Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

  • 0
    Ms Jenkins
    | 2 replies
    Who is she and what are the detail of the lawsuit?
    All the other names listed in the post are we too assume these are owners or managers or who exactly are they and have they been served by the sheriff's yet?
  • 0
    new number
    | 2 replies
    I recieved a call from chase byers (or beyers) at 866-992-1306 so it looks like they arer calling from new new numbers.  Call came complete without any of the items that should accompany a collection call (if this were a collection call as opposed to a shake down.)  Claimed there was a documented case on me and needed a statement from me or there was nothing else he could do to help men (these fools are so helpful).   Topped off the call with an ominous if you don't call back good luck to you.  Keep fighting the good fight, I just want the harrasment to stop.
    • 0
      Diana Mey replies to new number
      Never tell a debt collector anything that suggests you agree to make a payment until and unless you have received a debt validation letter in the mail that proves you owe the money.  

      Not that you agree to make a payment....BUT you can always ask them where you can mail a payment as a ploy to try to get their address.

      I also recommend that if you receive one of these calls, pull a FREE copy of the alleged debtor's credit report to determine what company actually accessed the credit report on or near the date of the call.    That will likely reveal your perp.

      Free credit reports can be had from this link with the Federal Trade commission:

      http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml
    • 0
      tj replies to new number
      Profile:

      Virtually nothing shows up against that number, except possible searches by others.

      "documented case on me "
      "there was nothing else he could do to help me"
      "Topped off the call with an ominous if you don't call back good luck to you."


      The wording is typical of the fake Indian "debt collector" shakedowns.

      Nothing against the number is also typical, as they often change their numbers every month or so, so there is often only a short trail of complaints, if any.

      With the Indian scams, the debts are generally entirely fake fabrications, not even some "error in skip-tracing".  If they have any id information, they usually get it either on the internet, or from fake "payday loan application" websites.  To get paid, they usually have to con you into sending money via Western Union or Moneygram, or by getting a prepaid debit card at Walmart.

      Any thick accents?
  • 0
    accents
    | 1 reply
    No Indian accent, if anything is was a Southern twang.  Forgot to mention they called me on my phone then work seconds later at a number they were told not to call.  Guess if your going to break collections laws might as well go the full 9.  Thanks for the help!
    • 0
      tj replies to accents
      Did you give them your work number in telling them not to call it, or did they already have it?
      Did you tell them who you worked for, or did they already know that?

      If they already had it, that might imply they are using skip-tracing services like Accurint.
      It might also imply access to credit reports, which can show employer information.

      If so, that shifts the liikelihood away from the Indian scammers to some rogue U.S. debt collector.
      Sounds like they are already playing the "prosecution" game.

      As part of this game, they often pretend to be with or at "the DA's office", or "the courthouse", etc.  Sometimes they get it wrong, in the local details, like what city they are supposed to be in, the name of the county, etc.
  • 0
    accents
    | 1 reply
    Not sure how they got my number but I don't think it would be difficult to get my work number though the internet.  When I first got contacted through my work phone I said "do not ever call me at this number again" as I can't deal with that nonsense at my work number. I've heard about any lie these people have thought up by now so I just write on this board new numbers I get in the hopes that it will gain awareness of how the thieves are disguising themselves.  Harassing my sick mom was the end for me, I hope these people including the employees are stripped of everything.
    • 0
      tj replies to accents
      Please post your experience against the number on 800notes.com, including all deceptive or harassing activity or harassment of relatives, so that if there is other activity connected to that number, it will collect in that thread.

      If they claimed they were calling to "serve papers", include that phrase, so Google can find it.
  • 0
    Coincidence?
    | 5 replies
    I think there's a new group going by the name of Green Tree Financial that has ties to Thai Han and/or Pamela Mathews. A few months ago, I was getting messages for a relative about legal action, serving papers, blah, blah, blah. I knew it was a scam, but they keep waking up my sleeping child. When I finally called back to tell them to cut it out, I believe that Pamela Matthews right hand man (at least while she was still working under Thai) answered the phone. He just kept fishing for info under the guise of helping me out. “Are you related to the debtor?” “Do you have a way to reach him?” “What state do you live in?” He got pissy, refused to remove my number and hung up on me. I called him back, read him the riot act and must have scared him so much that he actually sounded timid. Was it the right thing to do? No, but it was a small victory.

