Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

  • 0
    hey tj
    | 1 reply
    Nothing at this point, I never pick up the calls.  I think they are walking a tight rope right now by trying to not leave messages that could be used as evidence of continued law breaking.
    • 0
      tj replies to hey tj
      Complaints against those numbers are so thin it's hard to know what you are dealing with.
      It might be the St. Cloud collection agency, or it might be someone else.
      Skimpy complaints, with no information and starting recently, are consistent with some new operation starting up, and those are often scams.

      Even listening to a sentence or two would tell you what and who you are dealing with.

      Not saying you believe them, or even identify yourself, or even talk to them, only get what their angle is, their style of deception and their particular cultural pathology, since it helps you decide how best to counter.

      If they are playing games, then map out the game.
  • 0
    status?
    I read the above legal documents regarding Bagel but what about Lunsford? What is his status?
  • 0
    What is Michael's Problem
    Michael.

    What is your problem exactly?  You say you aren't a lawyer, but you are serving people with lawsuits.  Lawsuits for whom?  Were you collected on?  It is interesting because I think you are someone that was not collected on but you are trying to get rich off of it.  You should be honest to everyone on here.  And, maybe you should let the FTC do their jobs.  I don't think you being deposed is an intimidation tactic.  I think it is their cosntitutional right to see the evidence against them.
  • 0
    Only In America
    It is my understanding that while Mr. Begley was involved in his debt scam activity his wife was collecting unemployment benefits at the same time. What a great country we live in. Your spouse is ripping off the public while you get checks from the government.
  • 0
    Michael
    | 3 replies
    Two more depositions taking place this Tuesday.  State court action's Motion To Intervene will be heard Monday in Federal Court.  Regardless of what happens on the motion, the state court action against the individual defendants will proceed, the only person who will benefit from the denial of the motion is Begley and, ostensibly, Lunsford (although Lunsford has yet to file a declaration in the FTC matter and I notice their attorneys have filed no motions on Lunsford's behalf for release of money,but they have done so for Begley).

    Next set of depos will include John Cook and Stephanie Porchia (who has already lost by default).  Please note that for those defendants who have transferred assets to their girlfriends and/or family members, all such transfers of assets are a fraudulent conveyance and cane reversed by the court when the time comes to collect on a judgment, it would just mean bringing those parties into litiagation also.  Again, all defendants should seek advice of outside counsel in this matter to find out the consequences of their actions.

    Finally, as I understand it from our witnesses, John Cook opened up a new business venture and was contacting former employees of the collection agency offices that he managed for "employment opportunities".  Before i have to spend alot of time investigating this lead, anybody want to volunteer information? We will find out anyway at the depo of Mr. Cook in three weeks.
    • 0
      Michael's Problem? replies to Michael
      | 2 replies
      See I still worry.  It is pretty clear to me that Michael is trying to get rich off of this.  He is no better than a renegade collector.  Michael, come clean.  What is your interest in this?
      • 0
        John doe replies to Michael's Problem?
        | 1 reply
        You clearly lack even a basic understanding of how the legal system works.  

        Keep up the great work Michael.
        • 0
          Michael's Problem? replies to John doe
          You sure about that?  Take a look at the facts as presented by Michael:
          1. He never alleges he was collected on.
          2. He is not a lawyer.
          3. He is involved in several lawsuits against these people.
          4. He has served them.
          5. He apparently is of enough interest to everyone that he needs to be deposed.
          6. He thinks that they are trying to intimidate him.

          When you really just think about it, something is not adding up. He should step aside and let the real victims benefit.
  • 0
    Michael
    | 1 reply
    The individuals who have answered thus far in the state court action are Stacie Cervantes, Tina Coca, John Cook, Denise Deakins, Wendy Marquez, Michael O'Keefe, Barbara O'Neill, Josh Starbuck, John Westholder and Tina Westholder. All these individuals filed judicial council form General Denials and all sought and obtained a fee waiver (basically claiming they could not afford to pay the filing fee for the answer).  After the completion of the depos, it is my understanding that Notices Of Fraud Upon The Court will be filed relating to many of these fee waivers.

    Form Interrogatories were mailed out yesterday by the law offices of Scott Harlow to all defendants who had filed answers in the state court action. Discovery will begin in earnest this week, and the attorney has directed me to work with his paralegal in the preparation of Request For Admissions and Special Interrogatories. The attorney will also be obtaining a court date for prove-ups on the state court defendants who have already had their defaults entered, which include Robert Hangen, Todd Loop, Jose Manjarrez, Stephanie Porchia and  Jason Vaughan.

