Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
What you have uncovered is a new wave of name creations, being prepared to be rolled out into use. Not all of the names have corresponsing LLC registrations or Corona business licenses, although they typically show up complete with 2 websites made up of generic boilerplate, and listings on various online directory sites.
Either these are on the shelf, waiting for use, or they don't have to bother with registering all the names. Maybe they only need to show the appearance of legitimacy for those names having bank accounts, or acting as clients of credit reporting agencies.
Reports of Corona Scam credit inquiries primarily mention Experian and a small list of names, like HGG, ARM, etc, and more recently, occationally Equifax.
The Corona Scam has been showing this pattern for several years. The pattern includes use of numerous names, fake calls by "process servers" claiming they are trying to "serve a summons", implying they are "suing", threats of arrest, or claims that people might be prosecuted, illegally pulling credit reports, shill posts on complaint sites, attempting to collect on "debts" people report are paid, or never owed, always refusing to validate, sending only "settlement letters" instead, etc.
It appears that the "Filing Services" names have been the most successful at creating the appearance of a "lawsuit", implying they are either some "process server" company, or that they "file lawsuits", with enough plausible deniability that they can dance around consumers finding no lawsuit was filed, or sidestepping UPL even when they claim to be "suing".
They don't plan on being pulled into court, with so many names and maildrops to discourage finding them. So they get to lie as much as they want to, since they do so with multiple layers of deniability ("process servers" are supposedly "independent contractors") already in place.
Other tracked names connected to the Corona Scam:
https://complaintwire.org/Complaint.aspx/QrqUYTUISgCLBgjMeJtSCQ/12
Search on the phone numbers fromt the websites, and you only find a few that already have complaints. They are ramping up.
It appears they have an active investigation looking into all the activity centered on Corona.
Not a chance.
There isn't any "$1500 fine" for serving a "summons" at work or anywhere else, either. They are reported to sometimes threaten to have you "arrested" if you don't "call back within 3 hours".
Portfolio Management Group and HGG are two names they go under. They have been reported by others in connection with credit inquiries, mostly on Experian, with a few on Equifax. They may attempt to use the information they find you to try to con you into thinking you owe some faked "debt".
These scammers have no legitimate "permissible purpose" to pull your credit. This is a con, and the fake "process server" script is to scare you and soften you up so you will "settle" and pay them off.
You can sue them, and maybe the credit reporting agency (presumably Experian?), for violating FCRA to illegally pull your credit report. Experian has been selling them credit reports for years to use in this scam.
Notify the FTC. There are reports they are investigating all the fraud complaints pointing to Corona.
In addition, have your local police call the FTC. You may want to file a fraud and id theft complaint with your local police to document the extortion attempt.
If you review the complaints under their various names and numbers, they keep using the old names, but keep adding new names as these "process servers" or "filing firms" or whatever they are pretending to be.
What is showing up is a bunch of new names, following a systematic naming pattern, set up with websites to sort of appear like some debt collector, and all with mail drops at some UPS Store in Corona, but with only a few complaints (or even none yet) showing up on 800notes under the phone numbers. The use of numerous names hides the level of scam activity and makes it harder to connect it all to one source.
The bulk of the people in this scam are these fake "process servers" who call and threaten, trying to get suckers to call back one of the numbers. The appearance of a bunch of newly fabricated entities suggests that we should see a rise in complaints as they start being used in the scam.
Southcoast Financial Services
877-301-4517
1240 E. Ontario Ave
Suite 102-208
Corona, CA 92881
It just started showing up on 800notes, complete with 2 shills, claiming they were "sued", just to get things going.
https://800notes.com/Phone.aspx/1-877-301-4517
Here is another:
Superior Filing Service
866-731-7040
1240 E. Ontario Ave
Suite 102-128
Corona, CA 92881
No 800notes complaints yet, but all the websites are already in place, with parallel domain names.
And another:
Raincross Filing Service
877-287-4435
1240 E. Ontario Ave
Suite 102-198
Corona, CA 92881
Only 2 complaints so far. Second is probably a shill, due to all the "details".
https://800notes.com/Phone.aspx/1-877-287-4435
And another:
Westcoast Filing Service
866-727-3113
1240 E. Ontario Ave
Suite 102-109
Corona, CA 92881
Complaints have been showing up for a week.
https://800notes.com/Phone.aspx/1-866-727-3113
Usual Corona Scam fake "process server" calls, with fake "case number", and threats to panic people into calling back quickly. They don't want you to have time to look them up.
