Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
You could have bought gold bricks, but if you used them only for tossing off overpasses at passing cars, the police would be looking for you.
I've seen a lot and it's probably the worst I've ever seen. The scale of the abuse was massive.
Once you read everything, you'll see why there's just no way the employees couldn't know what they were doing was illegal. All they could see was dollar signs - literally in some cases since that was the wall paper in the office!
Maybe it's worth a book or a movie some day, like those coming out on the mortgage and CDO meltdown, or those sure to come out on Madoff. Perhaps a section in textbooks on forensic financial investigation or accounting, like "McKesson & Robbins".
The FTC beat you to the punch in this case and you're scurrying trying to grab whatever imbecile is dumb enough to believe your scare tactics. I gotta hand it to you though, you're good at what you do. A master manipulator at his finest. What's sad is that the people who are getting wrapped up in your devilish plan will ultimately still end up in disappointment. You think there's been money laundered, there hasn't. You think there's hidden money in family trusts, there isn't. Check again... They were a part of the properties seized. You think there's luxuries hidden all over the planet, there isn't. You think there was extortion going on, there wasn't. You think there was racketeering and embezzlement going on, there wasn't that either. But I for one know that you pretending to know all of this is all part of your plan to turn everyone against each other and BRAVO... You've succeeded with that Mr Peterson. They all hate each other, they all believe your lies, they all believe that Wayne and Jason, the bosses that paid them to go to one of the largest Christian events across the country, we're also the bosses to 1.scam them out of 1 months paycheck (which were mostly all for $2500.00 and below) and 2. Run a completely illegal company and once they got caught (violating guidelines) were 3. The bosses who are passing all the blame onto their employees. Unfortunately, yes, they have fallen into your trap and now believe this about their bosses.
But Mr. Peterson, on the contrary to what you believe, these men are good men. They are not what you have slandered their names to be. They gave people jobs during a horrible economy. Collecting debt, legitimate debt during a time when are country is in the worst it's ever been in. They built good relationships with people because they genuinely cared about their company and employees... And the employees know that. Unfortunately the people who have been affected by this are hurt, confused, and jaded by the recent events and are vulnerable to your statements about these men.
The government went in and seized this company and has many investigations pending when it comes to other collections agencies across the country. This will not be the last collection agency to be treated this way. The reciever's report was corrupt and had many untrue statements believe it or not. Unfortunately the employees probably won't end up seeing the dispute when it comes to the reciever's untrue statements becuase posting anything that would help this situation won't be beneficial to you Michael.
Do the people on this site and who are involved in your lawsuit know that you have already tried to settle? Reason being, once the FTC sues for "the people", then the people can no longer sue for themselves right? I could be wrong, but I'm pretty sure that's how it works. Once the FEDERAL GOVT takes everything for themselves, which is what they will do. There will be nothing left for Michael Peterson and his "peons". Also, if any of you think that the govt will be paying you back even a penny of this money they have seized, you're sadly mistaken. In fact, they reason they won't pay the employees is because there isn't enough money to pay the employees and themselves combined.
Now, you've accomplished what you want to accomplish Magnum PI, so what now? What else do you want? Oh thats right! Money, its money that you want personally, but again... Good luck with that. There wont be any money after the FEDS are finished. And say what you will about how they collected debt, it's getting so redundant of you. It's over. You know for a fact that they are no longer conducting business, so what's the point in continuing your self loathing game on the internet? You may find yourself at the opposite end of a lawsuit by the end of this Mr Peterson... And maybe at that time you'll figure out that you aren't the pretentious know it all that you seem to think you are.
The FTC beat you to the punch in this case and you're scurrying trying to grab whatever imbecile is dumb enough to believe your scare tactics. I gotta hand it to you though, you're good at what you do. A master manipulator at his finest. What's sad is that the people who are getting wrapped up in your devilish plan will ultimately still end up in disappointment. You think there's been money laundered, there hasn't. You think there's hidden money in family trusts, there isn't. Check again... They were a part of the properties seized. You think there's luxuries hidden all over the planet, there isn't. You think there was extortion going on, there wasn't. You think there was racketeering and embezzlement going on, there wasn't that either. But I for one know that you pretending to know all of this is all part of your plan to turn everyone against each other and BRAVO... You've succeeded with that Mr Peterson. They all hate each other, they all believe your lies, they all believe that Wayne and Jason, the bosses that paid them to go to one of the largest Christian events across the country, we're also the bosses to 1.scam them out of 1 months paycheck (which were mostly all for $2500.00 and below) and 2. Run a completely illegal company and once they got caught (violating guidelines) were 3. The bosses who are passing all the blame onto their employees. Unfortunately, yes, they have fallen into your trap and now believe this about their bosses.
But Mr. Peterson, on the contrary to what you believe, these men are good men. They are not what you have slandered their names to be. They gave people jobs during a horrible economy. Collecting debt, legitimate debt during a time when are country is in the worst it's ever been in. They built good relationships with people because they genuinely cared about their company and employees... And the employees know that. Unfortunately the people who have been affected by this are hurt, confused, and jaded by the recent events and are vulnerable to your statements about these men.
