Harassing Phone Calls from "Folk Receivable Management"

ComplaintsUnsolicited Phone Calls678-228-3415

Complaint

0
Dennis O'Conner
Country: United States
I have been harassed by this collection agency "Folk Receivable Management". They have been calling me for a month and when I try to return the calls and explain I am not the person they are looking for, they hung up on me.

It's disrespectful and plain wrong. I would like to know how to stop them from calling.

Comments

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  • 0
    dinkle
    | 1 reply
    This is a place of business. We receive calls from this number 678-228-3415. They do not answer because it is answered in the company name.
    • 0
      wa replies to dinkle
      We received the same call from 1-866-664-2512.  These folks are harassing us when you did not owe any single penny or money also. I called them back and ask them what debt they are talking about. Then they baffled and told me .. wait and they are checking.. few minutes later they told me they will remove my number from calling list....   this is fraud.
  • 0
    Sam Sausage
    | 1 reply
    Got a  hand held tape recorder? get it then look up a tty number like 1-877-486-2048(medicare) record the high pitched noise for several minutes. rewind place near your phone when your phone rings and a unknown,unavailable number shows on the 3rd ring hit the play on your tape recorder and place quickly to the phone mouthpiece.this usually assures a quick hankup and no re-pete calls.
    • 0
      Tonetta replies to Sam Sausage
      I never tried something like that, haha.. Something irratating back to them for their annoyance !!
  • 0
    Very annoyed.
    | 1 reply
    Calls me about 3 times a day for the past 2 weeks asking for Dave Doral's debt. I have read articles saying stating how they have received the same call by the same number about the same person. After calling back and asking to stop, they continue to call.
    • 0
      kro replies to Very annoyed.
      If it is a real debt collection for something you owe they should not be calling more than once a day. so either it's a scam or they know it's illegal and are still making the calls . I'd sue for harassment
  • 0
    ALFONSE
    | 1 reply
    FOCUS RECEIVABLES - 678-228-3431 - THEY ARE IN GEORGIA - RUDE!


    Go to the FTC's website https://www.ftccomplaintassistant.gov/ and file a complaint against this collector and her employer for violation of Section 807 of the FDCPA:

    § 807.  False or misleading representations  [15 USC 1962e]

    A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

    (1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

    (2) The false representation of --

    (A) the character, amount, or legal status of any debt; or

    (B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

    (3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

    (4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

    (5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

    (6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

    (A) lose any claim or defense to payment of the debt; or

    (B) become subject to any practice prohibited by this title.

    (7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

    (8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

    (9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

    (10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

    (11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

    (12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

    (13) The false representation or implication that documents are legal process.

    (14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

    (15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

    (16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.

    http://www.creditinfocenter.com/legal/FDCPA.shtml#807
    • 0
      Ron replies to ALFONSE
      This is a great web site for any collection calls real or fraud. I used it several times and refer people to it all the time. Thank You!
  • 0
    Jim
    FOCUS RECEIVABLES FROM THE STATE OF GEORGIA. NOTIFY THE GA ATTORNEY GENERAL. 678-228-3431

    http://www.ripoffreport.com/reports/0/271/RipOff0271158.htm
    http://www.ripoffreport.com/reports/0/235/RipOff0235945.htm
  • 0
    Tricia
    I have been getting calls from 678-228-3415 and 866-664-2513 both these numbers belong to Focus Receivable Management. They are a scam organization that tries to collect on things that are not theirs when your credit record is accessed. I have had calles at least 3 times a day since January, 2010 because my credit record had been checked.
  • 0
    Neal
    Hahahaa i didn't know anything about this until i read this website, I had no clue it was a scam organization, I just thought it was a simple collection agency and someone had lied about their number for a debt...I got them to quit calling me though, if you call back and tell them that if they call you one more time you will take their ass to court (that exact wording) they magically quit calling.
  • 0
    Blaine
    Focus receivables uses less than questionable measures in order to make you feel like a horrible person, when in fact that is what they are. Don't give them your personal information  or banking information. Send them a cease and desist letter and if that doesn't work, which by law they have to abide by, then call them and tell them that you are going to go after them to the fullest extent of the law.  Send them payments in the mail, if they accept it then you are okay because they accepted the payment, if they don't, pay the original creditor, I'm sure they want money on the debt and not all of the BS drama attatched to Focus Receivable. The Focus Receivable agents get commission for each person they intimidate in to paying a bill, they are after money for themselves too.
  • 0
    Sue B
    We have been getting calls from 866-664-2512 and 678-228-3431 for about two weeks - we have no outstanding debts so we are not calling them back.  I am filing a complaint report as this sort of thing has got to stop.
  • 0
    Beth
    Have been getting calls from 866-664-2512 and 678-228-3431 for last 3 days.  We have excellent credit scores and no debt.
  • 0
    Sheila K
    These bozo's have been calling us non stop for about 2 months now. We have no outstanding debt and excellent credit so we won't answer the phone or call them back. It is getting annoying though.
  • 0
    Agravated
    I suspect this has something to do with my ex husband, I do not have any past due bills. I have blocked their number as spam on my cell phone, and will keep doing so for every number they come up with.
  • 0
    Blockout
    This place has been calling me twice a day for about 3 mos. I answered once and they were looking for a different person, I told them they had the wrong number but they still call. A few weeks ago I purchased a new phone with call blocking so now when they call it gives them a busy signal and hangs up.
  • 0
    MeMe
    Focus Receivables gave me a call this morning @ 7:04AM (violation of fair credit/collections act-can't call that early! What is it - $500 per violation if you sue them in small claims court?), they hung up and didn't leave a message.

    Because this is a brand new phone number for me and I keep getting calls for the 'lady' who had this number before me  I called them back. I was told that they were looking for some guy - then they changed the name two more times saying they were wrong about the other names... WTF Sure I really believe anything a collection agency says.  The person was very nice however time will tell if really stop calling.

    It's got to be their MO to call so early and hang up just to piss people off.
  • 0
    Lisamb4169
    FRM, calls me several times a day. Seems to get worse on the weekends. They left a message at 8:30 pm on a Sunday telling me to call them. Thier recording says the law requires us to call etc. Filing report with BBB and FTC. They haven't validated a debt yet either.
  • 0
    California Dee
    This company has called 4x/past 2 days regarding my husband's ex-wife's debt. They were divorced 35 yrs ago, & she's in a nursing home w/alzheimers!! I explained all this to them, but they keep calling anyway. CRAZY!!  How they got our number is beyond me...
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