"...Received call from unknown and they told my daughter they were giving 2 hours grace call before serving a subpoena, and that someone had to be home to sign for it. They gave my daughter a number and I called district clerks office (Central Texas) and the number was not one of their case numbers...."
Notice the fancy footwork as the "closer" tries to recover when the victim claimed they never had a Best Buy credit card.
"...My wife recieved a call from these people saying that she would be taken to court if we didn't set up a payment for a Best Buy credit card that has been turned over to them. When she told them that we have never had a Best Buy card, they said it probably was showing up as a Best Buy card because we bought a TV or some other electronics!!! TOTAL SCAM!!..."
They are scaling up, as if no one could possibly stop them.
They are using the features of past fronts that worked best for them, like "Filing Service" in the name, and the various listings to appear "real" to people doing a casual Google search, while avoiding wasted effort. Mail drops are all at one place, not even at scattered UPS Stores in surrounding towns, most don't appear to be LLCs or have Corona business licenses.
For example, search Corona business licenses for "Filing Service". You get 4 hits: "Global Filing Services", "National Filing Services", "Executive Filing and Recovery Services", and "MFS". The first 3 are Corona Scam fronts, while MFS may be "Maple Filing Services", another front. None of the other many "Filing Service" names show up as licensed.
http://www1.discovercorona.com/BusLic/bus_lic.cfm?&start=1&method=
The Experian inquiries, when reported, are still showing up under a limited number of names, Portfolio Management Group/PMG/HGG, ARM, Pacific Management Recovery, and a couple others. Some of those, like PMG, appear to have Corona business licenses.
They are cheaply and efficiently creating LOTS of front names. That says the fronts are being created only for hiding behind in their contacts with victims. Either they intend to drastically ramp up activity, or they want to thin the complaint profile against any one name, or both.
https://whocallsme.com/Phone-Number.aspx/8884168110
"Angela replies to Jaime
14 Jul 2011
Just found out via telephone provider they know about this old debt collection scam.. the FTC is checking into all these 1-800-866 etc. numbers calling, they are getting constant calls about them.
..."
http://www.collectorsexposed.com/forum/index.php/topic/3637-who-are-national-filing-services/
"...
Posted 01 August 2011 - 08:22 PM
These people are ruthless in my opinion. The have been contacting me for months saying a lawsuit has been filed and a process server is on the way. They call my work, the HR department at work and scared my parents to death. I could never get a straight answer from them or antyhing in writing so I filed a complaint with the FTC in May and now the FTC has contacted me wanting a phone interview about my complaint. I must admit I'm a bit nervous about that but they have stopped contacting me.
My question is it normal for the FTC to contact people about complaints that are filed?
..."
"...
God Bless Texas
9 Aug 2011
The Texas AG copied me on a Cease and Desist Order to National Filing Service prompted by my complaint about them collecting in Texas without having a Texas Debt Collection license. I promptly filed three small claims suits for $1000.00 for each of their illegal inquiries on my credit reports and one for $1500 for the illegal call.
..."
Kia Farrow v. Maple Filing Services LLC
Filed: August 9, 2011 as 2:2011cv06526 Updated: August 12, 2011 10:40:11
Adrienne Therrien v. Global Filing Services LLC
Filed: June 29, 2011 as 8:2011cv00971 Updated: July 31, 2011 00:48:34
Maja Pepion v. Global Filing Services LLC
Filed: June 21, 2011 as 2:2011cv05164 Updated: July 23, 2011 01:01:24
Travis R Baie et al v. Prime West Management Recovery LLC
Filed: June 23, 2011 as 5:2011cv00986 Updated: August 12, 2011 00:34:45
Baie et al v. Prime West Management Recovery LLC
Filed: June 10, 2011 as 5:2011mc00015
Miller v. Prime West Management Recovery, LLC
Filed: May 23, 2011 as 2:2011cv00308 Updated: July 18, 2011 22:07:42
Raquel Garay v. Prime West Management Recovery, LLC
Filed: January 21, 2011 as 2:2011cv00683 Updated: April 15, 2011 22:03:11
Frascogna v. Pacific Management Recovery, LLC
Filed: January 13, 2011 as 3:2011cv00020
It seems that with all these lawsuits that sooner or later someone would go after them criminally. What a waste of resources and time that these debt companies are taking from the public. I for one am tired of this BS.
