Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

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  • 0
    Yes the number is listed
    | 7 replies
    Yes, 800-594-3426, the lateset was from mark thompson.  Yes I believe the exact term was "officer of the court" like bailiffs are chasing people down. I have some other calls that are listed as northern Los Angeles which if I've done my research correctly means the lake Elsinore office.
    • 0
      Whooooooooo replies to Yes the number is listed
      | 5 replies
      https://800notes.com/Phone.aspx/1-800-594-3426

      Here you go.  They are based out of Miami it looks like.
      • 0
        tj replies to Whooooooooo
        | 4 replies
        Address is apparently Miami, OK.

        Report that they are running a fake "payday loan deposit" con and shakedown racket.  
        Another report claims they are running from tribal land.

        https://800notes.com/Phone.aspx/1-800-594-3426/2

        "...
        Kimberly
        16 Jun 2010
        United Cash Loans
        800-594-3426
        3531 P Street Northwest
        Miami, OK  74355

        They also call from ABC Cab and
        My Cash Now

        Their customer service number is 800-279-8511.

        This was an Unauthorized ACH to my checking account. They put the money in when you have never gotten a loan. Then make it difficult to contact them when you finally realize something strange is going on with your account. THEN, they come back on you and say, "Well, are you saying that we never put money into your acount??!!" OMG....They only way to get rid of them is to pay it, which is admitting fault or file bankruptcy.Call Type: Debt Collector
        ..."

        Numerous complaints of abusive collection over nonexistent unowed loans.

        Report they are hiding behind tribal jurisdiction.

        https://800notes.com/Phone.aspx/1-800-594-3426
        "...
        aliastoo
        25 Aug 2009
        They dont care, they work on "tribal land" and think they can harrass you because they don't have to follow the law.Caller: United Cash Loans
        Call Type: Debt Collector
        ..."

        This type of con, usually run from safely out of U.S. jurisdiction, involves unauthorized deposit of this "loan" into the victim's account using account information often obtained through "payday loan application" websites (or deceptive cold calls) that claim they just forward your application to many lenders and don't disclose terms.  

        This is followed by "interest only" charges at rates as high as 900% including "fees" that rapidly take back the original deposit money and keep taking until the victim realizes his account is being drained and the account is closed or blocked.  This is then followed by harassing "debt collection" calls, alleging "fraud" or whatever, trying to get even more.


        You might wonder, "How do you make money by putting money in someone's account without their knowledge?"  

        Turns out it's easy, since you take it back before they even know it's there.   No "loan terms" were ever disclosed, no "agreement" to those terms ever occurred, and the victim generally doesn't even know about the "loan deposit" until he overdrafts from the withdrawls.  And you take out FAR MORE than you ever put in, since you claim they "agreed" to "interest and fees" that may add up to 900% and that include NO PRINCIPAL so the "loan" is "NEVER PAID OFF".  You've got your money back before the victim even knows what's happening, and the rest is gravy.  You even get to sell off the "balance" to some other sleazeball, to keep milking it.

        Often an initial deposit of $175 to $300 rakes in several thousand in "interest and fees" in a few months, with the "balance" then sold to scammy "debt collectors" who call and threaten, but claim they "don't know" anything about the original illegal "loan".  

        Violates TILA, FDCPA, wire fraud, state usury and lender registration laws, etc. while hiding overseas (often claiming Caribbean incorporation), or as reported in this case, apparently hiding behind tribal jurisdiction.

        Kansas City MO BBB has information on a similar scam run from Nevis/St. Kitts, and using Kansas City mail drop addresses.
        http://kcbbb.blogspot.com/2011/01/scams-of-week-jan-31-2011.html
    • 0
      LA connection? replies to Yes the number is listed
      What northern LA numbers?
  • 0
    Numbers
    | 2 replies
    I hate to sound paranoid, I would have no problem giving the numbers but I'm a bit worried it may give away my identity. I would hate to give these creeps reason to harrass me and my family more. Is that being too careful?
    • 0
      Intimidation is their game.. replies to Numbers
      | 1 reply
      so they will do that regardless.  Their whole act is designed to make you paranoid.

      Phone numbers are the best way to tie together reported activity when you are dealing with people who use multiple names and try to hide their location.

      If the numbers show up in 800notes.com with several complaints, then they are generally using them to call multiple targets.  Regardless of what they call themselves, those calls are coming from the same place, and therefore from the same people.
      • 0
        if you are receiving calls from several numbers, but the callers are the same, or the alleged "debt" is the same, then all those numbers tie back to the same people, and ALL complaints against ALL those numbers are reports on those same people.