    When I kept getting calls from CMAG (under a new name) I contacted a lawyer. I had already started connecting the dots with Pamela Mathews, found the registered agent out of Nevada and kind of left it alone after I found out that I'd have to start sending a bunch of certified letters to their last known addresses. After getting a message left on my phone by Green Tree Financial (800-691-8323) my interest was renewed. A quick Google search will show that they're kind of a quiet bunch. Much smaller and selective. They are definitely trying to fly under the radar.

    Their M.O. Is exactly the same – call the relatives, work phone number and neighbors of the alleged debtors to create panic. They fish for information, but in a much 'nicer' way (I can't believe I just said that) and they change their name, and then start all over again. They appear to have been in operation since at least December of 2011, but the same number that they are calling from has complaints listed back as far as 2008. I believe that the person being described as Ms. Tony also goes by the name of Ms. Way/William(s?). She speaks quickly and tries to be aggressive. Definitely not her first trip around the block. If this is the case, there may be no more than 4 or 5 working there.

    I believe they chose the name Green Tree Financial with great care. Greentree Servicing, a subsidiary of Green Tree Financial (real company) is apparently a mortgage servicer that loves to screw it's customers, so there are already plenty of complaints floating around the net. Besides having a different number and a slightly different name, all complaints seem to point toward phone harassment and collection calls. Most of this is speculation, but hopefully it helps someone else out.
    • 0
      Pam replies to Coincidence?
      | 2 replies
      You are so full of it all around!
      You are calling people debtors,But we are to believe that you aren't a bill collector?
      You are a relative of the "debtor" but somehow you gathered all this information?
      Come on Pam stop it already.....let this all go you are ONLY hurting yourself, And you do not do a very good job of masking your personal vendettas while doing so.
      • 0
        Warning, snark ahead replies to Pam
        | 1 reply
        Are you seriously being serious right now? Really? Do you know what contextual clues are?  Conducting thorough research spread out over several months will help you to find - wait for it - more detailed information! If I were Pamela Mathews...how exactly would this help her case? Right. Anyways, I say it's more than a coincidence. But please, take what you want from it and spit out the bones.  

        Anyways, thanks for the links, TJ. The very last link that you posted points back to what I think is the 'real' Green Tree Financial I mentioned before. I think that they are a mortgage servicer of some kind. The Green Tree Financial that called for my relative didn't specify what type of alleged debt they were trying to collect (but really, it wasn't hard to read between the lines of the message left by the 'claims coordinator'), but when I saw all of the other comments, alarm bells started to go off.  Also, were you able to connect the 800-691-8323 number to the BBB report? That's where I'm having a problem. Since I have no idea what state that the call originated from, I can't connect this outfit to any one specific Green Tree Financial.
        • 0
          tj replies to Warning, snark ahead
          BBB report appears to be on the "Greentree" mortgage negotiation company with the Oceanside address, but the report says no complaints in the last 12 months.  That says it was active over 12 months ago, yet complaints against the number only start in Dec. 2011.

          That gap suggests they are unconnected, and maybe that the Oceanside company may no longer be in business.

          Although there is sometimes cross-over between "debt negotiation" and "debt collection" companies, BBB report names all appear to be aimed at debt negotiation.


          The other Greentree in CA appears to be a financial advisor, with some history as a financial advisor associated with other businesses.  Unlikely to be related.

          Name may be purely a red herring.  If they take payment by credit card, they would have to have a bank account and be set up to process cc payments, but maybe that is under some other name.