    Lastly, I will be expanding my investigation to include former employees of the collection agencies along with individuals who will soon be named as additional defendants in the state court action.  All additioinal Defendants are essentially senior closers and junior closers.  Thus far, the dialers have been very cooperative in providing information and documents.
    • 0
      Who REALLY cares anymore replies to Michael
      But YOU
      None of the actual victims will get any monies.
      And none of the defendants if found guilty will actually pay any serious consequences(jail time).
      So why is this even still so pressing?
      What IS in it for you now is what I am wondering?
      YOU too are a Band wagoner trying to cash fat checks like the attorney involved here who as stated will get over $650,000 and counting out of this...YOU are JUST LIKE those involved in the initial racket itself just trying to GET PAID!
      YOU should be just as ashamed of yourself as you say these dirty bill collectors should be of themselves.
      But this is just my opinion.
  • 0
    Michael
    | 1 reply
    I am still also looking for information on Legal Asset Financial Group LLC.  This is an entity formed shortly after the FTC raid. Legal Asset Financial Group LLC is an offshoot of Rincon Mangement Group LLC, et. al.  As you may recall, the "Rincon" collection cluster was run by Jason R. Begley and Wayne Lunsford, all of which were shut down pursuant to an FTC sting and TRO/PP back in October of 2011.  Two weeks after the raid on the Rincon cluster, Legal Asset Financial Group LLC was formed.  The corporate documents are mailed to 2401 Simon Circle, Corona, CA.. This address is the last known address for Samuel Alexis Marquez and Victor Hugo Marquez.  As many of you insiders already know, these two individuals were managers/senior collectors for the Rincon cluster.  I need help getting a physical location on Legal Asset Financial Group LLC (not the mail drop on Hamner ave. in Norco).  

    If anyone has information or complaints against Legal Asset Financial Group LLC, please post and I will do the follow up investigation or you can send it to me at diversifiedarb@aol.com.  I am looking for phone numbers and alias names for the LLC.
    • 0
      Is the.. replies to Michael
      business location from the Corona business license information valid?
  • 0
    Michael
    | 4 replies
    I also need information on Art Castillo (full name) and current location. Another "person of interest" is Shane Guidry, who worked in one of John Cook's offices. Lastly, any info on a John Cook entity called "Global Affect". Please respond to the email referenced above. Thank you.
    • 0
      Curious Michael? replies to Michael
      | 3 replies
      Michael stop avoiding the question. If your law firm receives any money from the people you guys are sueing will you be forwarding the money to us victims or are you doing it so you and your buddy's meaning your attorneys can get a fat payday? We all would like to know the truth? Because its started to sound like your more interested in the money then protecting us consumers and using us as bait to get paid. It's starting to seem like your no different then the guys the FTC took down and now since the FTC is taking all your main guys lunsford and begleys money your no longer interested in them and now your going after the managers and collectors which I think is hilarious so where is it going to stop. Are you going after there kids and there kids kids tell you find free money?. I actually believed you were in it for the right reasons to protect us and now I see your just like the idiots that got raided. We all can't wait to see what happens to the money that the FTC is going to seize too. Already seems like the FTC is in it for the money too. If the FTC overlooks company's like these guys that got shut down for doing bad business who watches the FTC to make sure there not doing the Samething or doing the right thing with the money they take from company's and use the excuse like Michael that they are protecting us. I'm glad these guys got shut down but now I'm curious to see if us consumers are going to get our money?
      • 0
        Shill Alert replies to Curious Michael?
        | 2 replies
        Shill Alert!   You're clearly NOT one of "us consumers" or "a victim".

        Nice try but your idiocy is on full display.

        By this point true victims can clearly smell a shill when they stink like you do.
        • 0
          Really, shill? Michaels a predator! replies to Shill Alert
          | 1 reply
          think about it.  who cares about a shill.  read the previous..... what possible gain can "michael" look forward to?  all he's doing it taking a slice of the pie away from the real victims!!!  every day that he keeps vested in this is another day he's taking away from the real victims.  notice that so far, and read back as far as you want.... he avoids answering the question.... WHY ARE YOU INVOLVED??? YOU'RE NOT A VICTIM!!!  YOU'RE JUST TRYING TO GET PAID!!! WHERE DOES YOUR "PAYDAY" COME FROM???  A CUT OF MONIES DUE VICTIMS!!!
          • 0
            Your an idiot replies to Really, shill? Michaels a predator!
            He doesn't respond because everyone but you (a shill) already knows the answer to the question.

            You just can't fix stupid.

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