        The internet is an intelligence fusion database, and this is an intelligence fusion management system.
  • 0
    Here we go
    | 2 replies
    The north Los Angeles numbers are 805-855-0297. I know I had said there were a couple of numbers but after reviewing my voicemails it's the same number but 2 different people leaving messages. In the past I had also reviewed a call from a Tracy ca in the past
    But my phone purged the number.
    • 0
      Not much reported by others yet.. replies to Here we go
      | 1 reply
      Very thin complaint profile, and starts real recently.
      No company names reported.

      This suggests they just started using this number.
      It may mean it's just a new cell phone or a VoIP phone number.
      Either is consistent with a small con.

      3 complaints dated March 2, 2012:
      https://800notes.com/Phone.aspx/1-805-855-0297

      2 complaints starting Feb. 23, 2012
      http://www.whycall.me/805-855-0297.html
      "Said I need to call them because they had my social and were going to the post office to get my address. ????"
      "Same as previously mentioned, said they had SS# and address"

      Wording doesn't sound like very "polished" debt collectors.  Almost sounds like the Indian fake "payday loan collection" scams with their focus on having your SSN ("download a case against your SSN" is their stilted phrase), although shady and fake debt collectors also try to use having an SSN as if it is some sort of "proof".

      Also, even the shady So Cal shakedown debt collectors know to use 800 numbers to appear "legitimate", although the "process server" callers sometimes use cell phones.

      Any accents?
  • 0
    No
    | 1 reply
    In fact the mesages sounded very WASPy . If you call the number during off hours the machine says it belongs to a mrs martinez I believe. The messages came from what sounded like Anglo males the latest coming from the mentioned above mark thompson.
    • 0
      Under alias "Mark Thompson".. replies to No
      "Mark Thompson" is an alias used by one of the Corona Scam "process servers".
      Same general area.  You may be dealing with a "Corona graduate" who liked his alias and kept it when he went "solo".
      https://800notes.com/Phone.aspx/1-951-846-9194
      "told me Mark Thompson was a process server for Pacific Management Co"

      ----------------------------------------------------------------------------------------

      Fake "Attorney Mark Thompson".
      No indication of a SoCal connection.  May be east coast.
      https://800notes.com/Phone.aspx/1-888-246-7193
      "Freeman & Freeman Law Offices "
      "wanted for us to send money via Debit card to LGD Processing; not a money order/cashier's check"
      " He wanted for me to purchase this Debit card at Wal-Mart to secure the payment"
      "I finally contacted the real Freeman & Freeman Law Offices and they advised me that this is all a scam."
      "Law Office of Thomas Callahan and Mark Thompson"

      "they said this is a lawsuit for check fraud. And it is associated with my SS number."
      "BMG Recovery"
      "Attorney Mark Thompson"
      "LGD Processing"

      ----------------------------------------------------------------------------------------

      "DEA agent" shakedown racket, different area code.
      "Mark Thompson" is a very common alias for these fake "DEA agents".
      https://800notes.com/Phone.aspx/1-617-252-8207
      "A "Mark Thompson" claiming to be a DEA agent claimed there was a warrant for my arrest "

      More "DEA" scams.
      https://800notes.com/Phone.aspx/1-803-666-1122
      https://800notes.com/Phone.aspx/1-404-826-2565

      Indian fake "debt" scam.
      https://800notes.com/Phone.aspx/1-646-313-3791
  • 0
    Waste of Time. Ignore call!
    | 2 replies
    Chris Walker from Process and Verification left a message stating that I have a possible lawsuit and that failure to contact him may result in adverse decision. I called the phone number and they were looking at my previous address and asked the date of birth. I didn't give out my date of birth and instead asked what they had in their records. They said that they had the wrong person and that the lawsuit from coming from some company in California and in which I have no affiliation. He then said that everything was fine.
  • 0
    Waste of Time. Ignore call!
    Chris Walker from Process and Verification left a message stating that I have a possible lawsuit and that failure to contact him may result in adverse decision. I called the phone number and they were looking at my previous address and asked the date of birth. I didn't give out my date of birth and instead asked what they had in their records. They said that they had the wrong person and that the lawsuit from coming from some company in California and in which I have no affiliation. He then said that everything was fine.
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