          I did check Wyoming LLC registrations, since the Thai Han operations layered their CA LLCs under Wyoming LLCs, but didn't find anything there under Greentree that looked remotely related.
    • 0
      tj replies to Coincidence?
      | 1 reply
      Lacking evidence either way, we leave both possibilites on the table.

      Let's see how it checks out.  https://800notes.com/Phone.aspx/1-800-691-8323

      First complaint, Oct. 2008.
      Predates Bagley and Lundsford by almost a year.
      "RTE Federal Credit "  phishing scam to random person who was NOT a credit union customer.
      Phishing complaints stop in Oct. 2008, Number was probably reassigned.
      .
      Next complaints is Dec, 2011.  .
      "GFS"
      "Green Tree Financial"
      "Granger Financial Services"
      "Miss Tony"
      " a complaint against my SS# for fraudlent activity. What a joke It is a scam"
      "They called me at work today. I spoke to a Ms Tony from Greentree Financial. They said that I owed $$$ for a payday loan (Companies name was CASH YES).
      I explained to her that I paid it back in 2009."
      "about an affidavit of my SS#.  "
      "The person called and stated that an law suit is being brought against your social security number "
      "stated this was a check collection and when i asked him to send my attorney the proof he got irrate and started asking me my attorneys name and location. Then he was trying to make me call my exhusband and ask for the money and then said he would call him. He never would agree to email or mail the proof. and was asking for over $800 dollars. I refused and he got very ill with me and threatened me."
      "RME ??"
      "Because I paid this payday loan over two years ago and have the copy of the paid receipt in my office."
      "Did some deeper checking because I can. Discovered it is a debt collection agency picking up on the bottom-feed/ old debt. They are not using the name or location for the alleged debt to contact you. But, they are using the phone numbers that were put on original loan applications. Discovered this because one of my old employee's relative applied for multiple Quick Cash Loans and defaulted, but used by office number as the point of contact."
      "Ive explained its being paid through another co. that bought the loan but he will not listen."

      Calling a lot of people who owe nothing.
      Many calls to employer numbers.
      Same old Corona-style scripts, threats, evade validation, and have "reason" to get money regardless of whether it's owed.
      Very few aliases.  Most complaints refer to "Ms. Tony".
  • 0
    tj
    https://800notes.com/Phone.aspx/1-888-315-8269

    "rude and had incorrect information on me. Threatened to serve me papers at my job for a payday loan I never heard of."
    "Progressive Fraud Hotline"
    "Samantha Cross"
    "progressive"
    "Paige Taylor"

    https://800notes.com/Phone.aspx/1-877-240-0972
    "USC"
    ""Page Taylor" from the county processors office"
    "Andrew Middlebrooks"
    "Paige Taylor"
    "Beth Paige"
    "contacted my deceased ex husbands mother and sister in law.  It is ridiculous.  They say it was a bad check I wrote in Feb of 2008 almost 4 years ago for a pay day loan....last time I checked you didn't write checks for payday loans????!!!!  Never happened"

    https://800notes.com/Phone.aspx/1-888-434-6124
    "USC"
    "Prudential Litigation"
    "case" number he gave me with the San Diego Sup court and nothing came up with my name"
    "for some reason they called my boyfriends moms cell"
    "Henry Snipes"
    "Holly Chambers"
    "Steve Anderson"
    "John Adams"
    "larry fuller"


    Looks like "Progressive" and "Prudential" are aliases for "USC".
  • 0
    consumers are not being protected
    It has become evident to me that the consumer is not being protected against these type of debt collection scams going on all over are country. As soon as when illegal debt collection closes another 3  pop up. Even when this thieves get caught their punishment if any is usually very minor. So why would they stop stealing from us?. The laws need to be changed or this menace is just going to continue and grow. Even with the case against lunds and bagel it's just civil. They rarely ever make it a criminal case.
    Why would these thugs ever stop. Wouldn't it just be easier for them to just change their business name and phone number and keep the charade going. The laws how they stand right now are not protecting the public and there needs to be a change.

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