CORONA DEBT SCAM IS STILL GOING STRONG AND WE THE PUBLIC NEED TO GET RID OF THESE MENACES TO SOCIETY ONCE AND FOR ALL.
109 N Maple St Ste C Corona, CA 92880
(951) 870-2022
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1 stars
My name is Wayne Lunsford and I…
Provided by YP.com
Posted by WLunsford on 07/02/2011
My name is Wayne Lunsford and I represent Prime Western Debt Recovery LLC. We are a debt collection agency who uses illegal tactics to gether information from debtors any way we can.
We lie and tell people that we are with the County of which the debtor lives in and that we are going to send out uniformed officers out to arrest people just to scare them in to calling us so they'll give us money and information so that we can turn around and sell their updated account information to another collection agency for higher profits.
Everything we do is illegal and the best part about it is we use a postal store as our address and we use temps and contractors to make the calls because if there is ever a law suite filled against me I just blame it on the temp. All I have to say is "I was unaware that this had happened but the employee was let go due to other complaints just like this one". It gets me off the hook every time.
I am the only employee of my firm and I plan on keeping it that way. Believe it or not my profits for doing this illegal operation for last year was $77,000.00 and that was part time.
So if you are interested in becoming a scam artist like me call me at 951-581-6424 or 951-870-2022 or 866-676-2140 or 866-969-7222 or 866-866-1313.
Thanks and I hope to collect from you too SOON!!
Wayne Lunsford Prime Western Debt Recovery LLC.
Oh and do you see the "LLC"? It means I am a Limited Liability Corporation which means I can rip you off and get away with it. Haha!!
http://www.yellowpages.com/corona-ca/mip/primewest-management-454985299/reviews/new?lid=454985299
Corona Yellow Pages »
Primewest Management, Corona, CA
A predictive indicator is evidence of an action by a specific person or organization of interest that would move them toward having the capability to take some other specific action that we are interested in. In other words, without that initial action, they are not capable or ready to take the action that depends on it.
We may not always see all the preparing actions, so we may not be able to prove whether or not they are ready or capable of the dependent action, but in those cases where we do catch information showing preparing actions, it may signal movement toward, and preparation for, the dependent action. It can show both intent, and the state of readiness to act.
We cannot absolutely prove by abductive reasoning, but we do not have access to all the information needed to prove by deductive reasoning anyway, and often we cannot even do the experiments or otherwise obtain that information, so abductive reasoning is useful with limited information to arrive at plausible hypotheses based on their simplicity or efficiency at explaining the information we can find.
Abductive reasoning can make use of "MO", profiles, or other experience based heuristics.
The lack of complete information needed to prove is not the same as having evidence that disproves. We must keep this in mind whenever we are dealing with limited access to information, such as through anecdotal reporting, and particularly with intentional deception.
They may be shifting strategies, trying to get back below the radar by diffusing complaints across multiple names and numbers.
Superior Filing Service
First post, 8-13-11
https://800notes.com/Phone.aspx/1-866-731-7040
Nationwide Filing Service
First post, 8-11-11
https://800notes.com/Phone.aspx/1-877-279-4803
Capital Filing Service
First post, 6-30-11
https://800notes.com/Phone.aspx/1-888-430-1651
First post, 6-09-11
http://www.ripoffreport.com/collection-agency-s/capital-filing-servi/capital-filing-services-just-afae9.htm
Southcoast Financial Services
First post, 8-04-11
https://800notes.com/Phone.aspx/1-877-301-4517
Eagle Filing Service
No posts yet.
https://800notes.com/Phone.aspx/1-877-826-1427
Asset Filing Service
First post, 8-18-11
https://800notes.com/Phone.aspx/1-877-329-3448
Raincross Filing Service
First poist, 8-06-11
https://800notes.com/Phone.aspx/1-877-287-4435
Westcoast Filing Service
First post, 7-29-11
https://800notes.com/Phone.aspx/1-866-727-3113#p275335435860845218
Worldwide Filing Service
First post, 8-02-11
https://800notes.com/Phone.aspx/1-877-279-4792
Universal Filing Service
First post, 8-09-11
https://800notes.com/Phone.aspx/1-877-320-6375
County Filing Service
First post, 6-10-11
https://800notes.com/Phone.aspx/1-888-416-8110
and pretending to be a cop is the same as buying a car and paying taxes?
YOU ARE DELUSIONAL. TOO MANY HITS FROM THE CRACK PIPE?