Scam
Complaint
MEEKABOO
Country: United States
I was sent this today i was half asleep and paranoid so I sent an email stating I don't have the means to pay but after doing some research I now know this is a scam
ACCOUNT # AA-1257
LOAN/DEBT INFORMATION
DUE AMOUNT - $986.45
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
ACCOUNT # AA-1257
LOAN/DEBT INFORMATION
DUE AMOUNT - $986.45
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Comments
CASE FILE#: M-1209-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incoccrp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-304 462 9400 between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-304 462 9400
UNITED STATES DISTRICT ATTORNEY
Copyright (c) 2006 ACS | Privacy | Terms of use
------------------------------------------------------------------------
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
CASE FILE#: M-0212-SI-WC-238
LOAN INFORMATION:
DUE AMOUNT-$955.75
LOAN COMPANY- ACS Incorp
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1-347 774 0572 between 9.30am to 6.30pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 1-347 774 0572 UNITED STATES DISTRICT ATTORNEY
Dear Customer,
This Legal Proceedings issued on you Docket no: N/143013/92 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO : N/143013/92
AMOUNT OUTSTANDING : $840.68
We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS YOU AGREED
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at account, kathy.smith@acscollections.net from 9.30 to 6.30 (EST).
If you want to resolve this matter then immediately contact us through email account. kathy.smith@acscollections.net
Due to: A.C.S INC.
Amount Due: $935.76
Case File #; ACS/15-PK0303; Subject - ACS Loan Reminder/Debt Recovery
Dear Debtor,
Our company (A.C.S INC) has authorized us to recover the full amount due to them.
As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THROUGH AN EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:00 AM to 05:00 PM EDT) on 951 398 0006.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS LEGAL | Privacy |Career| Terms of use
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
Attention, JEFF this is the last and final chance for you.
This Legal Proceedings issued on your Docket Number 2014 ISC 348096 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
EMPLOYER: xxxxxxxx
SSN: XXX-XX-
CASE NO: 2014 ISC 561128
Out Standing Amount: $630.00
We have sent you this warning notification about proceeding on June 8 2014 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note: This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
By electronically signing this Loan Agreement by clicking the " I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records. Or if the "I Agree" BUTTON is not appearing in your system then respond back ASAP for Settlement on this issue.
ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Regards,
James R Braufman Law Offices
Los Angeles, CA – 90095
(818) 650-2811
Complaint Case File No – PS091916
Total Outstanding Amount: $550.67 USD
Date- Sept 19th 2016
Case File Transferred to ACS:- Sept 2016
Subject: Notice of Legal Proceedings against fraud activity.
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $550.67.
This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $550.67.
If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81
NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 07:00 PM on reply back to this E-mail to get in touch with the representative and you can feel free to call us on 423 453 4592 and ask for Paul Smith.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.
Yours sincerely,
Sr. Investigation Officer.
ACS Incorporation.
Collections & Legal Department
ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorised persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
What should I do?
Final Payday Loan Collection Letter
ACS Cash Services LLP
Attorney Letter for Debt Recovery
Case File:-PS012017
Dear Customer,
I represent ACS parent Creditor of the Cash advance Services. I have been asked to commence such action against you as may be necessary in an attempt to recover the entire balance of $965.76 owed by you because of the failure to make the payment what due.
If you wish to resolve this matter before legal action is commenced, you must do one of two things within one week of the date of this letter.
Pay the amount of $550.00
Dispute this matter so that we can commence Legal action.
If you do neither it will be assumed that legal action will be necessary, If such action is successful costs will be added to your balance and the total payable amount at the court settlement will be $2584.63.
At this time the choice is yours and I sincerely hope you choose to resolve this matter before legal action is commenced.
All funds to be returned as per the initial terms and conditions.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
You can also feel free to call us on 423 453 4592.
Thank you
Paul Smith
Attorney at Law
ACS
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
THIS IS AN ATTEMPT TO COLLECT THE DEBT AND ANY INFORMATION CONTAINED WILL BE USED FOR THAT PURPOSE.
YOU OWE ACS Inc. YOUR INITIAL AMOUNT GOES UP TO $965.76 UNLESS YOU WITHIN 7 DAYS AFTER RECEIPT OF THIS NOTICE DISPUTE THE VALIDITY OF THE DEBT OF ANY PORTION THEREOF, I WILL ASSUME THAT THE DEBT IS VALID. IF YOU DO, I WILL OBTAIN VERIFICATION OF THE DEBT, OR A COPY OF ANY JUDGEMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGEMENT WILL BE MAILED TO YOU BY ME.
