Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
If the people you were working with were committing a crime, then anyone with even a semblance of a moral compass would consider "talking crap on the people you worked witj" as doing the right thing. It's actually a legally recognized principal - called the Whistle Blower law.
There's also another legally recognized principal: "ignorance of the Law is no excuse". It's especially valid if the laws you're breaking are in the course of your employment where you would be expected to have a higher degree of accountability.
Q: How do you know Todd Loop is lying to you?
A: His lips are moving.
Quick history...convicted felon (embezzlement); adulterer; "dead beat" Dad to an illegitimate child, owing back child support; degenerate gambler; sociopath.
Track this mofo down and make him face the music once and for all. (oh yeah...did I mention he's Wayne's step Dad?)
What a f*cking resume!
None of this is surprising.
An organization designed to deceive others requires that your team be deceived as well.
Same compartmentalization for internal deception shows up in most fraudulent telemarketing operations. That is basically what you are, a fraudulent telemarketer.
Change the "product", change the script details, it's all the same.
Or even better, telling their parents or grandma, or someone you think is their grandma, THEY will be arrested?
You and I must have a different meaning for good intentions.
Did you write those?
"On October 13, 2011, Lockhart, the Individual Defendants' cousnel, stated to the Reciever that the Manager Entities had been recently formed and were now collecting the debt purchased from PIF. Lockhart stated that the Manager Entities were formed fore the purpose of insulating PIG and PIF from the collection process and that neither the Recievership Entities nor PIG and PIF were resonsible for the manner and methods of the collection implemented by the Manager Entities. He also stated that the Individual Defendants (Wayne Lunsford and Jason Begley) did not have any control over the debt collection process once the debt was sold to the Manager Entities...." [See Reciver report, pg. 8, para. 18]
Making informed decisions is the best way to proceed, thus all defendants and all former employees should be diligently reading FTC documents and should appear at the court proceedings on Monday. The report filed today further indicates that not all assets/money was seized by the FTC. As a paralegal and investigator myself, I recognize the fact that the FTC investigators and attorneys have put in thousands of hours into their pleadings. I do not see any way for there to be a "good" ending for the defendants in the FTC action. Further, please note that the FTC is now using the word "extortion" in their pleadings (see docs filed 11-01-11).
"Calfornia Penal Code 520. "Every person who extorts any money or other property from another, under circumstances not amounting to robbery or carjacking,by means of force, or any threat, such as is mentioned in Section 519, shall be punished by imprisonment pursuant to subdivision (h) of Section 1170 for two, three or four years."
I have many times seen situations where inviduals lower on the "food chain' are told to keep their mouths shut or to state that they "don't recall" in response to questions at depositions, only to find late that they turned themselves from a bit part in a large litigation to a main party guilty of perjury. Again, all defendants and all former employees should be seeking advice of counsel at this point.
Not to wax poetic, but to quote Pink Floyd from the song We You Were Here-
"Did you exchange a walk on part in the war for a lead role in a cage"
I know, shows how old I am.
For purposes of full disclosure, I will forard to anyone who ask copies of the reciever's report and other FTC docs (although there are about 1600 pages of those) so that you don't have to pay for them. Send me an email and let me know where to forward them, set up a dead end email for this specific purpose if need be.
Just reviewed the answer filed by Defendants in the FTC action. Both Wayne Lunsford and Jason Begley deny that they ever "formulated, controlled, had the authority to control, or participated in the acts and practices as alleged in the FTC complaint" (see answer, pg. 1, para. 13 and 14 of answer filed 11-03-11).
While this is some what standard language for a "general denial", if you combine this with statments made to the reciever, the only conclusion is that collection managers and all you "independant contractors" took it upon yourselves to violate a multitude of state and federal laws in order to line your own pockets.
While this may seem ridiculous to all you former employees, who has more money to hire attorneys to give their side of the story-you...or Begley and Lunsford? Unfortunately, the law is quite often like this.