attempts to evade FDCPA required validation, are fraud indicators. For fraud to be successful, they have to push you accross the line from just maybe starting to believe their line of BS, to actually being intimidated enough to pay them real money. That takes threats and abuse, so fraudulent collection typically becomes extortion.
I find it amusing they have debt on lawsuits they don't pay but are aggressive in trying to collect debt from someone else.
I have had them call me a loser and tell me to pay my f***ing bills.
I think they should follow their own advise.
File complaints with FTC and your state Attorney General.
All these shakedown scammers are liars.
It's not worth losing any sleep.
Doesn't sound like you believe any of this "western sky" "payday loan" BS, but FTC sued them:
http://www.ftc.gov/os/caselist/1123023/
A bunch of state AG's have sued them as well. It looks like Cash Call was trying to use "tribal sovereignty" to attempt to evade state lending regulations.
http://law.ga.gov/lawsuit-against-western-sky-financial
http://www.kare11.com/rss/article/1031583/14/Minn-sues-Calif-fast-cash-lender
http://www.thecitywire.com/node/29897
http://www.ag.ny.gov/press-release/ag-schneid ... s-over-internet
Report fraud and extortion attempts to FTC and your state Attorney General.
www.ftc.gov
www.consumerfinance.gov
They NEVER provide any information on the alleged "debt", and they hide who and where they are.
All that says is "scam".