PAUL SMITH ATTORNEY AT LAW.
ACS Inc © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy
After received all the same email that you talking about, this morning I received this one.
ACS INCORP <incorp.acs.recovery@gmail.com>
10:06 AM (9 minutes ago)
to bcc: me
LEGAL NOTICE
We have tried to work with you many times but it appears that you do not want to resolve this issue and you are not taking this matter seriously.
This is the last notification from our side to inform you that if we do not receive a good response from your side by today then we will forward this case into the courthouse by tomorrow morning. Once the case will be forwarded to the court house then we would not be able to help you.
So if you want to avoid legal consequences then you have to update us ASAP in order to hold your account and make the payment else we wish you good luck and see you in a courthouse.
Thank you for being our customer.
Thanks & Regards,
ACS Incorporation.
Notice they don't include any names...
Under the FDCP Act of US Govt, you are found to be the debt defaulter of one of my Client ACE CASH, ADVANCE CASH SERVICES, CASH NET USA, CASH AMERICA, CASH NET USA . Now the company has decided to put this case in Court House. As Attorney, I am sending you some Case related details and within seven to ten days you will get the court paper at your doorstep.
Court House Address: Sam M. Gibbons United States Courthouse
801 North Florida Avenue
Tampa, FL 33602
Total Fees-$4235.00 (Including Court Fees, Attorney Taxes and Loan Amount with Interest)
Settlement Amount offered: $300.00
PS. In Next 72 Hours, Court Summons Copy will forward to you and nearest Police Station.
You can also feel free to email us back or call us on 423 453 4592
Thanks & Regards,
Legal and Collections Department.
Invoice: SV-20815
Settlement amount by today: $350.00
File Transferred- September 2017
FINAL NOTICE OF DEMAND
LEGAL ACTION PENDING
Outstanding debt of $587.00 due immediately.
Dear Debtor
You have chosen to ignore previous requests from us to pay your outstanding debt of$587.00, details of which have been previously supplied.
In order to comply with the magistrate courts requirements, we hereby formally request that you pay Cash Advance the full amount of 587.00 within seven days from the date of this letter to avoid this matter being considered for court action.
Should we proceed with legal action, you will be liable for court costs.
Furthermore, if we are awarded judgment through the courts, your details will be submitted to credit report agencies and as a result, you may experience difficulties obtaining future credit for a minimum period of 5 years.
We strongly recommend immediate payment of the overdue amount.
Regards,
Cash Advance
10155 Lake June Rd #121 Dallas
TX 7521
-
Cash Advance © 2017 | | Terms of Use | Careers | Complaints | Privacy Policy
----------------------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
I replied and requested a letter sent to my house with the pertinent info. Here is their response:
We are talking about the creditor ACS, (Advance Cash Services), is a parent company which owns and operates more than 80 parental payday loan websites like CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, US FAST CASH, PAYDAY MAX, 2-MINUTE PAYDAY LOANS, SPEEDY CASH, ACE CASH EXPRESS, MONEY TREE, ALPINE LOANS etc. you applied from one of our websites and you never bothered to pay this debt, so the creditor wants to know your intentions about this matter of yours that what would you like to do. They do have a signed copy of the contract which is signed under your e-mail address also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The money was successfully deposited into your bank account.
We have a settlement amount for you if you will make the payment of $350.00 today, 08/20/17 then we can close your file at this amount only. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full.
For any query and concerns, You can feel a free call to us on 423 453 4592 and ask for Steve Smith.
Kindly let us know are you willing to resolve this matter out of the courthouse or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we won’t be able to help you out.
Do reply ASAP,
Regards
Steve Smith[Sr. Investigation Officer]
ACS LEGAL DEPARTMENT
ᐧ
ACS Debt Dept <acsdebt.dept.usa@gmail.com>
12:10 PM (2 hours ago)
to bcc: me
Case No: HK-02/811813
Balance Amount: $964.52
Case File Transferred to ACS: - February 2018
Dear Customer,
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
· Attachme nt of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints are as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.
To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E-mail to get in touch with the representative.
Yours sincerely
Collections & Legal Department
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