The government went in and seized this company and has many investigations pending when it comes to other collections agencies across the country. This will not be the last collection agency to be treated this way. The reciever's report was corrupt and had many untrue statements believe it or not. Unfortunately the employees probably won't end up seeing the dispute when it comes to the reciever's untrue statements becuase posting anything that would help this situation won't be beneficial to you Michael.
Do the people on this site and who are involved in your lawsuit know that you have already tried to settle? Reason being, once the FTC sues for "the people", then the people can no longer sue for themselves right? I could be wrong, but I'm pretty sure that's how it works. Once the FEDERAL GOVT takes everything for themselves, which is what they will do. There will be nothing left for Michael Peterson and his "peons". Also, if any of you think that the govt will be paying you back even a penny of this money they have seized, you're sadly mistaken. In fact, they reason they won't pay the employees is because there isn't enough money to pay the employees and themselves combined.
Now, you've accomplished what you want to accomplish Magnum PI, so what now? What else do you want? Oh thats right! Money, its money that you want personally, but again... Good luck with that. There wont be any money after the FEDS are finished. And say what you will about how they collected debt, it's getting so redundant of you. It's over. You know for a fact that they are no longer conducting business, so what's the point in continuing your self loathing game on the internet? You may find yourself at the opposite end of a lawsuit by the end of this Mr Peterson... And maybe at that time you'll figure out that you aren't the pretentious know it all that you seem to think you are.
I also find it amusing how little of what you think you know is reality. Soon enough, you will learn the truth.
I'd venture to say there are a large number of victims from all over the country contributing to this board....not just Michael and TJ.
I, for one, have been watching closely from the east coast....West Virginia to be precise.
Maybe there are others willing to post their generalized locales -- just to show you how large our number really is -- and that it isn't just Michael and TJ watching and waiting for the hammer to drop on all of you.
http://dl.dropbox.com/u/48241601/FTC-Reply-11-04-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%231-11-04-11.pdf
http://dl.dropbox.com/u/48241601/FTC-CounselDecl-11-04-11.pdf
Why do they think the are so so entitled?
Do they really need $20,000 a month to live?
http://dl.dropbox.com/u/48241601/FTC-%20Anne%20Stahl-%231-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%232-11-01-11%20%281%29.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%233-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%234-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%235-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%236-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%237-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%238-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%239-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-AnneStahl%2310-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2311-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2312-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2313-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2314-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2315-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2316-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2317-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2318-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2318-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2320-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2321-11-01-11.pdf
http://dl.dropbox.com/u/48241601/FTC-BruceGale%2322-11-01011.pdf
...In response to the mountain of evidence, Defendants offer virtually no
defense or explanation regarding the FTC’s allegations. Instead of refuting any of the FTC’s claims, Defendants instead incredibly assert that the FTC has not established consumers’ reasonable reliance on Defendants’ misrepresentations... Defendants are wrong.
...Here, Defendants have concocted an elaborate collection scheme to support the false claim that the consumer was a defendant in a lawsuit brought to collect a purported debt. That consumers reasonably relied on this false claim in paying Defendants to settle the fictitious lawsuit is well-established by the record, and is supported by a common sense understanding of how parties behave when faced with litigation.
...Defendants’ also argue that 200 consumer complaints lodged with the FTC
do not establish that the allegations in the Complaint are consistent with a pattern and practice of unlawful activity. This argument misstates the
applicable law and the facts of this case. Second, the FTC does not solely rely on the consumer complaints to show a pattern and practice. It is Defendants’ own business records–scripts, rebuttals, and collector instructions–that establish their pattern and practice of deceiving
consumers. The FTC does solely rely on consumer declarations and complaints, although those standing alone are sufficient to show a pattern and practice of Defendants’ unlawful conduct. In response to the overwhelming evidence, Defendants do not refute any of the FTC’s allegations that Defendants have violated the FTC Act and the FDCPA.
And did you notice what the FTC said about paying the employees their commissions, etc. for October 2011?
The FTC said it shouldn't happen.
The FTC says the employees clearly knew that they were not process services, clearly knew they were not working for a Sheriff's department, and clearly knew they were not working in a legal office - yet they characterized themselves that way when they called consumers.
The FTC characterized the employees behavior as menacing towards consumers.
Shameful.
do not establish that the allegations in the Complaint are consistent with a pattern and practice of unlawful activity."
Hmmm...I've often thrown out a "RICO" reference when describing these thugs but I thought that I was the only one that saw the connection. Here, however, the words "...pattern and practice of unlawful activity" sound provocative.
And to the earlier post with the link from 800notes for the Roth Goldman people and the Buffalo connection, yes, it does look familiar. Old habits die hard, apparently. So, we people with those powerful pieces of paper need to keep them at the ready, like necklaces made with garlic cloves, to ward off the vampires.