Scam
Complaint
MEEKABOO
Country: United States
I was sent this today i was half asleep and paranoid so I sent an email stating I don't have the means to pay but after doing some research I now know this is a scam
ACCOUNT # AA-1257
LOAN/DEBT INFORMATION
DUE AMOUNT - $986.45
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
ACCOUNT # AA-1257
LOAN/DEBT INFORMATION
DUE AMOUNT - $986.45
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Comments
Since you responded, you might find yourself targetted by harassing calls.
They are a bunch of liars.
Ignore them.
Case File: AA-29270
Total Outstanding: - $945.67
Case File Transferred: - Jan 2013
Loan Company: - ACS INC.
As we put your SSN into our National Checking Database System we found you to be a genuine person, as you were never been arrested for any kind of Fraud Activity in your past, that the reason Court House has decided to give you chance to take care of this issue outside the Court without having black spot on your Credit History. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, highest interest rate of the loan amount and actual loan amount = Restitution Amount or else the lawsuit amount which is approximately $4203.86 but if you want to settle this matter today itself than you can get some percent deduction on the Restitution Amount or else you can take care of this issue by paying Settlement Amount by today. Which one you would like to go for Restitution Amount or the Settlement Amount?? You have to send us a promissory note to stop your case file temporarily out of court house. So get back to us ASAP.
We are really very sorry to say you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we thought that we shall call you and notify you about this matter. But as we were not able to reach you we are sending you a final notification Email. So please take a piece of paper and write down your case file AA-29270 and second thing since it’s a legal matter you will be needed our help, so please write down our call-back number is +1 704.452.7006.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
So do you want to resolve this issue outside the court house, or you want to go to the court house with legal proceedings? This was a final notification Email to you as we found you to be genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount or the Settlement Amount as decide by the Court House? You have to give us a flat answer without any excuse.
IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL OR CALL US DURING WORKING HOURS ON +1 .704.452.7006
NOTE: THIS CASE IS UNDER INVESTIGATION THRU MAJOR CREDIT BUREAUS.
ACS | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
CASE FILE #: M-0128-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incorp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-347 774 0572 between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-347 774 0572
UNITED STATES DISTRICT ATTORNEY
Copyright (c) 2006 ACS | Privacy | Terms of use
------------------------------------------------------------------------
--------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation
We appreciate your positive response in order to make this debt good.
As we have already informed you that the mode of payment would be only through Money Pak. Debit/Credit Card or Money Order or Checks are not accepted.
You have to get the Money Pak From the nearest Wall Mart Store, on which you have to load the funds, and after getting the Money Pak, you have to scratch the card from back side and provide us the 14 DIGIT card number and requested information below so that we can transact the funds of $390.00 or else we won’t able to help you out and case file will be downloaded.
Remember it should be ONLY Green Dot Money Pak Card.
FULL NAME:
14 DIGIT REF NO: APPEARS ON THE BACKSIDE OF THE CARD
AMOUNT:
BILLING ADDRESS:
PAYMENT DATE:
You will have Full & Final Receipt once you will make the payment as far as name of lender that is through one of our online website as we are working with 100 different websites of ACS along with transaction ID stating that your account has been closed with zero balance for your record purpose.
Best Wishes,
Frank Veloze.
Sr. Investigation Officer (Department – Law & Enforcement)
ACS Incorporation
Really need some input. They also sent this one, mind u they know of the bank I once had...two years ago though!
You had applied for the loan amount of $300.00 and with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $955.75.
We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address mykeesi4s@me.com and SSN ending with 6693 also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account with JPMORGAN CHASE BANK.
Talking about the creditor Advance Cash Services ACS is the parent company which owns & operates more than 350 parental payday loan websites. And you have used CASH NET USA one of them to get this loan approved.
Kindly let us know your intentions regarding this case so that we can inform to our accounts department or we have to download this case forcefully against you.
Best Wishes,
Frank Veloze.
Sr. Investigation Officer (Department – Law & Enforcement)
ACS Incorporation
Help.... Can they put you in jail?
You go here and fill out the "SECURE COMPLAINT FORM"
Little do they know this is wire fraud, and India does have extradition orders, or will prosecute in their own country.
1. Lock up your Facebook to be completely private. Including Phone and email.
2. Make Facebook private so only "FRIENDS" not "FRIENDS OF FRIENDS" can see your post.
3. Linked In - you can make profile private do not use your "WORK EMAIL" for anything on the internet. It's not worth it and if you move from that job for whatever reason, you lose access.
a Hotmail or Outlook.com account is great and has great filters.
Do not use GOOGLE GMAIL - it is hard to sort, and btw - the government does dig through by keyword, especially for Torrent and Download etc.
4. If you pay bill online, send them a check from HOME BANKING. This keeps your account information off the internet.
5. PAY PAL - will keep your information private and you are not exchanging card numbers with anyone.
6. Serve.COM - is an American Express card that is pre paid. card that is accepted as American Express but you can transfer money instantly to and from - ULNLIKE pay pal which you have to wait 3-4 days to fund.
7. Remember that you have rights under the FAIR CREDIT ACT - and you do not have to deal with "ANY COLLECTON AGENCY" - contact the company directly and deal with them. What allot of people do not realize when a collection agency tries to set you up with a "PAYMENT PLAN" they are actually selling a loan from another company which will end up as a inquiry on your credit, and a new credit line at ridiculous interest. Remember that Collection agencies CANNOT impose interest unless you agree to it. You agree- they get the full payment from said loan company, then you pay them, they pay the loan company, minus their fee so actually they are making a profit off you twice.
The Company you owed money to ? They wrote that money off at the end of the year.
8. You can fight your credit yourself - DO NOT HIRE ANYONE - unless the money exceeds 2000.00 then remember when you fight amounts over that you stand to be served at your door by the creditor - those debts - you may have to negotiate.
9. There are various ways to improve your credit. Paying collection agencies - is not one of them....
A. https://www.annualcreditreport.com/cra/index.jsp
This is the Federal Trade Commission USA link to your free annual credit report. When the laws were redrawn this was enacted.
Login in - Check credit at all three sites. But - when you do one "DENY EVERYTHING" that is in the negative columns.
When you deny the "COPMANY THAT EXTENDED YOU CREDIT" has 30 days from the time you complain to respond. Sure they may respond with you owe, then call them and ask for proof, your signature, contracts, etc. IF they cannot produce it - IT GET"S DELETED..
This works, It's free, I have put 4 people into houses with below 500 credit score upped to over 600 in 45 days...
10. Remember that it's your money _ NEVER pay a collection agency to settle with your "CHECKING ACCOUNT OR DEBIT CARD" an old trick is ' to process your card as a POINT OF SALE and thus recurring charges will continue to come out. Use a PREPAID Visa, Master Card, Etc.
11. DO NOT give a collection agency your Social Security number - they want your money, they do not need that information. They called you, they identified you, fine - and keep a file of any communications.
These tips will help you be a smarter consumer. If you found this, then your googling the phone numbers and not falling for online scams. There are no get rich quick schemes.
Only Get Someone Else Rich Quick SCAM !!!
Thanks for reading...
ACCOUNT # - RS-997-2154
LOAN/DEBT INFORMATION
DUE AMOUNT - $945.67
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
CASE FILE#: M-0107-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incorp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-304 462 9400 between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-304 462 9400
UNITED STATES DISTRICT ATTORNEY
Copyright (c) 2006 ACS | Privacy | Terms of use
------------------------------------------------------------------------
--------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.