Total Scam
Complaint
Sick and Tired
Country: United States
They contacted me about a debt from 2005 in which I had previously settled. The odd thing is that they had all my information. I was very nice to them and got them to provide me their "corporate address" which was supposedly: 3380 LaSierra Avenue, Suite 104, Riverside California, 92503. I looked it up on the Internet and Yes, it is the address for UPS. I spoke with the UPS manager who confirmed it was possible that they had a "mailbox" through UPS but that the address they are providing belongs to UPS. I sent the name and address to my state's Department of Insurance (DOI) to see if they were a licensed collection agency in my state. I received an e-mail back from the DOI which indicated they were NOT licensed in my state. I called Mr. "William Brewer" back and informed him of the communication I had received from the DOI. He told me that they would stop calling. I requested this in writing and have not received YET!!!! They had previously told me I was going to get served. Well I am still waiting...........Know your rights and file a complaint. Also check with your state's collection laws. My DOI was very prompt in there response.
Comments
1) Old "debt" of suspect legitimacy.
2) Use of "corporate" to sound "professional" and "legitimate".
3) Use of a UPS Store mail drop in Riverside County.
4) Use of the old "process server" scripts to imply some "lawsuit", to evade validation and coerce payment without providing any proof the "debt" is even owed.
Might be a new startup by "Corona" alumnae.
File a fraudulent collection complaint with your state Attorney General.
Also file a complaint with FTC. They might as well know the old Corona alumnae are still at it, evading FDCPA with the same scripts they found in the raids..
The truth is you have no idea whether any debt you may have bought for pennies is actually owed any more than you know if the person you call and harass is the one who owes it, assuming you bought anything at all. Federal and state law define what you are required to do to comply, and if you, or your Corona friends, choose to violate the law, it is fair to assume that the debts you claim to own are bogus. In fact, that is exactly how the courts have been treating this illegal debt collection using deceptive and threatening scripts.
YOU are the ones choosing to evade the law's requirements for notification and validation, pretending to be "suing", threatening "arrest" or "prosecution", playing "cop" or "attorney", or "assistant DA", or whatever your employees feel like making up today.
The tactics you characterize as "misleading" were in fact fraudulent and extortionate. According to the FTC investigators who raided the offices in and around Corona they succeeded in conning money out of people who weren't even who the Corona scammers claimed was the alleged debtor. Even knowing this, and knowing that their tactics were blatantly illegal, they happily took the money, even gloating about how much excess they could make up and add on, calling it "spiff money". The scripts outlined it all, including what to say regardless of how the targeted victim responded, whether the "debt" was already paid, included in bankruptcy, caused by id theft and fraud, whatever.
There is a clear line between legal debt collection and intentionally fraudulent shakedowns. It's often as simple as this: Legal debt collectors send a "g" letter as the law requires, allow disputes, and either obtain validation when disputed, or move on. The crooks call your relatives, friends, and coworkers, pretend to be "serving a summons", and make other phony threats.
There isn't really hard to confuse the two.
As a role model for your kids, what are you teaching them spending all day making up bullsh*t to con people? And is Corona, or Riverside County still such an economic cesspool that this is the best you can do with your life?
By the way, Diana still wants her money.
Where are your deadbeat friends hiding now?
BUT there is one thing you do know how to do and that is stay in the DARK. A legitimate collection agency would be more than happy to send a person that owe them money a statement showing a balance due, with an addressed envelope.
Now to all you people that ARG is harassing do n't give them your credit card # any personal info. If they purchased your acct. from a previous company it maybe written off, or included in some bills if you filed bankruptcy you do not owe it. these people are trying to get balance on bill plus what they wan to add,that why they will not send you a paper bill. Do not let them scare you into give them your credit card # You need to see the bill.
Philip Norman 877-220-1743 SCAM