Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
This DOESN'T mean that they are actually seeing the money, mind you.
That is why when "your bank" calls to notify you of a "security problem", you ALWAYS call back via a number you know, like from your credit card or statement, NEVER talking to the caller, and NEVER calling back any number left.
Even this is subject to spoofing, either by diverting PBX calls via hacks, or by getting 800 numbers 1 digit different from large bank, utility, or insurance customer service numbers. See the complaints against "Central Rewards" AKA "ultimate savings plus".
No phone calls from strangers can be trusted, for any reason whatsoever.
What happens if a receiver-run business exceeds the payment processor's chargeback limits?
Or all the "HSBC" or "First National Bank of Delaware" "CC debt" used to threaten people who never even had a card with HSBC, and never heard of "First National Bank of Delaware"?
Sounds like they bought "old debt" as a cheap sucker list/"get out of jail free card" so they could call and threaten anyone similar they could find, using the excuse they "thought they owed the debt", the same game played by the "legitimate" junk debt buyers.
With a couple differences:
They added a heavy emphasis on skip-tracing, to threaten relatives and employers, including adding the illegal threats of "arrest" and "lawsuits".
Other complaints allege they attempted to use credit report account information to make up debts, including reports such accounts were verified by the consumers to be unowed or in good standing.
All hidden behind the layers of LLCs to protect them from what happens when you act like thugs.
If any of these folks have previous convictions, larceny, extortion, grand theft auto, they might be going to jail.
I was looking at the PDF on a previous page with the filing and it looks like PMG wasn't in operation until well after 2000. Yet, I am certain that the two crooks that I mentioned way back when, well at least one of them, told me he was working for Pacific Management Recovery. I"m thinking that it's possible that this agency might've gone through sesveral permutations to get to this point. Back in the 1990s, it was just as corrupt and vile as it is now.
The civil code won't work either, but nice try. Stick to playing games on the phone. It must make a little person like you feel good when the victims can't fight back. Time to level the playing field.
Have a great weekend.
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